1428 Lawson Street, Innisfil, ON
Alcona, Innisfil · MLS® N13683486
About this home
In short
- This beautifully upgraded home featuring sleek modern finishes throughout, a large custom-designed kitchen with quartz countertops, panel backsplash, double wall...
- Spacious open-concept layout filled with natural light, enhanced by recessed lighting and contemporary fixtures, featuring a living room with built-in speakers, a...
- Upper level offering a loft area perfect for kids or teens, along with generously sized bedrooms, including two with private ensuites and the remaining bedrooms...
This beautifully upgraded home featuring sleek modern finishes throughout, a large custom-designed kitchen with quartz countertops, panel backsplash, double wall oven, microwave drawer, and premium Bosch benchmark and Thermador gas stove, creating a chef-inspired space perfect for cooking and entertaining. Spacious open-concept layout filled with natural light, enhanced by recessed lighting and contemporary fixtures, featuring a living room with built-in speakers, a custom TV unit, and built-ins with quartz countertops, while the dining area with a waffle ceiling and built-in speakers is ideal for family time or hosting guests. Upper level offering a loft area perfect for kids or teens, along with generously sized bedrooms, including two with private ensuites and the remaining bedrooms connected by a shared Jack and Jill bathroom with double sinks, providing comfort and convenience for the entire family Exterior showcases recessed lighting, beautiful stone landscaping with built-in planters, and sleek dusk-to-dawn lighting that creates a warm evening ambiance, along with a spacious backyard featuring a new storage shed ideal for seasonal storage or hobbies This home offers over 3260 square feet of living space with parking for six vehicles and a full unfinished basement ready for future customization, all located in the sought-after Alcona community of Simcoe, close to Highway 400, Mins to Innisfil Beach, and nearby shops and amenities. Inaddtion In
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13683486
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 40 × 114.7 ft
- Cross streets
- McNeil St/Lawson St
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,567 / 2025
- Days on market
- 34
- Listing brokerage
- CENTURY 21 REGAL REALTY INC.
Rooms
hardwood floor · built-in speakers · large window
4 pc ensuite · large closet · large window
large window · semi ensuite · large closet
Large Window
porcelain floor · eat-in kitchen · w/o to yard
large window · walk-in closet(s) · semi ensuite
porcelain floor · french doors · window
large window · porcelain floor
large window · walk-in closet(s) · 5 pc ensuite
hardwood floor · built-in speakers · large window
Listed at $999,000, which is about 16% below what comparable homes suggest.
The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far below their automated estimate sold at about 100% of the original ask, in a median 19 days (715 sales).
Total price vs nearby homes. Fair value about $1.20M, learned from recent GTA sales.
The market behind the math:
About 0.7 months of inventory: 13 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $307/sqft against an area asking average of $420/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 89 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $940K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 89 comparable homes that sold in Alcona over the past two years, from 450 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $396/sqft; this home lists at $307/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Alcona, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,375
- Property tax
- $547
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,922
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,477
- Principal paid down
- $98,815
- Interest paid
- $163,662
- Balance remaining
- $700,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Alcona signed at a median of $3,215 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,518. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 REGAL REALTY INC.. MLS®/PropTx.