2070 Osbond Road, Innisfil, ON
Alcona, Innisfil · MLS® N13785210
About this home
In short
- NEARLY 4,200 FINISHED SQ FT ON A CORNER LOT WITH A FINISHED WALK-UP BASEMENT, IN-LAW CAPABILITY & SOLAR INCOME POTENTIAL.
- Nearly 4,200 finished sq ft in Alcona is the headline, but the walkable location, walk-up basement, owned solar panels, and four large bedrooms make the story even...
- Set on a landscaped corner lot where the school run, grocery runs, dinner plans, parks, and trails can all happen without grabbing the car, 2070 Osbond Road puts...
- Hardwood flooring runs through the main and second levels, while tasteful finishes, a separate living room, and a family room with pot lights and a Napoleon fireplace...
- All four bedrooms are impressively sized, with a huge primary suite adding a walk-in closet and a 5-piece ensuite featuring a corner soaker tub, dual vanity, and...
NEARLY 4,200 FINISHED SQ FT ON A CORNER LOT WITH A FINISHED WALK-UP BASEMENT, IN-LAW CAPABILITY & SOLAR INCOME POTENTIAL! Nearly 4,200 finished sq ft in Alcona is the headline, but the walkable location, walk-up basement, owned solar panels, and four large bedrooms make the story even better. Set on a landscaped corner lot where the school run, grocery runs, dinner plans, parks, and trails can all happen without grabbing the car, 2070 Osbond Road puts family life within reach, with Innisfil Beach Park, sandy shoreline, sports fields, boat launches, splash pad, playgrounds, and marinas just a quick drive away. The all-brick exterior keeps things timeless with an interlock walkway, covered porch with pillars, a front entry with a transom window and sidelights, and an attached 2-car garage with inside entry. A fully fenced yard adds gardens, an in-ground sprinkler system, and an elevated deck made for summer dinners, Saturday coffees, and keeping an eye on kids or pets below. Hardwood flooring runs through the main and second levels, while tasteful finishes, a separate living room, and a family room with pot lights and a Napoleon fireplace give busy households room to spread out. Granite counters, stainless steel appliances, a tiled backsplash, tile flooring, double sink, breakfast bar, and an eating area with a walkout to the deck make the kitchen feel ready for everything from rushed weekday breakfasts to full-table family dinners. All four bedrooms are impressively sized, with a huge primary suite adding a walk-in closet and a 5-piece ensuite featuring a corner soaker tub, dual vanity, and separate shower. The finished walk-up basement brings major bonus space with an oversized rec room, bathroom rough-in, and in-law capability, while owned solar panels under the MicroFIT program add solar income potential with transferable warranty coverage, and central vac rounds out the home's practical extras.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13785210
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 49.18 × 105.51 ft
- Cross streets
- Innisfil Beach Rd/Jans Blvd
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Inside Entry, Private Double
- Basement
- Separate Entrance, Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,210 / 2025
- Days on market
- 5
- Listing brokerage
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms
Tile Floor
5 pc ensuite · ceiling fan(s) · walk-in closet(s)
laundry sink · access to garage
tile floor · stainless steel appl · pot lights
Fireplace
tile floor · walk-out · pot lights
Listed at $1,025,000 with no offer date. Homes here have been closing close to ask, so my read is $980K, typically $973K to $1.01M. Comparable closings on their own put this home around $1.05M, which supports the ask, so this is a firm read.
Total price vs nearby homes. Likely closing about $980K, from 53 recent closings in this pocket.
The market behind the math:
About 0.5 months of inventory: 9 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $315/sqft against an area asking average of $373/sqft. Size and $/sqft both feed the estimate above.
- Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 53 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $900K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Based on 53 comparable homes that sold in Alcona over the past two years, from 450 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $394/sqft; this home lists at $315/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Alcona, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $820,000 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,488
- Property tax
- $518
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,006
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,975
- Estimated closing costs
- $16,975
Plus your down payment of $205,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $269,308
- Principal paid down
- $101,387
- Interest paid
- $167,921
- Balance remaining
- $718,613
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Alcona (22 of 182 recent detached leases were basement units, around $1,695 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,695 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 32 whole-home leases in Alcona signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,478. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY. MLS®/PropTx.