17 Hirst Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13685538

$699,900
For Sale
Listed 63 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 17 Hirst Ave, a sun-filled 3-bedroom, 3-bathroom semi offering a warm, inviting layout and plenty of thoughtful updates throughout.
  • The main floor features hardwood flooring and a beautiful custom staircase, with a spacious living and dining area overlooking the fully fenced backyard.
  • Upstairs, all three bedrooms offer great space, including a generous primary retreat with a large walk-in closet and private 4-piece ensuite with soaker tub.
  • With a newer kitchen, hardwood floors, custom front door, updated lighting and window coverings, fresh paint, newer appliances and roof shingles (2017), much of the...
  • And the location is hard to beat-steps to the local school, parks, ponds and walking trails, with Lake Simcoe, shopping, restaurants, transit and highway access all...

Welcome to 17 Hirst Ave, a sun-filled 3-bedroom, 3-bathroom semi offering a warm, inviting layout and plenty of thoughtful updates throughout. The main floor features hardwood flooring and a beautiful custom staircase, with a spacious living and dining area overlooking the fully fenced backyard. The updated eat-in kitchen is made for everyday living with granite counters, mosaic backsplash, oversized sink, newer appliances and direct access to the yard-perfect for summer BBQs, kids and pets. Upstairs, all three bedrooms offer great space, including a generous primary retreat with a large walk-in closet and private 4-piece ensuite with soaker tub. With a newer kitchen, hardwood floors, custom front door, updated lighting and window coverings, fresh paint, newer appliances and roof shingles (2017), much of the work has already been done. And the location is hard to beat-steps to the local school, parks, ponds and walking trails, with Lake Simcoe, shopping, restaurants, transit and highway access all just minutes away. A move-in-ready home in a neighbourhood families love-come see why 17 Hirst could be the one.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13685538
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
24.13 × 100.07 ft
Cross streets
Ravenshoe/Queensway/Joe Dales
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Unknown
Roof
Shingles
Sewer
Sewer
Property tax
$4,092 / 2025
Days on market
63
Listing brokerage
MAIN STREET REALTY LTD.

Rooms

Dining RoomMain6.55 × 3.12 m

broadloom · combined w/living · open concept

Bedroom 2Second3.12 × 2.87 m

broadloom · closet

Primary BedroomSecond3.96 × 3.73 m

ceramic floor · his and hers closets · 4 pc ensuite

Living RoomMain6.55 × 3.12 m

broadloom · combined w/dining · open concept

Bedroom 3Second2.90 × 2.84 m

broadloom · closet

BreakfastMain2.44 × 2.54 m

ceramic floor · overlooks backyard · w/o to yard

KitchenMain3.10 × 2.54 m

ceramic floor · family size kitchen · pantry

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$710kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market.

Per square foot, these ask about $441/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
700kThis home699k715k679k749kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,190/mo
$136KIncome needed
5.1×Price ÷ income
$736Weekly cost
$10,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,190Property tax $341Total carry $3,531

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,096per month

Mortgage amount $559,920 · 4.49% over 25 years

$139,980Down payment (20.0%)
$559,920Loan before insurance
$0CMHC premium
$3,437Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,096
Property tax
$341
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,437

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,473
Estimated closing costs
$10,473

Plus your down payment of $139,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,747/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,848Total interest paid
$928,768Total of all payments
Principal $559,920 Interest $368,848
YearPrincipalInterestBalance
1$12,495$24,656$547,425
2$13,062$24,088$534,363
3$13,655$23,495$520,707
4$14,275$22,875$506,432
5$14,924$22,227$491,508
6$15,601$21,550$475,907
7$16,310$20,841$459,597
8$17,050$20,101$442,547
9$17,824$19,327$424,723
10$18,634$18,517$406,090
11$19,480$17,671$386,610
12$20,364$16,787$366,246
13$21,289$15,862$344,957
14$22,255$14,896$322,702
15$23,266$13,885$299,437
16$24,322$12,829$275,114
17$25,426$11,724$249,688
18$26,581$10,570$223,107
19$27,788$9,363$195,320
20$29,049$8,101$166,270
21$30,368$6,782$135,902
22$31,747$5,404$104,155
23$33,189$3,962$70,966
24$34,695$2,455$36,271
25$36,271$880$0

At the end of your 5-year term

Total paid over the term
$185,754
Principal paid down
$68,412
Interest paid
$117,342
Balance remaining
$491,508

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $4,092− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,072

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of MAIN STREET REALTY LTD.. MLS®/PropTx.

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