27 Hirst Avenue, Georgina, ON
Keswick South, Georgina · MLS® N13785778
About this home
In short
- Four minutes to the 404, two minutes to the bus stop, five minutes on foot to Thornlodge Park.
- Inside, hardwood runs through a combined living and dining room, and the kitchen walks out to a deck with a gas line already run for the barbecue.
- Three bedrooms upstairs, the large primary with an oversized walk-in closet and four-piece ensuite.
- Steps to catchment schools with trails, parks and a splash pad inside a twenty-minute walk.
- Built 2002, 1,679 sq ft above grade, 24 ft x 100 ft lot.
Four minutes to the 404, two minutes to the bus stop, five minutes on foot to Thornlodge Park. Keswick South delivers the commute and the lake in the same address. Inside, hardwood runs through a combined living and dining room, and the kitchen walks out to a deck with a gas line already run for the barbecue. Three bedrooms upstairs, the large primary with an oversized walk-in closet and four-piece ensuite. Powder room on main for convenience. The full basement is unfinished and unobstructed: rec room, gym, fourth bedroom, or in-law suite, your call. Fenced, level yard with a deck and a garden shed. Built-in garage with a private drive. Steps to catchment schools with trails, parks and a splash pad inside a twenty-minute walk. Built 2002, 1,679 sq ft above grade, 24 ft x 100 ft lot. Central air and forced-air gas.
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13785778
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 24.13 × 100.07 ft
- Cross streets
- Joe Dales / Queensway S
- Parking
- 1 garage · 3 parking (built-in)
- Driveway
- Private
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,313 / 2026
- Days on market
- 34
- Listing brokerage
- HARVEY KALLES REAL ESTATE LTD.
Rooms
broadloom · window
ceramic floor · walk-out · window
tile floor · galley kitchen
hardwood floor · combined w/dining · pot lights
hardwood floor · combined w/living · pot lights
Tile Floor
broadloom · large window
broadloom · window · 4 pc ensuite
Listed at $714,900. Going by how homes in Keswick South and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $696K, if it sells. A realistic range is $652K to $785K.
Independent value check: $700K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $656K and $734K).
Total price vs nearby homes. Likely closing about $696K, from 5 recent closings in this pocket.
The market behind the math:
Price per square foot: this home lists at $409/sqft against an area asking average of $534/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $651K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Read this with carewhy it’s an estimate, not an appraisal
There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.
Based on 5 comparable homes that sold in Keswick South over the past two years, from 17 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $700K, which is where my estimate comes from.
Per square foot, these ask about $473/sqft; this home lists at $409/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $571,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,162
- Property tax
- $359
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,522
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,773
- Estimated closing costs
- $10,773
Plus your down payment of $142,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $189,735
- Principal paid down
- $69,878
- Interest paid
- $119,857
- Balance remaining
- $502,042
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 5 whole-home leases in Keswick South signed at a median of $2,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,750. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.