37 Rainbow Court, Georgina, ON

Keswick South, Georgina · MLS® N13813572

$699,000
For Sale
Listed 27 days agoNo offer date stated
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◎ Directions
3Bedrooms
3Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

Tucked away in a quiet, sought-after cul-de-sac, this beautifully presented 3-bedroom,3-bathroom home offers the perfect blend of comfort, style, and everyday convenience.Freshly painted throughout and featuring brand-new carpet upstairs, this home is truly move-in ready. Step inside to a bright and welcoming interior, where generous living spaces flow effortlessly for both relaxed family living and entertaining. The well-appointed kitchen serves as the heart of the home, opening onto inviting living and dining areas filled with natural light. Upstairs, three comfortable bedrooms offer peaceful retreats underfoot with plush new carpet, complemented by three tastefully finished bathrooms. Outside, the property boasts a private outdoor space ideal for summer barbecues, morning coffee, or simply unwinding after a long day.

Key facts

Property type
Semi-Detached, 2-Storey
MLS®
N13813572
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
33.83 × 101.57 ft
Cross streets
Lowndes & Rainbow
Parking
1 garage · 5 parking (attached)
Driveway
Mutual
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,504 / 2026
Days on market
27
Listing brokerage
COLDWELL BANKER THE REAL ESTATE CENTRE

Rooms

Primary BedroomSecond5.71 × 3.42 m

4 pc ensuite · large closet

Bedroom 3Second3.35 × 2.84 m

window · closet

Bedroom 2Second3.20 × 3.12 m

window · closet

Dining RoomMain3.88 × 3.35 m

hardwood floor · window · combined w/living

KitchenMain3.88 × 3.58 m

ceramic floor · sliding doors · walk-out

Living RoomMain5.03 × 3.04 m

hardwood floor · window · combined w/kitchen

Our TakeTeam Asgarian · Broker
A small discount is typical
$681Klikely sale price

Listed at $699,000. Going by how homes in Keswick South and the wider GTA have actually closed against their asking prices (about 97%, 5 local closings in 90 days), the likely sale price is near $681K, if it sells. A realistic range is $638K to $767K.

Independent value check: $681K. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $638K and $714K).

List price
$638KBelow recent closings$767KAbove recent closings

Total price vs nearby homes. Likely closing about $681K, from 5 recent closings in this pocket.

The market behind the math:

5sold nearby · 90 days
$698Kmedian sold price
97%of asking, on average
~29 dayshomes like this take to sell
27days on market so far
$2,396/moest. rent · 5 leases
4.1%gross yield on the ask
This home
Below area avgAbove area avg

Price per square foot: this home lists at $538/sqft against an area asking average of $508/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 5 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $674K. Condition and finishes remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Keswick South, so I widened the search to the surrounding area.

Based on 5 comparable homes that sold in Keswick South over the past two years, from 17 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$711kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest semi-detached listings on the market. Homes like this one have recently closed around $681K, which is where my estimate comes from.

Per square foot, these ask about $441/sqft; this home lists at $538/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
699kThis home700k715k679k749kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,186/mo
$137KIncome needed
5.1×Price ÷ income
$735Weekly cost
$10,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,186Property tax $375Total carry $3,561

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,092per month

Mortgage amount $559,200 · 4.49% over 25 years

$139,800Down payment (20.0%)
$559,200Loan before insurance
$0CMHC premium
$3,467Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,092
Property tax
$375
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,467

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,455
Estimated closing costs
$10,455

Plus your down payment of $139,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,742/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$368,374Total interest paid
$927,574Total of all payments
Principal $559,200 Interest $368,374
YearPrincipalInterestBalance
1$12,479$24,624$546,721
2$13,046$24,057$533,675
3$13,638$23,465$520,038
4$14,257$22,846$505,781
5$14,904$22,199$490,876
6$15,581$21,522$475,295
7$16,289$20,814$459,006
8$17,028$20,075$441,978
9$17,801$19,302$424,177
10$18,610$18,493$405,567
11$19,455$17,648$386,113
12$20,338$16,765$365,775
13$21,261$15,842$344,514
14$22,227$14,876$322,287
15$23,236$13,867$299,051
16$24,291$12,812$274,761
17$25,394$11,709$249,367
18$26,547$10,556$222,820
19$27,752$9,351$195,069
20$29,012$8,091$166,057
21$30,329$6,774$135,727
22$31,706$5,397$104,021
23$33,146$3,957$70,875
24$34,651$2,452$36,224
25$36,224$879$0

At the end of your 5-year term

Total paid over the term
$185,515
Principal paid down
$68,324
Interest paid
$117,191
Balance remaining
$490,876

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 5 whole-home leases in Keswick South$2,396/mo
$28,752Gross annual rent
2.8%Cap rate after taxes and upkeep
$2,108 to $2,684Typical rent range

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 5 whole-home leases in Keswick South signed at a median of $2,750 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,396. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $4,504− Insurance $1,400− Vacancy & upkeep $3,163Net operating income $19,685

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of COLDWELL BANKER THE REAL ESTATE CENTRE. MLS®/PropTx.

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