45 Lady Loretta Lane, Vaughan, ON

Patterson, Vaughan · MLS® N13690708

$1,322,000
For Sale
Listed 61 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
4Bathrooms
1Garage · 3 parking
1500-2000Sq ft

About this home

In short

  • This is the one you've been looking for Welcome to 45 Lady Loretta Lane A truly special almost 2,000 sf Fully Detached 4BR 4 Bath Home in the Patterson Area offering...
  • Main Flr features 9ft Smooth Ceilings, Crown Mouldings, Potlites & Beautiful Hwd Flrs.
  • The Fully Fenced Backyard is a Private Oasis, Highlighted by a Huge Interlock Patio that's Perfect for Summer Entertaining Friends or Simply Relaxing Outdoors.
  • The Natural Gas Hookup makes Outdoor BBQ'ing so Easy! Practical Features continue w/High Ceiling 1-Car Garage that can Accommodate a Future Car-Lift could Park 2-Cars...
  • Ideally Located close to Top-Rated Schools, Parks, Nature Trails, Eagle's Nest Golf Club, Yummy Market, Longo's & Mackenzie Health.

This is the one you've been looking for ***Welcome to 45 Lady Loretta Lane*** A truly special almost 2,000 sf Fully Detached 4BR 4 Bath Home in the Patterson Area offering an Exceptionally Functional Layout w/No Wasted Space***Bathed in Natural Light from its Large West-facing Front Windows, this Home combines Thoughtful Design & an Incredible Outdoor Setting! Main Flr features 9ft Smooth Ceilings, Crown Mouldings, Potlites & Beautiful Hwd Flrs. Oak Staircase w/Iron Pickets extends from Bsmt to 2/Flr! The Generous Family Rm complete w/Gas Fireplace, flows seamlessly into a Fabulous Kitchen featuring Quartz Countertops & Backsplash, Taller Upper Cabinets w/Space to Add a Pantry! Open Sight-lines btwn the Kitchen & Family Rm makes Everyday Living & Entertaining Effortless ***Roof was Replaced July 2026, providing Peace-of-Mind for Years to Come*** Outside, the Prof.Landscaped Low-Maintenance Grounds Look Beautiful Year-round***NO Lawnmower Needed***! The Fully Fenced Backyard is a Private Oasis, Highlighted by a Huge Interlock Patio that's Perfect for Summer Entertaining Friends or Simply Relaxing Outdoors. The Natural Gas Hookup makes Outdoor BBQ'ing so Easy! ***Practical Features continue w/High Ceiling 1-Car Garage that can Accommodate a Future Car-Lift could Park ***2-Cars Inside Garage*** & Side-Mounted Garage Door Opener!*** No Sidewalk*** Finished Basement adds even more Flexibility with a Spacious Recreation Area Large enough for a Pool Table, plus an Office or Extra Bdrm w/a Full Bathroom. The Home is also Water-Softener-Ready, Gas-Ready for Stove & Dryer too. Ideally Located close to Top-Rated Schools, Parks, Nature Trails, Eagle's Nest Golf Club, Yummy Market, Longo's & Mackenzie Health. An Outstanding Opportunity for Couples, Young Families or those Ready to Move from a Condo or Townhome into a Fully Detached House in One of Vaughan's Most Desirable Communities. A Home with the Space & Beautiful setting you've been waiting for!

Key facts

Property type
Detached, 2-Storey
MLS®
N13690708
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
25.03 × 110.4 ft
Cross streets
Bathurst St & Teston Rd
Parking
1 garage · 3 parking (built-in)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,046 / 2026
Days on market
61
Listing brokerage
INTERCITY REALTY INC.

Rooms

Family RoomGround4.32 × 3.84 m

hardwood floor · gas fireplace · crown moulding

Primary BedroomSecond5.33 × 4.01 m

5 pc ensuite · double sink · walk-in closet(s)

DenBasement3.64 × 3.33 m

3 pc bath · b/i bookcase · window

Bedroom 2Second4.13 × 2.51 m

hardwood floor · vaulted ceiling(s) · walk-in closet(s)

RecreationBasement5.12 × 3.92 m

laminate · pot lights · window

KitchenGround3.30 × 3.17 m

stone counters · open concept · pot lights

Dining RoomGround4.32 × 3.99 m

hardwood floor · crown moulding · combined w/living

Bedroom 4Second3.45 × 2.41 m

hardwood floor · double closet · casement windows

Bedroom 3Second3.77 × 2.71 m

hardwood floor · closet · casement windows

LaundryBasement6.18 × 1.80 m

laundry sink · tile floor · pot lights

FoyerGround2.92 × 2.74 m

tile floor · double doors · double closet

Living RoomGround4.32 × 3.99 m

hardwood floor · crown moulding · open concept

BreakfastGround3.99 × 2.37 m

tile floor · open concept · w/o to patio

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$1.63M
Uplands
$1.55M
Brownridge
$1.24M
Vellore Village
$1.67M
Glen Shields
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,025/mo
$249KIncome needed
5.3×Price ÷ income
$1,390Weekly cost
$22,915Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $6,025Property tax $504Total carry $6,529

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,848per month

Mortgage amount $1,057,600 · 4.49% over 25 years

$264,400Down payment (20.0%)
$1,057,600Loan before insurance
$0CMHC premium
$6,351Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,848
Property tax
$504
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,351

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,915
Estimated closing costs
$22,915

Plus your down payment of $264,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,078/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$696,696Total interest paid
$1,754,296Total of all payments
Principal $1,057,600 Interest $696,696
YearPrincipalInterestBalance
1$23,601$46,571$1,033,999
2$24,673$45,499$1,009,326
3$25,793$44,379$983,533
4$26,964$43,208$956,569
5$28,188$41,983$928,381
6$29,468$40,704$898,913
7$30,806$39,366$868,106
8$32,205$37,967$835,902
9$33,667$36,505$802,234
10$35,196$34,976$767,039
11$36,794$33,378$730,245
12$38,464$31,707$691,781
13$40,211$29,961$651,570
14$42,037$28,135$609,533
15$43,945$26,227$565,588
16$45,940$24,231$519,648
17$48,026$22,146$471,621
18$50,207$19,965$421,414
19$52,487$17,685$368,928
20$54,870$15,302$314,058
21$57,361$12,811$256,697
22$59,965$10,207$196,732
23$62,688$7,484$134,044
24$65,534$4,638$68,510
25$68,510$1,662$0

At the end of your 5-year term

Total paid over the term
$350,859
Principal paid down
$129,219
Interest paid
$221,640
Balance remaining
$928,381

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $6,046− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,196

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.

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