58 Lady Loretta Lane, Vaughan, ON

Patterson, Vaughan · MLS® N13809554

$1,299,000
For Sale
Listed 28 days agoNo offer date stated
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4Bedrooms
4Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Rare offering in prestigious Upper Thornhill Estates.
  • Featuring 4 generously sized bedrooms and 4 bathrooms, the layout is designed for everyday living, entertaining, and growing family needs.
  • The main floor feels bright, warm, and inviting, with hardwood flooring flowing through the main and second levels for a refined, cohesive look.
  • The finished basement provides excellent additional living space, ideal for a recreation room, home office, gym, media area, playroom, or extended family use.
  • Close to top-rated schools, parks, shopping, transit, restaurants, and everyday amenities, this is a wonderful opportunity to own a quality detached home in the heart...

Rare offering in prestigious Upper Thornhill Estates.Welcome to this exceptional detached two-storey residence, beautifully maintained by the original owners and thoughtfully updated throughout. Located in one of Vaughan's most desirable communities, this home offers the comfort, space, and functionality families are looking for.Featuring 4 generously sized bedrooms and 4 bathrooms, the layout is designed for everyday living, entertaining, and growing family needs. The main floor feels bright, warm, and inviting, with hardwood flooring flowing through the main and second levels for a refined, cohesive look.The refreshed kitchen is a true highlight, featuring modern quartz countertops, stainless steel appliances, sleek cabinetry, and a clean contemporary feel. A highly desirable second-floor laundry adds convenience exactly where you need it most.The finished basement provides excellent additional living space, ideal for a recreation room, home office, gym, media area, playroom, or extended family use.Step outside to a beautifully landscaped backyard that feels private and peaceful, surrounded by mature trees and established greenery - a perfect outdoor retreat for relaxing, entertaining, or enjoying quiet family time.Close to top-rated schools, parks, shopping, transit, restaurants, and everyday amenities, this is a wonderful opportunity to own a quality detached home in the heart of Upper Thornhill Estates.

Key facts

Property type
Detached, 2-Storey
MLS®
N13809554
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
25 × 115 ft
Cross streets
Bathurst & Teston
Parking
1 garage · 3 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,074 / 2025
Days on market
28
Listing brokerage
RE/MAX METROPOLIS REALTY

Rooms

Living RoomMain12.80 × 12.70 m

hardwood floor · combined w/dining

Dining RoomMain12.80 × 12.70 m

hardwood floor · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$1.63M
Uplands
$1.55M
Brownridge
$1.24M
Vellore Village
$1.67M
Glen Shields
$1.28M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,920/mo
$245KIncome needed
5.3×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,920Property tax $506Total carry $6,427

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,746per month

Mortgage amount $1,039,200 · 4.49% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,252Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,746
Property tax
$506
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,252

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,955/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$684,575Total interest paid
$1,723,775Total of all payments
Principal $1,039,200 Interest $684,575
YearPrincipalInterestBalance
1$23,191$45,760$1,016,009
2$24,243$44,708$991,766
3$25,344$43,607$966,422
4$26,495$42,456$939,927
5$27,698$41,253$912,229
6$28,956$39,995$883,273
7$30,270$38,681$853,003
8$31,645$37,306$821,359
9$33,081$35,870$788,277
10$34,583$34,368$753,694
11$36,154$32,797$717,540
12$37,795$31,156$679,745
13$39,511$29,440$640,234
14$41,305$27,646$598,929
15$43,181$25,770$555,748
16$45,141$23,810$510,607
17$47,191$21,760$463,416
18$49,333$19,618$414,083
19$51,573$17,378$362,509
20$53,915$15,036$308,594
21$56,363$12,588$252,231
22$58,922$10,029$193,309
23$61,597$7,354$131,712
24$64,394$4,557$67,318
25$67,318$1,633$0

At the end of your 5-year term

Total paid over the term
$344,755
Principal paid down
$126,971
Interest paid
$217,784
Balance remaining
$912,229

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $6,074− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,382

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX METROPOLIS REALTY. MLS®/PropTx.

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