20 Fair Winds Lane, East Gwillimbury, ON
Holland Landing, East Gwillimbury · MLS® N13694186
About this home
In short
- Settle In East Gwillimbury,well kept-like new.
- Ravine lot with south exposure,double garage ,5 bdrm over 3430 sqft , trendy upgrades/ finishes.
- The modern kitchen features :S/S appliances, quartz counter-top, upgraded cabinets and hardware, backsplash, w/o to deck, overlooking ravine. stone/quartz counter-top...
- Luxurious Living/ Dining rm, modern fireplace at cozy family room, over looking ravine.
- W/o basement adds extra light in the basement,overlooking backyard and ravine.
Settle In East Gwillimbury,well kept-like new! Ravine lot with south exposure,double garage ,5 bdrm over 3430 sqft , trendy upgrades/ finishes. This sun-filled home offers bright and spacious /open layout, open concept at foyer, extra bedroom /office at main floor.High baseboard and wide casing, engineer hardwood flooring, upgraded larger tiles , pot-lights, smooth ceiling throu-out. The modern kitchen features :S/S appliances, quartz counter-top, upgraded cabinets and hardware, backsplash, w/o to deck, overlooking ravine. stone/quartz counter-top in bathrooms, modern lighting fixtures/ window coverings. Luxurious Living/ Dining rm, modern fireplace at cozy family room, over looking ravine. Master bedroom with 4pc spa-like en-suite, glass / rain shower, freestanding tub; a rare double door entry, two custom Huge walk-in closet.Cozy den area can be used for coffee or tea corner. Two bedroom ensuites add convenience. W/o basement adds extra light in the basement,overlooking backyard and ravine. Fence is being installed for all neighbours.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13694186
- Bedrooms
- 5
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 43.41 × 108.08 ft
- Cross streets
- 2nd Conssion Rd/Mt Albert
- Parking
- 2 garage · 4 parking (built-in)
- Basement
- Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,440 / 2026
- Days on market
- 61
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
Ensuite Bath
double closet · ensuite bath
Ensuite Bath
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $483/sqft; this home lists at $492/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Holland Landing, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
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Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,280,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,077
- Property tax
- $620
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,697
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $28,475
- Estimated closing costs
- $28,475
Plus your down payment of $320,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $424,640
- Principal paid down
- $156,392
- Interest paid
- $268,248
- Balance remaining
- $1,123,608
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.