16 Fair Winds Lane, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13797160

$1,786,000
For Sale
Listed 32 days agoNo offer date stated
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5Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Absolutely Stunning Detached Home with BEAUTIFUL RAVINE views, Located In A Highly Sought-After Neighbourhood.
  • This Beautifully Upgraded Home Features An Open-Concept Layout, Elegant Flooring Throughout, And Smooth Ceilings On Both The Main And Second Floors.
  • The Generous Primary Bedroom Offers A Luxurious 5-Piece Ensuite.
  • The Additional Bedrooms Are Thoughtfully Designed With Convenient Semi-Ensuite Access To 3-Piece Bathrooms.
  • Ideally Located Close To Top-Rated Schools, Parks, Shopping, GO Transit, And Highway 404.

Absolutely Stunning Detached Home with BEAUTIFUL RAVINE views, Located In A Highly Sought-After Neighbourhood. This Beautifully Upgraded Home Features An Open-Concept Layout, Elegant Flooring Throughout, And Smooth Ceilings On Both The Main And Second Floors. Filled With Natural Light And Offering Excellent Sun Exposure, This Home Creates A Bright And Welcoming Atmosphere. The Main Floor Features A Private Library/Office, Perfect For Working From Home, Along With A Spacious Eat-In Kitchen, Large Centre Island, And Ample Cabinetry-Ideal For Everyday Family Living And Entertaining. The Generous Primary Bedroom Offers A Luxurious 5-Piece Ensuite. The Additional Bedrooms Are Thoughtfully Designed With Convenient Semi-Ensuite Access To 3-Piece Bathrooms. Finished With A Functional Layout And Plenty Of Living Space, This Home Is Perfect For Growing Families. Ideally Located Close To Top-Rated Schools, Parks, Shopping, GO Transit, And Highway 404.

Key facts

Property type
Detached, 2-Storey
MLS®
N13797160
Bedrooms
5
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
45 × 110 ft
Cross streets
2nd Conssion Rd/Mt Albert
Parking
2 garage · 4 parking (built-in)
Basement
Unfinished, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,174 / 2026
Days on market
32
Listing brokerage
DREAM HOME REALTY INC.

Rooms

Bedroom 2Second3.66 × 3.35 m

semi ensuite · large closet · hardwood floor

KitchenMain2.74 × 4.57 m

b/i appliances · balcony · breakfast bar

LaundryMain2.74 × 2.44 m

Access To Garage

Primary BedroomSecond6.10 × 4.02 m

5 pc ensuite · walk-in closet(s) · hardwood floor

LibraryMain3.05 × 3.05 m

french doors · hardwood floor

Living RoomMain3.35 × 6.71 m

Hardwood Floor

BreakfastMain3.35 × 3.96 m

Balcony

Bedroom 4Second3.05 × 4.27 m

3 pc ensuite · walk-in closet(s) · hardwood floor

Dining RoomMain3.35 × 6.71 m

Hardwood Floor

Exercise RoomSecond3.05 × 3.35 m

Hardwood Floor

Family RoomMain5.18 × 3.96 m

electric fireplace · hardwood floor · large window

Bedroom 3Second3.66 × 3.05 m

semi ensuite · walk-in closet(s) · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$1.52Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $468/sqft; this home lists at $550/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.79MThis home1.60M1.60M1.39M1.50MThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,140/mo
$331KIncome needed
5.4×Price ÷ income
$1,878Weekly cost
$32,195Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,140Property tax $598Total carry $8,738

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,900per month

Mortgage amount $1,428,800 · 4.49% over 25 years

$357,200Down payment (20.0%)
$1,428,800Loan before insurance
$0CMHC premium
$8,498Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,900
Property tax
$598
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,498

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$32,195
Estimated closing costs
$32,195

Plus your down payment of $357,200. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,562/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$941,224Total interest paid
$2,370,024Total of all payments
Principal $1,428,800 Interest $941,224
YearPrincipalInterestBalance
1$31,885$62,916$1,396,915
2$33,332$61,469$1,363,583
3$34,846$59,955$1,328,737
4$36,428$58,373$1,292,309
5$38,082$56,719$1,254,227
6$39,811$54,990$1,214,416
7$41,619$53,182$1,172,797
8$43,508$51,293$1,129,289
9$45,484$49,317$1,083,805
10$47,549$47,252$1,036,256
11$49,708$45,093$986,549
12$51,965$42,836$934,584
13$54,324$40,477$880,260
14$56,791$38,010$823,469
15$59,369$35,432$764,100
16$62,065$32,736$702,035
17$64,883$29,918$637,152
18$67,829$26,972$569,324
19$70,908$23,893$498,415
20$74,128$20,673$424,287
21$77,494$17,307$346,794
22$81,012$13,789$265,782
23$84,690$10,111$181,091
24$88,536$6,265$92,556
25$92,556$2,245$0

At the end of your 5-year term

Total paid over the term
$474,005
Principal paid down
$174,573
Interest paid
$299,432
Balance remaining
$1,254,227

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.3%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.2%
Gross yield
− Property tax $7,174− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $58,710

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of DREAM HOME REALTY INC.. MLS®/PropTx.

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