Lot 29-46 Harold Wilson Lane, Richmond Hill, ON

Rural Richmond Hill, Richmond Hill · MLS® N13717642

$858,990
For Sale
Listed 53 days agoNo offer date stated
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2Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Live Beyond Ordinary in Townsquare: A Masterpiece of Modern Luxury by OPUS Homes.
  • This stunning 3-storey townhome by the BILD Builder of the Year (2024 & 2021) offers unparalleled curb appeal and a meticulously upgraded interior.
  • Experience a completely carpet-free home featuring Tier 3 "Asheville Oak" laminate throughout all levels.
  • The chef-inspired kitchen is a showstopper, boasting two-tone "Vermont Black" cabinetry, a decorative contemporary hood with a 500 CFM fan, and premium Darton Quartz...
  • The space is finished with an upgraded Silgranit sink, Moen matte black faucet, and a sleek 4x16 Soho Canvas White backsplash.

Live Beyond Ordinary in Townsquare: A Masterpiece of Modern Luxury by OPUS Homes. This stunning 3-storey townhome by the BILD Builder of the Year (2024 & 2021) offers unparalleled curb appeal and a meticulously upgraded interior. Experience a completely carpet-free home featuring Tier 3 "Asheville Oak" laminate throughout all levels. The chef-inspired kitchen is a showstopper, boasting two-tone "Vermont Black" cabinetry, a decorative contemporary hood with a 500 CFM fan, and premium Darton Quartz countertops. The space is finished with an upgraded Silgranit sink, Moen matte black faucet, and a sleek 4x16 Soho Canvas White backsplash. Throughout the home, 9' ceilings and 8' tall doors are accented by upgraded matte black hardware and a custom lighting package, including LED pot lights in the Great Room and kitchen. The spa-like principal ensuite is fully upgraded with 1" hexagon mosaic shower flooring, while Ensuite 2 also features premium 12x24 tiles and upgraded cabinetry. Thoughtful architectural details like the Windsor Oak handrails with iron pickets complement the triple-glazed windows and eco-conscious features, including a solar panel conduit, fresh home air exchanger, and EV rough-in. Embrace the OPUS lifestyle in this future-proofed, designer-finished home!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13717642
Bedrooms
2
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
21 × 48 ft
Cross streets
Leslie & Elgin Mills
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Days on market
53
Listing brokerage
6H REALTY INC.

Rooms

FoyerLower1.68 × 2.64 m

tile floor · open concept · closet

Bedroom 2Upper3.13 × 3.35 m

4 Pc Ensuite

Primary BedroomUpper3.30 × 4.42 m

double closet · 3 pc ensuite · w/o to balcony

Great RoomMain4.75 × 4.06 m

large window · w/o to balcony

KitchenMain3.30 × 3.51 m

granite counters · combined w/br

BreakfastMain3.30 × 3.35 m

open concept · combined w/kitchen · combined w/great rm

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Rural Richmond Hill · asking prices
$1.00Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $572/sqft; this home lists at $491/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
859kThis home998k1.05M1.08M869kThis home vs active comparables

Neighbourhood & location

Rural Richmond Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.00M
Westbrook
$1.07M
Jefferson
$999K
Oak Ridges Lake Wilcox
$1.02M
Doncrest
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,915/mo
$171KIncome needed
5.0×Price ÷ income
$903Weekly cost
$13,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $3,915Estimated property tax $537Total carry $4,452

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,800per month

Mortgage amount $687,192 · 4.49% over 25 years

$171,798Down payment (20.0%)
$687,192Loan before insurance
$0CMHC premium
$4,336Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,800
Estimated property tax
$537
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,336

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,655
Estimated closing costs
$13,655

Plus your down payment of $171,798. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,599/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$452,689Total interest paid
$1,139,881Total of all payments
Principal $687,192 Interest $452,689
YearPrincipalInterestBalance
1$15,335$30,260$671,857
2$16,031$29,564$655,825
3$16,759$28,836$639,066
4$17,520$28,075$621,546
5$18,316$27,279$603,230
6$19,147$26,448$584,082
7$20,017$25,578$564,066
8$20,926$24,670$543,140
9$21,876$23,719$521,264
10$22,869$22,726$498,395
11$23,907$21,688$474,488
12$24,993$20,602$449,495
13$26,128$19,468$423,368
14$27,314$18,281$396,054
15$28,554$17,041$367,500
16$29,851$15,745$337,649
17$31,206$14,389$306,443
18$32,623$12,973$273,821
19$34,104$11,491$239,717
20$35,652$9,943$204,064
21$37,271$8,324$166,793
22$38,963$6,632$127,830
23$40,732$4,863$87,097
24$42,582$3,013$44,515
25$44,515$1,080$0

At the end of your 5-year term

Total paid over the term
$227,976
Principal paid down
$83,962
Interest paid
$144,014
Balance remaining
$603,230

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $6,013− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $26,229

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 6H REALTY INC.. MLS®/PropTx.

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