1286 Forest Street, Innisfil, ON

Alcona, Innisfil · MLS® N13723204

$898,000
For Sale
Listed 23 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
2000-2500Sq ft

About this home

In short

  • Beautiful home offering plenty of elegant living space, in a quiet family neighborhood.
  • The main floor boasts a new open concept kitchen with stainless steel appliances, quartz countertop with a generous cabinetry.
  • The open-concept living area is warmed by a new cozy electric fireplace.
  • New Engineered hardwood throughout.
  • TRANSIT: Barrie South Go 7km SAFETY: Royal Victoria Hospital 15km, Fire Station 2.5km, Police Station 3.5k Just pack your bags and enjoy this new renovated home.

HOME SWEET HOME ! Beautiful home offering plenty of elegant living space, in a quiet family neighborhood. Perfect for commuters, first time homebuyers, young families or extended families ! Featuring 5 spacious bedrooms and 5 bathrooms. There is 2 ensuites. This home blends comfort, style, and privacy combined with cozy and charm. The main floor boasts a new open concept kitchen with stainless steel appliances, quartz countertop with a generous cabinetry. Crown mouldings throughout, and big baseboards. The open-concept living area is warmed by a new cozy electric fireplace. New Engineered hardwood throughout. Upstairs, is 2 ensuites. All bedrooms are spacious, new blinds, extra big closets, big windows allowing a lot of sunlight. Basement is a big bedroom, new washroom, new washer and dryer, new engineered hardwood, new roughed in kitchen. Direct garage access for 2 inside car parking. Additionally on the drive way is for 4 car parking. Outdoor living is a breeze with all-new sod, new garden of flowers, plants, and parking. Outdoor living is a breeze with all-new sod, new garden of flowers, plants, and Whether you're settling into your first home, growing your family, or just looking for a comfortable space with all the upgrades done for you, this turn-key property has it all! Just 5 minutes from the sparkling shores of Lake Simcoe and close to golf courses, scenic trails, local shops, parks and schools. SCHOOLS: Lake Simcoe PS, Nantyr shores SS, E Elem La Source, ES Romeo Dallaire. TRANSIT: Barrie South Go 7km SAFETY: Royal Victoria Hospital 15km, Fire Station 2.5km, Police Station 3.5k Just pack your bags and enjoy this new renovated home! You'll love the lifestyle this location provides.

Key facts

Property type
Detached, 2-Storey
MLS®
N13723204
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2000-2500 sq ft
Lot
41.9 × 114.8 ft
Cross streets
Vincent Cres/Forest St
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Full, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Unknown
Sewer
Sewer
Property tax
$4,500 / 2025
Days on market
23
Listing brokerage
ROYAL LEPAGE CERTIFIED REALTY

Rooms

KitchenMain4.30 × 3.40 m

hardwood floor · stainless steel appl · quartz counter

Dining RoomMain5.00 × 4.80 m

hardwood floor · open concept · pot lights

Bedroom 4Second3.40 × 3.50 m

hardwood floor · large closet · window

Bedroom 5Basement4.60 × 3.30 m

hardwood floor · large closet · pot lights

Bedroom 3Second3.70 × 2.70 m

hardwood floor · large closet · window

Bedroom 2Second4.80 × 3.60 m

hardwood floor · large closet · 4 pc ensuite

Living RoomMain5.00 × 3.30 m

hardwood floor · open concept · fireplace

Living RoomBasement6.10 × 3.50 m

hardwood floor · combined w/kitchen · renovated

Primary BedroomSecond4.30 × 3.40 m

hardwood floor · large closet · 4 pc ensuite

Our TakeTeam Asgarian · Broker
A discount is typical here
$858Klikely closing

Listed at $898,000 with no offer date. Homes here have been closing close to ask, so my read is $858K, typically $852K to $881K. Comparable closings on their own put this home around $962K, which supports the ask, so this is a firm read.

List price
$852KBelow recent closings$898KAbove recent closings

Total price vs nearby homes. Likely closing about $858K, from 53 recent closings in this pocket.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
23days on market so far
$3,272/moest. rent · 43 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 16 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $399/sqft against an area asking average of $411/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 53 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $741K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Below comparable homes on total price, yet the price per square foot ($399/sqft) is in line with the area, which usually points to a smaller or more efficient layout.

Based on 53 comparable homes that sold in Alcona over the past two years, from 450 closings there.

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Lefroy
$1.06M
Stroud
$827K
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,093/mo
$171KIncome needed
5.2×Price ÷ income
$944Weekly cost
$14,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,093Property tax $375Total carry $4,468

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,932per month

Mortgage amount $718,400 · 4.39% over 25 years

$179,600Down payment (20.0%)
$718,400Loan before insurance
$0CMHC premium
$4,307Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,932
Property tax
$375
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,307

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,435
Estimated closing costs
$14,435

Plus your down payment of $179,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,764/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$461,301Total interest paid
$1,179,701Total of all payments
Principal $718,400 Interest $461,301
YearPrincipalInterestBalance
1$16,257$30,932$702,143
2$16,978$30,210$685,165
3$17,732$29,457$667,434
4$18,518$28,670$648,916
5$19,340$27,848$629,575
6$20,199$26,989$609,376
7$21,095$26,093$588,281
8$22,031$25,157$566,250
9$23,009$24,179$543,241
10$24,030$23,158$519,210
11$25,097$22,091$494,113
12$26,211$20,977$467,903
13$27,374$19,814$440,529
14$28,589$18,599$411,940
15$29,858$17,330$382,082
16$31,183$16,005$350,899
17$32,567$14,621$318,332
18$34,012$13,176$284,320
19$35,522$11,666$248,798
20$37,098$10,090$211,700
21$38,745$8,443$172,955
22$40,464$6,724$132,491
23$42,260$4,928$90,230
24$44,136$3,052$46,095
25$46,095$1,093$0

At the end of your 5-year term

Total paid over the term
$235,940
Principal paid down
$88,825
Interest paid
$147,115
Balance remaining
$629,575

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 43 whole-home leases in Alcona$3,272/mo
$39,264Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,025 to $3,634Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 43 whole-home leases in Alcona signed at a median of $3,056 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,272. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $4,500− Insurance $1,400− Vacancy & upkeep $4,319Net operating income $29,045

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE CERTIFIED REALTY. MLS®/PropTx.

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