2072 Allison Street, Innisfil, ON

Alcona, Innisfil · MLS® N13648216

$889,900
For Sale
Listed 45 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

WELCOME TO THIS BEAUTIFUL AND SPACIOUS 4 BEDROOM FAMILY HOME IN THE HART OF ALCONA,OPEN CONCEPTLAYOUT WITH A BRIGHT LIVING ROOM COZY FIREPLACE.MODERN KITCHEN OFFERS GRANITE COUNTERTOP,CENTERIFLAND,A SUNNY BREAKFAST AREA WITH WALKOUT TO A NICE LANDSCAPED ,INTERLOCKED BACKYAR.A GENEROUSSIZED DINING ROOM.UPSTAIRS 4 BEDROOMS AND TOTAL OF 5 MODERN BATHROOMS THROUGHOUT THE HOME WITHGRANITE COUNTERTOPS,AND BACKSPLASH.BEAUTIFULLY LANDSCAPED PORCH AREA,THOUGHTFULLY DESIGNED WITHELEGANT INTERLOCKING THAT ENTRANCES CURB APPEAL AND GIVES THE HOME A UNIQUE AND WELCOMINGLOOK.CLOSE TO LAKE SIMCOE,OFFERING BEACHES,BOATING,FISHING,AND WATERFRONT PARKSINCLUDINGINNISFIL BEACH PARK,SCHOOLS,SHOPS AND MUCH MORE...

Key facts

Property type
Detached, 2-Storey
MLS®
N13648216
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
35.1 × 109.91 ft
Cross streets
INNISFIL BEACH RD & WEBSTER BLVD
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$5,710 / 2025
Days on market
45
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain5.98 × 3.35 m

fireplace · hardwood floor · california shutters

Primary BedroomSecond5.49 × 3.97 m

walk-in closet(s) · 5 pc ensuite · hardwood floor

Bedroom 2Second4.14 × 3.95 m

closet · hardwood floor · ensuite bath

KitchenMain3.64 × 2.75 m

backsplash · granite counters · open concept

LaundryMain0.00 × 0.00 m
Dining RoomMain5.49 × 3.04 m

large window · hardwood floor · california shutters

Bedroom 4Second3.66 × 3.35 m

closet · window · hardwood floor

Bedroom 3Second3.65 × 3.35 m

closet · window · hardwood floor

BreakfastMain3.64 × 2.75 m

w/o to garden · ceramic floor · open concept

Our TakeTeam Asgarian · Broker
Below what recent sales support
$995Kautomated estimate, from recent sales

Listed at $889,900, which is about 11% below what comparable homes suggest.

The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.

List price
$890KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Fair value about $995K, learned from recent GTA sales.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
45days on market so far
$3,252/moest. rent · 26 leases
4.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.4 months of inventory: 24 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $324/sqft against an area asking average of $403/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 83 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $824K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Open-concept layout: modern, sought-after flow. Lifestyle

Based on 83 comparable homes that sold in Alcona over the past two years, from 450 closings there.

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Stroud
$827K
Lefroy
$1.06M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,056/mo
$174KIncome needed
5.1×Price ÷ income
$936Weekly cost
$14,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,056Property tax $476Total carry $4,532

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,897per month

Mortgage amount $711,920 · 4.39% over 25 years

$177,980Down payment (20.0%)
$711,920Loan before insurance
$0CMHC premium
$4,373Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,897
Property tax
$476
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,373

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$14,273
Estimated closing costs
$14,273

Plus your down payment of $177,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,721/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$457,140Total interest paid
$1,169,060Total of all payments
Principal $711,920 Interest $457,140
YearPrincipalInterestBalance
1$16,110$30,653$695,810
2$16,825$29,938$678,985
3$17,572$29,191$661,414
4$18,351$28,411$643,062
5$19,166$27,596$623,896
6$20,017$26,746$603,880
7$20,905$25,858$582,975
8$21,833$24,930$561,142
9$22,802$23,961$538,341
10$23,814$22,949$514,527
11$24,871$21,892$489,656
12$25,974$20,788$463,682
13$27,127$19,635$436,555
14$28,331$18,431$408,224
15$29,588$17,174$378,635
16$30,902$15,861$347,734
17$32,273$14,489$315,461
18$33,705$13,057$281,755
19$35,201$11,561$246,554
20$36,764$9,999$209,790
21$38,395$8,367$171,395
22$40,099$6,663$131,296
23$41,879$4,883$89,417
24$43,738$3,025$45,679
25$45,679$1,084$0

At the end of your 5-year term

Total paid over the term
$233,812
Principal paid down
$88,024
Interest paid
$145,788
Balance remaining
$623,896

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 26 whole-home leases in Alcona$3,252/mo
$39,024Gross annual rent
3.1%Cap rate after taxes and upkeep
$3,022 to $3,456Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 26 whole-home leases in Alcona signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,252. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.4%
Gross yield
− Property tax $5,710− Insurance $1,400− Vacancy & upkeep $4,293Net operating income $27,621

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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