1128 Westmount Avenue, Innisfil, ON
Alcona, Innisfil · MLS® N13721622
About this home
Top 5 Reasons You Will Love This Home: 1) Nestled in a quiet, family-friendly neighbourhood, this beautiful four bedroom, three and a half bathroom home offers comfort and convenience, with schools just a short walk away, nearby beaches for weekend adventures, and quick highway access for an easy commute 2) Designed with modern living in mind, the bright and spacious open-concept layout features 9' ceilings, rich hardwood flooring, and an abundance of natural light, while the gourmet kitchen serves as the heart of the home, complete with granite countertops, a sprawling centre island, and plenty of space for family gatherings and entertaining 3) Upstairs, you'll find four generously sized bedrooms, including a luxurious primary retreat with a spa-inspired ensuite featuring heated floors, the perfect place to unwind after a long day 4) Tandem garage delivering parking for up to three vehicles and includes convenient access to the basement, creating excellent potential for an in-law suite or multi-generational living arrangement 5) Step outside to your own beautifully landscaped backyard oasis, featuring a large interlock patio ideal for entertaining, a covered front porch, an expansive driveway, and a garden shed complete with its own electrical panel, providing exceptional storage and workspace options. 2,917 above grade sq.ft. plus an unfinished basement.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13721622
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 49.41 × 131.2 ft
- Cross streets
- St Johns Rd/Westmount Ave
- Parking
- 3 garage · 9 parking (attached)
- Driveway
- Private Double
- Basement
- Unfinished, Full, Separate Entrance
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,246 / 2025
- Days on market
- 23
- Listing brokerage
- FARIS TEAM REAL ESTATE BROKERAGE
Rooms
3 pc ensuite · hardwood floor · closet
semi ensuite · hardwood floor · closet
hardwood floor · closet · ceiling fan(s)
hardwood floor · window
hardwood floor · window · recessed lighting
eat-in kitchen · ceramic floor · stainless steel appl
ceramic floor · window · w/o to patio
hardwood floor · gas fireplace · window
ceramic floor · laundry sink · access to garage
5 pc ensuite · hardwood floor · walk-in closet(s)
Listed at $999,000, which is about 13% below what comparable homes suggest.
The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.
Total price vs nearby homes. Fair value about $1.15M, learned from recent GTA sales.
The market behind the math:
About 1.4 months of inventory: 24 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $363/sqft against an area asking average of $401/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 87 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $872K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Heated floors: comfort and a premium-finish signal. Lifestyle
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 87 comparable homes that sold in Alcona over the past two years, from 450 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $339/sqft; this home lists at $363/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Alcona, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $799,200 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,375
- Property tax
- $521
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,895
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $16,455
- Estimated closing costs
- $16,455
Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $262,477
- Principal paid down
- $98,815
- Interest paid
- $163,662
- Balance remaining
- $700,385
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Alcona (22 of 182 recent detached leases were basement units, around $1,695 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,695 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 23 whole-home leases in Alcona signed at a median of $3,227 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,273. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.