787 Freemont Court, Innisfil, ON

Alcona, Innisfil · MLS® N13703486

$1,039,000
For Sale
Listed 29 days agoNo offer date stated
4Bedrooms
3Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

Top 5 Reasons You Will Love This Home: 1) Offering 2,600 square feet, this home features a well-designed layout that balances open-concept living with defined principal rooms, creating an ideal setting for both everyday living and refined entertaining 2) Built with lasting quality, the all-brick exterior is complemented by hardwood flooring on both levels and a well-appointed kitchen with granite countertops, delivering a timeless and functional design 3) Spacious primary suite serving as a private retreat, complete with a walk-in closet, a well-equipped ensuite, and a dedicated beauty bar 4) Set on a premium pie-shaped lot, the backyard provides added privacy and space, highlighted by an interlock stone patio, a gazebo, and a firepit, perfect for relaxing outdoors or hosting gatherings 5) Tucked away on a quiet cul-de-sac, this home delivers a peaceful, low-traffic setting while being within walking distance to Lake Simcoe, as well as nearby schools, parks, and everyday amenities. 2,600 above grade sq.ft. plus an unfinished basement.

Key facts

Property type
Detached, 2-Storey
MLS®
N13703486
Bedrooms
4
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
47 × 120 ft
Cross streets
Sandy Trl/Freemont Ct
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,746 / 2025
Days on market
29
Listing brokerage
FARIS TEAM REAL ESTATE BROKERAGE

Rooms

Family RoomMain5.00 × 3.50 m

hardwood floor · window · recessed lighting

Living RoomMain4.62 × 3.66 m

hardwood floor · crown moulding · recessed lighting

Dining RoomMain4.17 × 3.51 m

hardwood floor · crown moulding · window

BedroomUpper3.68 × 3.52 m

hardwood floor · closet · window

BedroomUpper3.66 × 3.36 m

hardwood floor · closet · window

KitchenMain3.49 × 2.93 m

ceramic floor · stainless steel appl · double sink

BedroomUpper4.60 × 3.68 m

hardwood floor · closet · window

BreakfastMain5.21 × 3.33 m

ceramic floor · window · w/o to deck

Primary BedroomUpper6.26 × 3.53 m

4 pc ensuite · walk-in closet(s) · french doors

LaundryMain3.38 × 2.41 m

ceramic floor · closet · window

Our TakeTeam Asgarian · Broker
A discount is typical here
$993Klikely closing

Listed at $1,039,000 with no offer date. Homes here have been closing close to ask, so my read is $993K, typically $986K to $1.02M. Comparable closings on their own put this home around $982K, which supports the ask, so this is a firm read.

List price
$986KBelow recent closings$1.04MAbove recent closings

Total price vs nearby homes. Likely closing about $993K, from 53 recent closings in this pocket.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
29days on market so far
$3,213/moest. rent · 30 leases
3.7%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.2 months of inventory: 22 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $378/sqft against an area asking average of $420/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 53 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $822K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($378/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 53 comparable homes that sold in Alcona over the past two years, from 450 closings there.

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Stroud
$827K
Lefroy
$1.06M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,735/mo
$199KIncome needed
5.2×Price ÷ income
$1,093Weekly cost
$17,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,735Property tax $479Total carry $5,214

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,550per month

Mortgage amount $831,200 · 4.39% over 25 years

$207,800Down payment (20.0%)
$831,200Loan before insurance
$0CMHC premium
$5,029Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,550
Property tax
$479
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,029

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$17,255
Estimated closing costs
$17,255

Plus your down payment of $207,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$5,512/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$533,732Total interest paid
$1,364,932Total of all payments
Principal $831,200 Interest $533,732
YearPrincipalInterestBalance
1$18,809$35,788$812,391
2$19,644$34,953$792,747
3$20,516$34,082$772,232
4$21,426$33,171$750,805
5$22,377$32,220$728,428
6$23,370$31,227$705,058
7$24,407$30,190$680,651
8$25,491$29,107$655,160
9$26,622$27,975$628,538
10$27,804$26,794$600,734
11$29,038$25,560$571,697
12$30,326$24,271$541,371
13$31,672$22,925$509,698
14$33,078$21,519$476,621
15$34,546$20,051$442,075
16$36,079$18,518$405,996
17$37,680$16,917$368,315
18$39,353$15,245$328,962
19$41,099$13,498$287,863
20$42,923$11,674$244,940
21$44,828$9,769$200,112
22$46,818$7,779$153,294
23$48,896$5,702$104,398
24$51,066$3,531$53,332
25$53,332$1,265$0

At the end of your 5-year term

Total paid over the term
$272,986
Principal paid down
$102,772
Interest paid
$170,215
Balance remaining
$728,428

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 30 whole-home leases in Alcona$3,213/mo
$38,556Gross annual rent
2.6%Cap rate after taxes and upkeep
$2,933 to $3,437Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 30 whole-home leases in Alcona signed at a median of $3,157 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,213. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.7%
Gross yield
− Property tax $5,746− Insurance $1,400− Vacancy & upkeep $4,241Net operating income $27,169

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARIS TEAM REAL ESTATE BROKERAGE. MLS®/PropTx.

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