1909-105 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13728710

$539,000
For Sale
Listed 49 days agoNo offer date stated
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1+1Bedrooms
2Bathrooms
1Parking
600-699Sq ft

About this home

In short

  • Welcome to Unit 1909 at 105 Oneida Crescent, a stylish and sun-filled 1-bedroom + den, 1-bathroom suite in the heart of Richmond Hills vibrant City Centre.
  • Step into a bright open-concept layout featuring 9-foot ceilings, floor-to-ceiling windows, and modern laminate flooring throughout.
  • Just minutes from Viva Transit, Highway 407/404, GO Station, Hillcrest Mall, and a wide variety of shops and restaurants everything you need is at your doorstep.

Welcome to Unit 1909 at 105 Oneida Crescent, a stylish and sun-filled 1-bedroom + den, 1-bathroom suite in the heart of Richmond Hills vibrant City Centre. Perched on a high floor with unobstructed city and sunset views, this beautifully maintained unit offers the perfect balance of comfort, functionality, and location. Step into a bright open-concept layout featuring 9-foot ceilings, floor-to-ceiling windows, and modern laminate flooring throughout. The sleek kitchen boasts stainless steel appliances, quartz countertops, and a large island with breakfast bar ideal for everyday living or entertaining. This sought-after building offers premium amenities including a fitness centre, party room, concierge, guest suites, and visitor parking. Just minutes from Viva Transit, Highway 407/404, GO Station, Hillcrest Mall, and a wide variety of shops and restaurants everything you need is at your doorstep.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13728710
Bedrooms
1+1 (2 total)
Bathrooms
2
Size
600-699 sq ft
Cross streets
Yonge/Hwy 7
Parking
1 parking
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$536/mo
Exposure
West
Property tax
$2,513 / 2025
Days on market
49
Listing brokerage
RE/MAX REAL ESTATE CENTRE INC.

Rooms

Living RoomMain3.35 × 3.35 m

laminate · open concept · w/o to balcony

KitchenMain2.90 × 2.36 m

laminate · stainless steel appl · stone counters

Dining RoomMain3.35 × 3.35 m

laminate · open concept · combined w/living

DenMain2.44 × 2.21 m

Laminate

BedroomMain3.20 × 2.97 m

3 pc bath · closet · window

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,457/mo
$114KIncome needed
4.7×Price ÷ income
$567Weekly cost
$7,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

77%mortgage
Mortgage $2,457Property tax $209Condo fee $536Total carry $3,202

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,384per month

Mortgage amount $431,200 · 4.49% over 25 years

$107,800Down payment (20.0%)
$431,200Loan before insurance
$0CMHC premium
$3,130Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,384
Property tax
$209
Condo / maintenance fees
$536
Heating
$0
Estimated monthly cost
$3,130

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,255
Estimated closing costs
$7,255

Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,886/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$284,054Total interest paid
$715,254Total of all payments
Principal $431,200 Interest $284,054
YearPrincipalInterestBalance
1$9,623$18,988$421,577
2$10,059$18,551$411,518
3$10,516$18,094$401,002
4$10,994$17,616$390,008
5$11,493$17,117$378,515
6$12,015$16,596$366,501
7$12,560$16,050$353,941
8$13,130$15,480$340,810
9$13,727$14,884$327,083
10$14,350$14,260$312,734
11$15,001$13,609$297,732
12$15,683$12,928$282,050
13$16,395$12,216$265,655
14$17,139$11,471$248,516
15$17,917$10,693$230,599
16$18,731$9,880$211,868
17$19,581$9,029$192,287
18$20,470$8,140$171,817
19$21,400$7,211$150,418
20$22,371$6,239$128,046
21$23,387$5,223$104,660
22$24,449$4,161$80,211
23$25,559$3,051$54,652
24$26,719$1,891$27,933
25$27,933$678$0

At the end of your 5-year term

Total paid over the term
$143,051
Principal paid down
$52,685
Interest paid
$90,366
Balance remaining
$378,515

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,050/mo
$24,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.6%
Gross yield
− Property tax $2,513− Condo fees $6,427− Insurance $600− Vacancy & upkeep $2,706Net operating income $12,354

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.

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