1909-105 Oneida Crescent, Richmond Hill, ON
Langstaff, Richmond Hill · MLS® N13728710
About this home
Welcome to Unit 1909 at 105 Oneida Crescent, a stylish and sun-filled 1-bedroom + den, 1-bathroom suite in the heart of Richmond Hills vibrant City Centre. Perched on a high floor with unobstructed city and sunset views, this beautifully maintained unit offers the perfect balance of comfort, functionality, and location. Step into a bright open-concept layout featuring 9-foot ceilings, floor-to-ceiling windows, and modern laminate flooring throughout. The sleek kitchen boasts stainless steel appliances, quartz countertops, and a large island with breakfast bar ideal for everyday living or entertaining. This sought-after building offers premium amenities including a fitness centre, party room, concierge, guest suites, and visitor parking. Just minutes from Viva Transit, Highway 407/404, GO Station, Hillcrest Mall, and a wide variety of shops and restaurants everything you need is at your doorstep.
Key facts
- Property type
- Condo Apartment, Apartment
- MLS®
- N13728710
- Bedrooms
- 2 (1 + 1)
- Bathrooms
- 2
- Size
- 600-699
- Cross streets
- Yonge/Hwy 7
- Parking
- 1 parking
- Basement
- None
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Concrete
- Maintenance
- $536/mo
- Exposure
- West
- Property tax
- $2,513 / 2025
- Listing brokerage
- RE/MAX REAL ESTATE CENTRE INC.
Rooms
laminate · open concept · w/o to balcony
laminate · stainless steel appl · stone counters
laminate · open concept · combined w/living
Laminate
3 pc bath · closet · window
Listed at $539,000. My estimate lands at $500K. The ask is about 8% ahead of that, which usually means the seller is pricing in the finishes, the lot, or simply room to negotiate. Worth a close look at what justifies it before you offer.
Total price vs nearby homes. Fair value about $500K, median of 14 comparables.
The market behind the math:
Price per square foot: this home lists at $830/sqft against an area asking average of $731/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
I take the 14 most comparable recent listings nearby and adjust each one to this home for the real differences (size, beds, baths, garage, and standout features), then use the median, which is steadier than leaning on any single listing.
It’s grounded in comparable active listings. Lot, condition, and finishes are my in-person call, and the city (MPAC) assessment points to about $543K, a close match.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Open-concept layout: modern, sought-after flow. Lifestyle
Schools & getting aroundcatchment and transit
On location, it is moderately walkable, so some daily errands are within reach and for the rest you will likely drive. Red Maple Road / Bantry Avenue is about a 2-minute walk away.
Based on 14 comparable homes nearby.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $775/sqft; this home lists at $830/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Langstaff, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Getting around
Somewhat WalkableA walkability read built from the amenities around this home: how close the nearest transit stop is, and how many grocery, dining, park, and pharmacy destinations fall within a 15-minute walk. It is a guide, not a guarantee. Places data from OpenStreetMap contributors.
Some errands on foot, but most trips need a car.
🚉 Nearest transit: Red Maple Road / Bantry Avenue, about 158 m away
Within a 15-minute (1.5 km) walk.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.09% via Ratehub.ca (as of August 31, 2026); conventional rates run a little higher.
Mortgage amount $431,200 · 4.24% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,325
- Property tax
- $209
- Condo / maintenance fees
- $536
- Heating
- $0
- Estimated monthly cost
- $3,070
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,255
- Estimated closing costs
- $7,255
Plus your down payment of $107,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $139,479
- Principal paid down
- $54,270
- Interest paid
- $85,209
- Balance remaining
- $376,930
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REAL ESTATE CENTRE INC.. MLS®/PropTx.