405 King Street, East Gwillimbury, ON
Mt Albert, East Gwillimbury · MLS® N13732596
About this home
In short
- Welcome To This Beautifully Updated 3 Bedroom Freehold Townhome In The Heart Of Mount Albert, A Warm And Inviting Home That's Ready For Its Next Family.
- The Bright Main Floor Features Hardwood Floors, Pot Lights, A Cozy Gas Fireplace.
- And Close To Parks, Trails, The Mount Albert Library, Community Amenities And The Charm Of The Village Core.
Welcome To This Beautifully Updated 3 Bedroom Freehold Townhome In The Heart Of Mount Albert, A Warm And Inviting Home That's Ready For Its Next Family. The Home Offers A Comfortable Blend Of Style, Function And Everyday Living. The Bright Main Floor Features Hardwood Floors, Pot Lights, A Cozy Gas Fireplace. The Updated Kitchen Is Designed For Both Family Life And Entertaining, Complete With Stainless Steel Appliances, Quartz Countertops, Marble Backsplash, Heated Porcelain Floors And A Walkout To The Backyard, Deck And Gazebo. All Three Bathrooms Have Been Tastefully Remodelled, Adding To The Home's Move In Ready Appeal. Enjoy A Family Friendly Location Steps To Robert Munsch P.S. And Close To Parks, Trails, The Mount Albert Library, Community Amenities And The Charm Of The Village Core. A Wonderful Opportunity To Put Down Roots And Enjoy Everything Mount Albert Has To Offer.
Key facts
- Property type
- Townhouse, 2-Storey
- MLS®
- N13732596
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 20.24 × 106.82 ft
- Cross streets
- King St E/Centre
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Private
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,023 / 2026
- Days on market
- 48
- Listing brokerage
- ELITE CAPITAL REALTY INC.
Rooms
hardwood floor · 3 pc ensuite · walk-in closet(s)
hardwood floor · window
porcelain floor · heated floor · quartz counter
hardwood floor · gas fireplace · pot lights
hardwood floor · combined w/living · pot lights
hardwood floor · window · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.
Per square foot, these ask about $547/sqft; this home lists at $584/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mt Albert, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $607,110 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,357
- Property tax
- $335
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,692
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $11,653
- Estimated closing costs
- $11,653
Plus your down payment of $151,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $201,409
- Principal paid down
- $74,178
- Interest paid
- $127,231
- Balance remaining
- $532,933
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ELITE CAPITAL REALTY INC.. MLS®/PropTx.