29 Lyall Stokes Circle, East Gwillimbury, ON

Mt Albert, East Gwillimbury · MLS® N13817588

$735,000
For Sale
Listed 26 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this brand-new, never-lived-in home offering over $35,000 in premium upgrades and the complete peace of mind of a full Tarion Warranty.
  • Built for performance and sustainablity, this HERS H20 Rating Certified home combines modern luxury with energy and water efficiency.

Welcome to this brand-new, never-lived-in home offering over $35,000 in premium upgrades and the complete peace of mind of a full Tarion Warranty. Situated just steps from all of downtown Mount Albert's community amenities, this home perfectly pairs modern opulence with small-town charm. Designed with exceptional quality and style, it features an upgraded kitchen complete with sleek quartz countertops, custom designer cabinetry, a stylish tiled backsplash, and modern hardware. Upgraded vinyl flooring flows seamlessly throughout the main floor living areas, bedrooms, and hallways. Built for performance and sustainablity, this HERS H20 Rating Certified home combines modern luxury with energy and water efficiency. Just turn the key and move right in!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13817588
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
18.03 × 73 ft
Cross streets
Centre St/Mount Albert Rd
Parking
1 garage · 2 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,856 / 2025
Days on market
26
Listing brokerage
RE/MAX PREMIER INC.

Rooms

Great RoomMain2.78 × 4.91 m
KitchenMain2.53 × 4.30 m
Bedroom 2Second2.53 × 3.78 m
Bedroom 3Second2.65 × 3.35 m
Primary BedroomSecond3.38 × 4.57 m
Dining RoomMain2.47 × 4.30 m
RecreationBasement3.44 × 3.96 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Mt Albert · asking prices
$740kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market.

Per square foot, these ask about $507/sqft; this home lists at $420/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
735kThis home731k759k700k770kThis home vs active comparables

Neighbourhood & location

Mt Albert, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$879K
Sharon
$892K

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,350/mo
$141KIncome needed
5.2×Price ÷ income
$773Weekly cost
$11,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,350Property tax $321Total carry $3,671

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,251per month

Mortgage amount $588,000 · 4.49% over 25 years

$147,000Down payment (20.0%)
$588,000Loan before insurance
$0CMHC premium
$3,572Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,251
Property tax
$321
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,572

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,175
Estimated closing costs
$11,175

Plus your down payment of $147,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,935/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$387,346Total interest paid
$975,346Total of all payments
Principal $588,000 Interest $387,346
YearPrincipalInterestBalance
1$13,122$25,892$574,878
2$13,717$25,296$561,161
3$14,340$24,674$546,821
4$14,991$24,022$531,829
5$15,672$23,342$516,157
6$16,384$22,630$499,774
7$17,127$21,886$482,646
8$17,905$21,109$464,741
9$18,718$20,296$446,023
10$19,568$19,446$426,455
11$20,456$18,557$405,998
12$21,385$17,629$384,613
13$22,356$16,658$362,257
14$23,371$15,643$338,886
15$24,432$14,581$314,453
16$25,542$13,472$288,911
17$26,701$12,312$262,210
18$27,914$11,100$234,296
19$29,181$9,833$205,115
20$30,506$8,508$174,609
21$31,891$7,123$142,718
22$33,339$5,675$109,378
23$34,853$4,161$74,525
24$36,435$2,578$38,090
25$38,090$924$0

At the end of your 5-year term

Total paid over the term
$195,069
Principal paid down
$71,843
Interest paid
$123,226
Balance remaining
$516,157

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
3.9%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.1%
Gross yield
− Property tax $3,856− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $28,386

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX PREMIER INC.. MLS®/PropTx.

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