114 Duffin Drive, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13742800
About this home
In short
- Welcome to this cozy, beautiful, spacious, all brick semi-detached home.
- It has very functionable lay out with hardwood flooring.
- Three bedrooms on the 2nd floor with one den.
- Finished basement, a big recreation area with an electric fireplace.
- It also comes with a gourmet kitchen with gas stove.
Welcome to this cozy, beautiful, spacious, all brick semi-detached home. Perfect opportunity for small family, or first time homebuyer to make this as your home. This house is located in a friendly, quiet neighbourhood. It has very functionable lay out with hardwood flooring. Breakfast area walk out to the deck in the backyard. Three bedrooms on the 2nd floor with one den. Den on the 2nd floor has large window. Best to be used as home office. This den can also be easily converted into a 4th bedroom. Finished basement, a big recreation area with an electric fireplace. It is ideal to be used for entertaining guests or can be used as exercising quarter. It also comes with a gourmet kitchen with gas stove. Backyard is fully fenced. Your youngsters can enjoy the backyard safely. Walkable distance to Byer's Pond Park. There is no sidewalk on the property. Two cars can be parked on the driveway. Flexible closing date. All 2nd Floor bedroom flooring installed in 2025. Stouffville Go Station, Stouffville Leisure Centre and Library are just mins away. Walmart Supercenter is close by. Elementary School within the boundary: Barbara Reid PS, Spring Lakes PS (FI). High School within the boundary: Stouffville District Secondary School, Bill Hogarth Secondary School (FI)
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13742800
- Bedrooms
- 3+1 (4 total)
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 24.63 × 98.53 ft
- Cross streets
- Hoover Park Dr & Tenth Line
- Parking
- 1 garage · 3 parking (attached)
- Driveway
- Mutual
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,678 / 2025
- Days on market
- 46
- Listing brokerage
- CULTURELINK REALTY INC.
Rooms
laminate · electric fireplace
hardwood floor · window · closet
hardwood floor · 5 pc ensuite · walk-in closet(s)
ceramic floor · ceramic backsplash · stainless steel sink
combined w/dining · hardwood floor · large window
W/O To Garden
combined w/living · hardwood floor · window
hardwood floor · window · closet
hardwood floor · window · walk-in closet(s)
Listed at $899,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 99%, 9 local closings in 90 days), the likely sale price is near $890K, if it sells. A realistic range is $834K to $1.00M.
Independent value check: $840K. Without looking at the asking price, our model values the home itself about 7% below the ask (homes like it typically land between $788K and $881K).
Why $840K. The typical semi-detached home sold in Stouffville over the past year went for about $910K (23 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.
Longer on the market than typical. 46 days on the market against about 24 for homes like it here, and asking 7% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $890K, from 9 recent closings in this pocket.
The market behind the math:
About 2 months of inventory: 6 semi-detached homes for sale in the area against 9 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $514/sqft against an area asking average of $544/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $888K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($514/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 5 homes sold on this street over the past two years, from 49 closings in Stouffville.
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $538/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,977
- Property tax
- $390
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,366
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,595
- Principal paid down
- $87,873
- Interest paid
- $150,722
- Balance remaining
- $631,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Stouffville signed at a median of $3,053 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,163. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CULTURELINK REALTY INC.. MLS®/PropTx.