195 Richard Underhill Avenue, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13839038
About this home
In short
- Rare 4 bedroom SemiWelcome to 195 Richard Underhill Avenue - a stylish, move-in-ready semi-detached gem nestled in one of Stouffville's most desirable family-friendly...
- Step inside to discover a spacious open-concept layout filled with natural light from oversized windows throughout.
- The inviting living and dining areas feature contemporary laminate flooring and a walkout to private backyard retreat.
- As you make your way upstairs, you'll find four generously sized bedrooms and two spacious neutral-toned bathrooms, including a stunning primary retreat complete with...
- Step outside to find a backyard oasis, offering a peaceful setting with a spacious deck, charming pergola, and lush gardens that create the perfect outdoor escape.
**Rare 4 bedroom Semi**Welcome to 195 Richard Underhill Avenue - a stylish, move-in-ready semi-detached gem nestled in one of Stouffville's most desirable family-friendly communities. Excellent street with larger detached homes and lots of greenspace. Just steps from scenic walking trails and protected conservation lands, this bright and beautifully finished home offers the perfect blend of comfort, functionality, and modern style for young families, first-time buyers, and downsizers seeking a turnkey lifestyle in a vibrant, connected neighbourhood. Step inside to discover a spacious open-concept layout filled with natural light from oversized windows throughout. The inviting living and dining areas feature contemporary laminate flooring and a walkout to private backyard retreat. The sun-filled eat-in kitchen showcases stainless steel appliances, quartz countertops, a breakfast bar, and a stylish decorative backsplash. The direct access to the garage and the oversized powder room adds everyday convenience. As you make your way upstairs, you'll find four generously sized bedrooms and two spacious neutral-toned bathrooms, including a stunning primary retreat complete with a walk-in closet and a large 4-piece ensuite featuring a soaker tub and separate shower. The finished lower level extends your living space with an open-concept layout - ideal for a recreational space and home office. Step outside to find a backyard oasis, offering a peaceful setting with a spacious deck, charming pergola, and lush gardens that create the perfect outdoor escape. Ideally located close to everything Stouffville has to offer, including the shops and restaurants on Main Street, parks, trails, GO Transit, excellent schools, and the Stouffville Leisure Centre. Combining stylish living, generous space and an unbeatable location, this exceptional home truly offers the complete package. Who says you can't have it all?
Key facts
- Property type
- Semi-Detached, 2-Storey
- MLS®
- N13839038
- Bedrooms
- 4
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 24.63 × 85.38 ft
- Cross streets
- Ninth Line and Reeves Way
- Parking
- 1 garage · 2 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Wood
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,637 / 2025
- Days on market
- 20
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
open concept · overlooks living · large window
b/i vanity · window · closet
walk-in closet(s) · 4 pc ensuite · large window
combined w/dining · open concept · overlooks backyard
breakfast bar · stainless steel appl · quartz counter
combined w/living · open concept · large window
large window · closet
window · closet
Listed at $899,000. Going by how homes in Stouffville and the wider GTA have actually closed against their asking prices (about 99%, 9 local closings in 90 days), the likely sale price is near $890K, if it sells. A realistic range is $834K to $1.00M.
Independent value check: $861K. Without looking at the asking price, our model values the home itself about 4% below the ask (homes like it typically land between $807K and $902K).
Why $861K. The typical semi-detached home sold in Stouffville over the past year went for about $910K (23 sales). On tax assessment, size, rooms and lot, this one is close to that typical home.
Total price vs nearby homes. Likely closing about $890K, from 9 recent closings in this pocket.
The market behind the math:
About 2 months of inventory: 6 semi-detached homes for sale in the area against 9 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $514/sqft against an area asking average of $544/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 9 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $881K. Condition and finishes remain an in-person call.
What the listing highlights4 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Based on 9 comparable homes that sold in Stouffville over the past two years, from 49 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $538/sqft; this home lists at $514/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 6 active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $719,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,977
- Property tax
- $386
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,363
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,455
- Estimated closing costs
- $14,455
Plus your down payment of $179,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,595
- Principal paid down
- $87,873
- Interest paid
- $150,722
- Balance remaining
- $631,327
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 12 whole-home leases in Stouffville signed at a median of $3,053 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,238. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.