6 Stonegate Street, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13743390

$2,298,000
For Sale
Listed 46 days agoNo offer date stated
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4+2Bedrooms
5Bathrooms
4Garage · 12 parking
3500-5000Sq ft

About this home

In short

  • Welcome to 6 Stonegate St - A home that instantly transports you to cottage country the moment you step into the backyard.
  • Set on just under an acre of beautifully maintained grounds with exclusive, residents-only access to Preston Lake, this property centers around a breathtaking outdoor...
  • Dive into the sparkling inground pool featuring a custom rock waterfall, surrounded by an expansive stone patio designed for lounging and outdoor entertaining.
  • Complete with a charming poolside cabana featuring a built-in bar, a newly built wooden awning, and framed by tall, dense evergreen trees for total privacy, this...
  • Downstairs, the fully finished basement offers fantastic extra living space, highlighted by a custom indoor hockey room that sports lovers will adore.

Welcome to 6 Stonegate St - A home that instantly transports you to cottage country the moment you step into the backyard. Set on just under an acre of beautifully maintained grounds with exclusive, residents-only access to Preston Lake, this property centers around a breathtaking outdoor oasis.Dive into the sparkling inground pool featuring a custom rock waterfall, surrounded by an expansive stone patio designed for lounging and outdoor entertaining. Complete with a charming poolside cabana featuring a built-in bar, a newly built wooden awning, and framed by tall, dense evergreen trees for total privacy, this backyard was built for unforgettable summer entertainment.Spanning nearly 4,500 sq. ft. of versatile living space, the home is move-in ready-freshly painted and professionally cleaned throughout. The main level centers around a massive kitchen with granite countertops, stainless steel appliances, and a premium side-by-side fridge and freezer. For effortless family organization, the newly upgraded mudroom features custom built-in storage lockers and benches with seamless direct access to the impressive 4-car garage.Upstairs, you'll find updated flooring across all the spacious bedrooms, with every single bedroom enjoying direct connection to a bathroom. The laundry room has also been conveniently relocated to the second floor to simplify your daily routine. Downstairs, the fully finished basement offers fantastic extra living space, highlighted by a custom indoor hockey room that sports lovers will adore. Additionally, the basement can easily be configured to include its own private entrance, offering excellent potential for a future in-law suite.With an inground sprinkler system keeping the lush grounds green all season long and private lake privileges just steps away, 6 Stonegate St offers a rare combination of space, privacy, and resort-style living. Schedule your private showing today!

Key facts

Property type
Detached, 2-Storey
MLS®
N13743390
Bedrooms
4+2 (6 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
184.24 × 271.52 ft
Cross streets
Woodbine / Abbotsford
Parking
4 garage · 12 parking (attached)
Driveway
Private
Basement
Separate Entrance, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground
Property tax
$11,797 / 2025
Days on market
46
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

Family RoomMain5.49 × 4.36 m

sunken room · marble fireplace · w/o to porch

Dining RoomMain3.96 × 5.33 m

hardwood floor · large window · crown moulding

Living RoomMain3.96 × 6.70 m

skylight · pot lights · gas fireplace

BreakfastMain6.71 × 4.35 m

eat-in kitchen · w/o to patio · open concept

Primary BedroomSecond3.96 × 7.92 m

walk-in closet(s) · 5 pc ensuite · fireplace

Bedroom 2Second3.50 × 4.72 m

bay window · laminate · 4 pc ensuite

Bedroom 3Second4.27 × 5.94 m

large window · laminate · 4 pc ensuite

OfficeMain3.96 × 7.92 m

w/o to porch · large window · crown moulding

KitchenMain3.96 × 4.26 m

stainless steel appl · granite counters · open concept

Bedroom 4Second4.27 × 3.66 m

large window · laminate · 4 pc ensuite

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.19Mlikely sale price

Listed at $2,298,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $2.19M, if it sells. A realistic range is $2.05M to $2.47M.

Independent value check: $2.22M. Without looking at the asking price, our model values the home itself about 3% below the ask (homes like it typically land between $2.08M and $2.32M).

Why $2.22M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIts tax bill, which follows the city's own assessment, is $11,797 a year; the typical home sold here pays about $8,300.
  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$2.05MBelow recent closings$2.47MAbove recent closings

Total price vs nearby homes. Likely closing about $2.19M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
46days on market so far
$7,774/moest. rent · 10 leases
4.1%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2 months of inventory: 16 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $541/sqft against an area asking average of $601/sqft.

  • Separate-entrance basement apartment features. A finished 2 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
  • Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $2.29M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$2.34Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $551/sqft; this home lists at $541/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.30MThis home2.27M2.35M2.40MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,474/mo
$433KIncome needed
5.3×Price ÷ income
$2,417Weekly cost
$43,925Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $10,474Property tax $983Total carry $11,457

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,165per month

Mortgage amount $1,838,400 · 4.49% over 25 years

$459,600Down payment (20.0%)
$1,838,400Loan before insurance
$0CMHC premium
$11,148Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,165
Property tax
$983
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,148

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$43,925
Estimated closing costs
$43,925

Plus your down payment of $459,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,303/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,211,049Total interest paid
$3,049,449Total of all payments
Principal $1,838,400 Interest $1,211,049
YearPrincipalInterestBalance
1$41,025$80,953$1,797,375
2$42,888$79,090$1,754,487
3$44,835$77,143$1,709,652
4$46,871$75,107$1,662,781
5$48,999$72,979$1,613,781
6$51,224$70,754$1,562,558
7$53,550$68,428$1,509,008
8$55,981$65,997$1,453,027
9$58,523$63,455$1,394,504
10$61,180$60,798$1,333,324
11$63,958$58,020$1,269,367
12$66,862$55,116$1,202,505
13$69,897$52,081$1,132,608
14$73,071$48,907$1,059,537
15$76,389$45,589$983,148
16$79,857$42,121$903,291
17$83,483$38,495$819,808
18$87,273$34,705$732,534
19$91,236$30,742$641,298
20$95,378$26,599$545,920
21$99,709$22,269$446,211
22$104,236$17,742$341,974
23$108,969$13,009$233,005
24$113,917$8,061$119,089
25$119,089$2,889$0

At the end of your 5-year term

Total paid over the term
$609,890
Principal paid down
$224,619
Interest paid
$385,271
Balance remaining
$1,613,781

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 10 whole-home leases in Rural Whitchurch-Stouffville$7,774/mo
$93,288Gross annual rent
3.0%Cap rate after taxes and upkeep
$6,935 to $8,551Typical rent range
~19 daysTo find a tenant, on average

About the suite: in Rural Whitchurch-Stouffville basements rarely rent out (5 of 77 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 10 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $6,278 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $7,774. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.1%
Gross yield
− Property tax $11,797− Insurance $1,400− Vacancy & upkeep $10,262Net operating income $69,829

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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