1556 Houston Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13743614
About this home
In short
- There's something special about life near the water-and 1556 Houston Avenue captures it beautifully.
- Located directly across from Lake Simcoe and backing onto a golf course, this beautifully renovated bungalow offers the waterfront lifestyle you've been looking for...
- Inside, the home is bright, stylish and welcoming, featuring 2 bedrooms, 1 bathroom and a thoughtfully updated interior with a functional layout that makes the most...
- Significant improvements include a NEW WELL AND SEPTIC SYSTEM completed in 2026, providing added value and peace of mind for the next owner.
- A beautifully renovated home in between.
There's something special about life near the water-and 1556 Houston Avenue captures it beautifully. Located directly across from Lake Simcoe and backing onto a golf course, this beautifully renovated bungalow offers the waterfront lifestyle you've been looking for, without the waterfront price tag. Inside, the home is bright, stylish and welcoming, featuring 2 bedrooms, 1 bathroom and a thoughtfully updated interior with a functional layout that makes the most of every space. Whether enjoying a quiet evening at home or entertaining family and friends, the home feels comfortable, fresh and move-in ready. What truly sets this property apart is the setting, enjoy Lake Simcoe just across the road while the golf course provides an open, scenic backdrop behind you-a unique combination that brings together lakeside living and peaceful green surroundings. Significant improvements include a NEW WELL AND SEPTIC SYSTEM completed in 2026, providing added value and peace of mind for the next owner. Perfect as a year-round residence, weekend escape, first home or downsizing opportunity. Enjoy morning walks by the lake, summer days on the water and evenings overlooking the greens, all while remaining close to Innisfil's everyday amenities. Lake Simcoe in front. Golf course behind. A beautifully renovated home in between. Welcome to 1556 Houston Avenue.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13743614
- Bedrooms
- 2
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 50 × 150 ft
- Cross streets
- 6th Line/Houston Ave
- Parking
- 6 parking
- Driveway
- Private Double
- Basement
- Crawl Space, Unfinished
- Heating
- Forced Air
- A/C
- Wall Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Shingles
- Sewer
- Septic
- Property tax
- $4,188 / 2026
- Days on market
- 21
- Listing brokerage
- SUTTON GROUP INCENTIVE REALTY INC.
Rooms
quartz counter · pot lights · centre island
pot lights · window · laminate
laminate · ceiling fan(s)
laminate · open concept · pot lights
laminate · ceiling fan(s)
Listed at $572,999. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $548K, if it sells. A realistic range is $514K to $618K.
Independent value check: $698K. Without looking at the asking price, our model values the home itself about 22% above the ask (homes like it typically land between $654K and $731K).
Total price vs nearby homes. Likely closing about $548K, from 65 recent closings in this pocket.
The market behind the math:
About 0.7 months of inventory: 15 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $637/sqft against an area asking average of $496/sqft.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $518K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Read this with carewhy it’s an estimate, not an appraisal
Below comparable homes on total price, yet the price per square foot ($637/sqft) is above the area, which usually points to a smaller or more efficient layout.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.
For sale
For sale
For sale
For sale
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For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $583/sqft; this home lists at $637/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $458,399 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,535
- Property tax
- $349
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,884
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $7,935
- Estimated closing costs
- $7,935
Plus your down payment of $114,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $152,074
- Principal paid down
- $56,008
- Interest paid
- $96,066
- Balance remaining
- $402,391
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 17 whole-home leases in Rural Innisfil signed at a median of $2,517 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,246. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of SUTTON GROUP INCENTIVE REALTY INC.. MLS®/PropTx.