15 Cherrywood Lane, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13664274

$395,000
For Sale
Listed 44 days agoNo offer date stated
2Bedrooms
1Bathrooms
3Parking
700-1100Sq ft

About this home

In short

  • Fully Renovated Low-Maintenance Bungalow With A Private Treed Yard & Stylish Interior.
  • Your jaw might hit the floor the second you walk into this far-from-average Sandycove Acres bungalow at 15 Cherrywood Lane.
  • Through the front door, the renovation hits immediately with light-coloured waterproof flooring, neutral finishes, updated drywall, fresh paint, pot lights, newer...
  • Two bedrooms keep the layout manageable, with the primary featuring two double closets and the second bedroom offering its own double closet, while the beautifully...
  • All of this is set within a vibrant 50+ adult lifestyle community near the shores of Lake Simcoe, where residents enjoy an on-site mall, three clubhouses, kitchen...

Fully Renovated Low-Maintenance Bungalow With A Private Treed Yard & Stylish Interior! Your jaw might hit the floor the second you walk into this far-from-average Sandycove Acres bungalow at 15 Cherrywood Lane. Soft sage green vinyl siding in a board-and-batten style, updated front railing, replaced front gutters, a repainted front deck, and a private driveway for three make this bungalow every bit as appealing outside as it is inside, while the treed backyard, deck, fire pit area, garden shed, and generous yard space add even more to enjoy. Through the front door, the renovation hits immediately with light-coloured waterproof flooring, neutral finishes, updated drywall, fresh paint, pot lights, newer windows, and newer doors, giving the home a very modern feel. A fluted wood-look accent wall brings extra personality to the living area, while the kitchen delivers with quartz countertops, a matching backsplash, stainless steel appliances, and a peninsula with seating. Two bedrooms keep the layout manageable, with the primary featuring two double closets and the second bedroom offering its own double closet, while the beautifully finished 3-piece bathroom stands out with a glass-walled shower, black fixtures, and hexagon tile detail. Forced air gas heating, complemented by a ductless mini-split air conditioner and heater, adds reliable year-round comfort. All of this is set within a vibrant 50+ adult lifestyle community near the shores of Lake Simcoe, where residents enjoy an on-site mall, three clubhouses, kitchen facilities, fitness facilities, games rooms, libraries, two heated outdoor pools, laundry facilities, dart boards, indoor and outdoor shuffleboard courts, indoor and outdoor pickleball, a wood workshop, walking trails, and a full calendar of recreation and social events.

Key facts

Property type
Detached, Bungalow
MLS®
N13664274
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
< .50 ac
Cross streets
Cherrywood Ln/Main St
Parking
3 parking
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Community
Days on market
44
Listing brokerage
RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Rooms

Bedroom 2Main3.34 × 2.22 m
Primary BedroomMain3.34 × 3.97 m
Living RoomMain4.30 × 5.91 m

Pot Lights

BreakfastMain2.53 × 2.72 m
KitchenMain2.53 × 2.83 m

pot lights · stainless steel appl

FoyerMain0.88 × 1.60 m
Our TakeTeam Asgarian · Broker
A discount is typical here
$378Klikely sale price

Listed at $395,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $378K, typically $354K to $426K. Comparable closings on their own put this home around $438K, about 11% above the ask.

List price
$354KBelow recent closings$426KAbove recent closings

Total price vs nearby homes. Likely closing about $378K, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
44days on market so far
$2,246/moest. rent · 21 leases
6.8%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 15 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $439/sqft against an area asking average of $509/sqft.

How this estimate is builtthe short version

I take the 65 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$848K
Stroud
$901K
Lefroy
$1000K
Gilford
$1.20M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,800/mo
$81KIncome needed
4.9×Price ÷ income
$415Weekly cost
$4,400Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $1,800Property tax $247Total carry $2,047

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,747per month

Mortgage amount $316,000 · 4.49% over 25 years

$79,000Down payment (20.0%)
$316,000Loan before insurance
$0CMHC premium
$1,994Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,747
Property tax
$247
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,994

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,400
Estimated closing costs
$4,400

Plus your down payment of $79,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,115/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$208,165Total interest paid
$524,165Total of all payments
Principal $316,000 Interest $208,165
YearPrincipalInterestBalance
1$7,052$13,915$308,948
2$7,372$13,595$301,576
3$7,707$13,260$293,870
4$8,057$12,910$285,813
5$8,422$12,544$277,391
6$8,805$12,162$268,586
7$9,205$11,762$259,381
8$9,622$11,344$249,759
9$10,059$10,907$239,699
10$10,516$10,450$229,183
11$10,994$9,973$218,190
12$11,493$9,474$206,697
13$12,015$8,952$194,682
14$12,560$8,407$182,122
15$13,130$7,836$168,992
16$13,727$7,240$155,265
17$14,350$6,617$140,916
18$15,001$5,965$125,914
19$15,682$5,284$110,232
20$16,394$4,572$93,837
21$17,139$3,828$76,699
22$17,917$3,050$58,782
23$18,731$2,236$40,051
24$19,581$1,386$20,470
25$20,470$497$0

At the end of your 5-year term

Total paid over the term
$104,833
Principal paid down
$38,609
Interest paid
$66,224
Balance remaining
$277,391

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 21 whole-home leases in Rural Innisfil$2,246/mo
$26,952Gross annual rent
5.0%Cap rate after taxes and upkeep
$1,753 to $2,445Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 21 whole-home leases in Rural Innisfil signed at a median of $2,517 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,246. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

6.8%
Gross yield
− Property tax $2,765− Insurance $1,400− Vacancy & upkeep $2,965Net operating income $19,822

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY. MLS®/PropTx.

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