20 Gracedale Drive, Richmond Hill, ON
Westbrook, Richmond Hill · MLS® N13743882
About this home
In short
- Rare Luxury Home Situated On A Premium Deeper and Pie-Shaped(109.82Ft wider in Back) Lot Backing Onto A Park & Pond In A Highly Desirable Neighbourhood.
- Spacious 4+1 Bedroom Home With Dedicated Office, 5 Bathrooms & Finished Walk-Out Basement.
- Rich Hardwood Flooring Throughout.
- Newly Renovated Gourmet Kitchen With Quality Cabinetry, Centre Island & Bosch Appliances.
- Beautifully Landscaped Private Backyard.
Rare Luxury Home Situated On A Premium Deeper and Pie-Shaped(109.82Ft wider in Back) Lot Backing Onto A Park & Pond In A Highly Desirable Neighbourhood. Spacious 4+1 Bedroom Home With Dedicated Office, 5 Bathrooms & Finished Walk-Out Basement. 10' Main Floor, 9' Second Floor & 9' Basement. Rich Hardwood Flooring Throughout. Newly Renovated Gourmet Kitchen With Quality Cabinetry, Centre Island & Bosch Appliances. Updated Bathrooms. Spacious Principal Rooms Filled With Natural Light. Primary Bedroom Overlooks The Park & Pond, Featuring His & Her Walk-In Closets. Beautifully Landscaped Private Backyard. Located In The Top-Ranking RHHS School Boundary, Just Steps To Yonge St., Shopping, Restaurants, Transit & All Amenities. Exceptional Family Layout-Style, Space & Functionality. Must See!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13743882
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 32.34 × 158.5 ft
- Cross streets
- Yonge / Canyon Hill
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $11,195 / 2025
- Days on market
- 46
- Listing brokerage
- HOMELIFE NEW WORLD REALTY INC.
Rooms
hardwood floor · semi ensuite · walk-in closet(s)
window · walk-in closet(s) · laminate
bay window · semi ensuite · hardwood floor
combined w/kitchen · w/o to deck · pot lights
coffered ceiling(s) · his and hers closets · 5 pc ensuite
3 pc ensuite · hardwood floor
ceramic floor · closet · w/o to garage
walk-out · 3 pc bath · laminate
hardwood floor · coffered ceiling(s) · pot lights
hardwood floor · fireplace · pot lights
hardwood floor · pot lights · fireplace
combined w/br · backsplash · pot lights
hardwood floor · window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $474/sqft; this home lists at $799/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Westbrook, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $2,078,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,492
- Property tax
- $933
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $12,425
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $51,425
- Estimated closing costs
- $51,425
Plus your down payment of $519,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $689,510
- Principal paid down
- $253,942
- Interest paid
- $435,568
- Balance remaining
- $1,824,458
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE NEW WORLD REALTY INC.. MLS®/PropTx.