4 Kirkland Court, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N13758132

$1,580,000
For Sale
Listed 40 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Motivated Seller! Beautiful House In Prestigious Westbrook Community. Top Ranking School Area (St.
  • Theresa CHS, Ranking #4/874) Totally Renovated.
  • Livable Space (Including Finished Basement). Elegant Double-door Main Entrance.
  • Spacious Foyer with Double Closets. Brand New Hardwood Flooring/Pot Lights Throughout. 16' High Ceiling & Central Staircase Which Created A Bright & Sophisticated...
  • Featuring 5-pc Bathroom & Walk-in Closet & Sitting Area w/ Beautiful Sunny South Views & Overlooking The Home's 16' High Interior Space & Striking Light Fixtures....

** Motivated Seller! ** Beautiful House In Prestigious Westbrook Community.** Top Ranking School Area (St. Theresa CHS, Ranking #4/874) ** Totally Renovated. Just Like A New Home! ** Total Over 4500 sq.ft. Livable Space (Including Finished Basement). ** Elegant Double-door Main Entrance. Spacious Foyer with Double Closets.** Brand New Hardwood Flooring/Pot Lights Throughout. ** 16' High Ceiling & Central Staircase Which Created A Bright & Sophisticated Ambiance. ** Upgraded kitchen Featuring New Elegant Cabinets & New Quartz Countertops & New Backsplash & Under-cabinet Lighting. ** All Brand New Appliances!** Double Entrance Family Rm. w/ Modern Style Electric Fireplace Framed by A Warm Brown Wood Slat Accent Wall. ** Spacious Dining Rm. w/ Convenient Access to Both kitchen & Hallway. ** Large Sunlight-filled Primary Br. Featuring 5-pc Bathroom & Walk-in Closet & Sitting Area w/ Beautiful Sunny South Views & Overlooking The Home's 16' High Interior Space & Striking Light Fixtures. ** Finished Basement w/ Water-proof Vinyl Floors & Pot Lights & 4-pc Bathroom & 5th Bedroom.** Huge Recreation Area w/ Wet Bar. ** All New Windows (Ground & 2nd Floor) Changed Using Upgraded Triple-pane. ** Brand New Furnace.** Close to Go station, Shopping Malls, Hospital, Restaurants, etc. ** This Is A Must See! **

Key facts

Property type
Detached, 2-Storey
MLS®
N13758132
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
49.87 × 108.17 ft
Cross streets
Elgin Mills W / Shaftsbury
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,027 / 2026
Days on market
40
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Great RoomBasement8.28 × 5.79 m

vinyl floor · wet bar · pot lights

Bedroom 2Second4.72 × 3.51 m

hardwood floor · closet · south view

Bedroom 5Basement3.81 × 3.35 m

vinyl floor · double closet · window

LibraryGround3.51 × 2.95 m

hardwood floor · double doors · pot lights

SittingSecond3.56 × 2.74 m

hardwood floor · south view

LaundryGround2.59 × 2.39 m

ceramic floor · pot lights

Bedroom 3Second3.56 × 3.51 m

hardwood floor · closet

FoyerGround3.45 × 2.69 m

hardwood floor · double closet · pot lights

Living RoomGround5.49 × 3.51 m

hardwood floor · bay window · pot lights

BreakfastGround3.66 × 3.51 m

hardwood floor · w/o to yard · pot lights

Bedroom 4Second3.56 × 3.45 m

hardwood floor · closet

Primary BedroomSecond6.55 × 3.51 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

KitchenGround3.61 × 3.51 m

hardwood floor · granite counters · pot lights

Dining RoomGround5.28 × 3.40 m

hardwood floor · pot lights

RecreationBasement8.23 × 3.45 m

vinyl floor · pot lights · wall sconce lighting

Family RoomGround5.74 × 3.51 m

hardwood floor · electric fireplace · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Westbrook · asking prices
$1.88Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $578/sqft; this home lists at $486/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.58MThis home1.60M1.44M2.60MThis home vs active comparables

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mill Pond
$1.56M
Crosby
$2.05M
North Richvale
$1.46M
Jefferson
$1.41M
Rouge Woods
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,201/mo
$299KIncome needed
5.3×Price ÷ income
$1,662Weekly cost
$28,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,201Property tax $669Total carry $7,870

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,989per month

Mortgage amount $1,264,000 · 4.49% over 25 years

$316,000Down payment (20.0%)
$1,264,000Loan before insurance
$0CMHC premium
$7,658Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,989
Property tax
$669
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,658

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,075
Estimated closing costs
$28,075

Plus your down payment of $316,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,459/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$832,662Total interest paid
$2,096,662Total of all payments
Principal $1,264,000 Interest $832,662
YearPrincipalInterestBalance
1$28,207$55,659$1,235,793
2$29,488$54,379$1,206,305
3$30,827$53,040$1,175,478
4$32,226$51,640$1,143,252
5$33,690$50,177$1,109,563
6$35,219$48,647$1,074,343
7$36,818$47,048$1,037,525
8$38,490$45,377$999,035
9$40,238$43,629$958,798
10$42,065$41,802$916,733
11$43,974$39,892$872,759
12$45,971$37,895$826,788
13$48,058$35,808$778,729
14$50,240$33,626$728,489
15$52,521$31,345$675,968
16$54,906$28,960$621,061
17$57,399$26,467$563,662
18$60,005$23,861$503,657
19$62,730$21,137$440,927
20$65,578$18,289$375,349
21$68,555$15,311$306,794
22$71,668$12,198$235,126
23$74,922$8,944$160,204
24$78,324$5,543$81,880
25$81,880$1,986$0

At the end of your 5-year term

Total paid over the term
$419,332
Principal paid down
$154,437
Interest paid
$264,895
Balance remaining
$1,109,563

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
3.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.8%
Gross yield
− Property tax $8,027− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,857

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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