106 Larratt Lane, Richmond Hill, ON
Westbrook, Richmond Hill · MLS® N14029190
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About this home
In short
- Welcome to this exceptional family home nestled in the highly sought-after Westbrook community of Richmond Hill, where elegance, comfort and an incredible lifestyle...
- Backing directly onto a peaceful ravine, this beautifully maintained residence offers the perfect blend of privacy, nature and sophisticated family living, with over...
- The thoughtfully designed layout features 4 spacious bedrooms, 5 bathrooms, convenient main-floor laundry, and a spacious finished basement with a separate entrance...
- A truly special opportunity to enjoy spacious living, versatile accommodations and the rare serenity of a ravine setting in one of Richmond Hill's most desirable...
Welcome to this exceptional family home nestled in the highly sought-after Westbrook community of Richmond Hill, where elegance, comfort and an incredible lifestyle come together. Backing directly onto a peaceful ravine, this beautifully maintained residence offers the perfect blend of privacy, nature and sophisticated family living, with over 3,000 sq. ft. of living space. The thoughtfully designed layout features 4 spacious bedrooms, 5 bathrooms, convenient main-floor laundry, and a spacious finished basement with a separate entrance, additional bedroom and bathroom. The main floor offers versatile space ideal for a home office or professional workspace, while the generous principal rooms provide ample room for comfortable family living and entertaining. The second floor is complemented by a skylight that brings an abundance of natural light into the home. Ideally situated within the highly esteemed St. Theresa of Lisieux Catholic High School catchment, this is an exceptional opportunity for growing families seeking quality education and an outstanding community. Westbrook is renowned for its family-friendly atmosphere, beautiful parks, ravines, walking trails and excellent community amenities, including nearby community centres, sports facilities, shopping and dining. With convenient access to major roads and transit, this home offers the perfect balance of tranquility, connectivity and an exceptional Richmond Hill lifestyle. A truly special opportunity to enjoy spacious living, versatile accommodations and the rare serenity of a ravine setting in one of Richmond Hill's most desirable communities.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N14029190
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (2 half)
- Size
- 3000-3500 sq ft
- Lot
- 39.61 × 129.7 ft
- Cross streets
- Shaftsbury Ave & Elgin Mills Rd West
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Separate Entrance, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $8,110 / 2026
- Days on market
- 5
- Listing brokerage
- RE/MAX HALLMARK REALTY LTD.
Rooms
ceramic floor · backsplash
hardwood floor · combined w/living · pot lights
hardwood floor · combined w/dining · pot lights
broadloom · closet
ceramic floor · w/o to yard · laminate
hardwood floor · fireplace · pot lights
hardwood floor · walk-in closet(s) · 2 pc ensuite
broadloom · combined w/living · l-shaped room
hardwood floor · walk-in closet(s) · 5 pc ensuite
hardwood floor · overlooks frontyard · closet
hardwood floor · overlooks frontyard · closet
broadloom · combined w/dining · l-shaped room
hardwood floor · separate room · pot lights
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Westbrook, Richmond Hill, ON
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,151,110 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,365
- Property tax
- $676
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,041
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,253
- Estimated closing costs
- $25,253
Plus your down payment of $287,778. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $381,881
- Principal paid down
- $140,644
- Interest paid
- $241,237
- Balance remaining
- $1,010,466
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.