614 Newlove Street, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13749636

$999,998
For Sale
Listed 19 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Welcome to 614 Newlove St.
  • Set in Innisfil's Lakehaven community, moments from Lake Simcoe's beaches, parks and trails, this approximately two-year-new home offers 3,097 sq. ft., 4 bedrooms, 4...
  • Freshly painted and finished with 9 ft ceilings, 7"hardwood, pot lights, upgraded tile, custom blinds and an iron-picket staircase, every detail has been thoughtfully...
  • Upstairs, every bedroom features a walk-in closet with custom organizers, while the primary suite offers two walk-ins and a beautifully upgraded ensuite with...
  • Even the upgrades buyers typically tackle later are already here, including the finished basement landing and EV charging rough-in.

Welcome to 614 Newlove St. Set in Innisfil's Lakehaven community, moments from Lake Simcoe's beaches, parks and trails, this approximately two-year-new home offers 3,097 sq. ft., 4 bedrooms, 4 bathrooms and a beautifully considered interior that feels polished from the moment you walk through the double doors. Freshly painted and finished with 9 ft ceilings, 7"hardwood, pot lights, upgraded tile, custom blinds and an iron-picket staircase, every detail has been thoughtfully selected. At the heart of the home, an oversized quartz island anchors a stunning kitchen with a full quartz backsplash, upgraded appliances, walk-in pantry and valance lighting, flowing into a custom bar and impressive great room with a detailed fireplace and marble inlay. A separate dining room and main-floor den add even more versatility. Upstairs, every bedroom features a walk-in closet with custom organizers, while the primary suite offers two walk-ins and a beautifully upgraded ensuite with floor-to-ceiling glass shower, rain and handheld shower heads, double quartz vanity and striking black finishes. Even the upgrades buyers typically tackle later are already here, including the finished basement landing and EV charging rough-in. Meticulously kept, extensively upgraded and completely move-in ready. This is the opportunity to have the space of a new home without waiting years for it to feel finished.

Key facts

Property type
Detached, 2-Storey
MLS®
N13749636
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
39.37 × 104.99 ft
Cross streets
Newlove Street/ Middlemass Street
Parking
2 garage · 4 parking (attached)
Driveway
Boulevard
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,438 / 2026
Days on market
19
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 3Second3.90 × 3.50 m

3 pc ensuite · closet organizers · hardwood floor

BedroomSecond5.40 × 4.60 m

4 pc ensuite · closet organizers · hardwood floor

BreakfastMain4.00 × 2.75 m

breakfast bar · pot lights · combined w/kitchen

KitchenMain4.00 × 3.85 m

quartz counter · pot lights · backsplash

Bedroom 2Second3.90 × 3.50 m

3 pc ensuite · closet organizers · hardwood floor

Bedroom 4Second3.40 × 3.07 m

3 pc ensuite · closet organizers · hardwood floor

Dining RoomMain4.27 × 3.66 m

pot lights · hardwood floor · large window

Great RoomMain5.18 × 4.15 m

pot lights · gas fireplace · large window

OfficeMain2.40 × 2.20 m

Hardwood Floor

Our TakeTeam Asgarian · Broker
A discount is typical here
$957Klikely sale price

Listed at $999,998. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $957K, if it sells. A realistic range is $897K to $1.08M.

Independent value check: $1.23M. Without looking at the asking price, our model values the home itself about 23% above the ask (homes like it typically land between $1.15M and $1.29M).

List price
$897KBelow recent closings$1.08MAbove recent closings

Total price vs nearby homes. Likely closing about $957K, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
19days on market so far
$3,835/moest. rent · 65 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 22 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $308/sqft against an area asking average of $421/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $864K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$848K
Stroud
$901K
Lefroy
$1000K
Gilford
$1.20M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,558/mo
$198KIncome needed
5.1×Price ÷ income
$1,052Weekly cost
$16,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $4,558Property tax $620Total carry $5,177

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,998 · 4.49% over 25 years

$200,000Down payment (20.0%)
$799,998Loan before insurance
$0CMHC premium
$5,043Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$620
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,043

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,475
Estimated closing costs
$16,475

Plus your down payment of $200,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,354/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$527,000Total interest paid
$1,326,999Total of all payments
Principal $799,998 Interest $527,000
YearPrincipalInterestBalance
1$17,853$35,227$782,146
2$18,663$34,417$763,483
3$19,511$33,569$743,972
4$20,396$32,684$723,576
5$21,322$31,757$702,253
6$22,291$30,789$679,963
7$23,303$29,777$656,660
8$24,361$28,719$632,299
9$25,467$27,613$606,833
10$26,623$26,457$580,210
11$27,832$25,248$552,378
12$29,096$23,984$523,282
13$30,417$22,663$492,866
14$31,798$21,282$461,068
15$33,241$19,839$427,827
16$34,751$18,329$393,076
17$36,328$16,751$356,748
18$37,978$15,102$318,770
19$39,702$13,378$279,067
20$41,505$11,575$237,562
21$43,389$9,691$194,173
22$45,359$7,720$148,814
23$47,419$5,661$101,395
24$49,572$3,508$51,823
25$51,823$1,257$0

At the end of your 5-year term

Total paid over the term
$265,400
Principal paid down
$97,745
Interest paid
$167,655
Balance remaining
$702,253

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 65 whole-home leases in Rural Innisfil$3,835/mo
$46,020Gross annual rent
3.2%Cap rate after taxes and upkeep
$3,535 to $4,083Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 65 whole-home leases in Rural Innisfil signed at a median of $3,395 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,835. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $7,438− Insurance $1,400− Vacancy & upkeep $5,062Net operating income $32,120

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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