1105 Cole Street, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N13807374
About this home
In short
- Built 2023!!Introducing 1105 Cole St Innisfil.
- 64.53 Feet Front, A spacious, 3315 Sq Feet.
- It Impresses With Its Generous Layout And Well-Appointed Features- Quality Hardwood Floor, 9 Feet Ceiling on Main Floor, Family Room Gas Fireplace, Oak Stair, Two...
- The open-concept living spaces are perfect for entertaining, while the kitchen, equipped with modern Stainless Steel appliances and ample storage, is a chef's delight...
- Upgraded Kitchen, Quartz Counter Top, Open Concept Layout, Stainless Steel Appliances, Gorgeous Kitchen Cabinetry, Smooth Ceilings, Main Floor Laundry, Upgraded...
Absolutely Stunning!! Elegant!! Gorgeous!! Built 2023!!Introducing 1105 Cole St Innisfil. 64.53 Feet Front, A spacious, 3315 Sq Feet. 4-bedroom, 4-Bathroom Detached Exceptional Residence Offers a Blend of Modern Luxury Comfort, Upgraded Thoughtful Design in a Fantastic Location, Making It An Ideal Choice For Those Seeking ample And Inviting Home In A Welcoming Community, Its Ready to move in. It Impresses With Its Generous Layout And Well-Appointed Features- Quality Hardwood Floor, 9 Feet Ceiling on Main Floor, Family Room Gas Fireplace, Oak Stair, Two Primary Bedroom with Ensuite. One W/His & Her Walk In Closet , All Bedroom have a attached Bathrooms, Two Bedroom With Jack &Jill Bathrooms on Second Floor, Inside The home exudes a sense of Warmth and comfort. The open-concept living spaces are perfect for entertaining, while the kitchen, equipped with modern Stainless Steel appliances and ample storage, is a chef's delight with spacious Dining Area & Breakfast Bar. Upgraded Kitchen, Quartz Counter Top, Open Concept Layout, Stainless Steel Appliances, Gorgeous Kitchen Cabinetry, Smooth Ceilings, Main Floor Laundry, Upgraded Hardwood Flooring on Main Level And Stairs, Quality Ceramic Floor & Much More.. Live In One Of Innisfil Most Luxurious And Family Friendly Desirable Neighborhoods & Enjoy The Convenience Of Being Only A Few Minutes Drive Provides Easy Access To Schools, Parks, Shops, Beaches, The Lake, Walking Distance to Upcoming GO Station, Upcoming Park in Front of Home And All other Amenities Of Life. Do Not Miss Out On This Property!.. Its Very Rare Home.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13807374
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3000-3500 sq ft
- Lot
- 64.53 × 111.52 ft
- Cross streets
- 6th Line & 20th Side Road
- Parking
- 2 garage · 4 parking (attached)
- Driveway
- Private, Available
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,936 / 2025
- Days on market
- 4
- Listing brokerage
- EVEREST REALTY LTD.
Rooms
broadloom · closet · window
ceramic floor · w/o to yard · open concept
hardwood floor · window · open concept
hardwood floor · closet · window
broadloom · closet · window
broadloom · 5 pc ensuite · walk-in closet(s)
hardwood floor · window
broadloom · closet · window
ceramic floor · stainless steel appl · quartz counter
Listed at $1,299,990. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.17M to $1.40M.
Independent value check: $1.22M. Without looking at the asking price, our model values the home itself about 6% below the ask (homes like it typically land between $1.15M and $1.28M).
Total price vs nearby homes. Likely closing about $1.24M, from 65 recent closings in this pocket.
The market behind the math:
About 1 months of inventory: 22 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $400/sqft against an area asking average of $417/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $783K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Primary suite: a key comfort and resale feature. Lifestyle
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($400/sqft) is in line with the area, so you are paying for extra space rather than a premium.
Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $369/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Rural Innisfil, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $1,039,992 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,750
- Property tax
- $578
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $6,328
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $22,475
- Estimated closing costs
- $22,475
Plus your down payment of $259,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $345,018
- Principal paid down
- $127,068
- Interest paid
- $217,950
- Balance remaining
- $912,924
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 50 whole-home leases in Rural Innisfil signed at a median of $3,441 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,769. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EVEREST REALTY LTD.. MLS®/PropTx.