951 Larter Street, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13642670

$1,299,000
For Sale
Listed 96 Days AgoSitting longer than typical

Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.

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4BedroomsBeds
4BathroomsBaths
2Garage · 6 Parking
6Parking
3000-3500Sq ft

Listed By RE/MAX Condos Plus Corporation

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Key Facts

Property type
Detached, 2-Storey
Lot
42 × 114.83 ft
Basement
Full
Parking
2 garage · 6 parking (attached)
Property tax
$7,004 / 2026
Offer date
None stated
Cross streets
20th Sideroad / 6th Line
Days on market
96
All Facts And 14 Rooms, Floor By Floor
Property type
Detached, 2-Storey
MLS®
N13642670
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
42 × 114.83 ft
Cross streets
20th Sideroad / 6th Line
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,004 / 2026
Days on market
96
Offer date
None stated
Listing brokerage
RE/MAX Condos Plus Corporation
Family RoomMain5.18 × 4.64 m

hardwood floor · combined w/living

Bedroom 3Second4.29 × 3.23 m

semi ensuite · large window · broadloom

Living RoomMain
Bedroom 4Second4.47 × 3.37 m

walk-in closet(s) · semi ensuite · broadloom

Living RoomMain3.35 × 3.35 m

hardwood floor · window · combined w/family

Primary BedroomSecond6.23 × 4.99 m

5 pc ensuite · walk-in closet(s) · broadloom

Dining RoomMain4.85 × 3.61 m

hardwood floor · window · french doors

Family RoomMain
LibraryMain3.34 × 2.93 m

hardwood floor · window

Family RoomMain4.82 × 5.18 m

combined w/living · large window · gas fireplace

Living RoomMain5.18 × 4.64 m

hardwood floor · gas fireplace · combined w/family

DenMain3.40 × 2.66 m

hardwood floor · large window · french doors

KitchenMain5.84 × 5.00 m

granite counters · pantry · centre island

Bedroom 2Second4.69 × 4.30 m

3 pc ensuite · double closet · large window

About This Home

From The Listing Description By RE/MAX Condos Plus Corporation

In short

  • Located in one of Innisfil's most desirable neighbourhoods near Lake Simcoe, this thoughtfully customized 4-bedroom Fernbrook home features a redesigned layout...
  • The spacious primary suite features a beautifully upgraded ensuite, while the generously sized secondary bedrooms offer ensuite or semi-ensuite bathroom access...
  • Ideally located just minutes from Lake Simcoe, Innisfil Beach Park, Friday Harbour Resort, golf courses, schools, shopping, and Highway 400, this home offers the...
Read The Full Description

Located in one of Innisfil's most desirable neighbourhoods near Lake Simcoe, this thoughtfully customized 4-bedroom Fernbrook home features a redesigned layout highlighted by a dramatic open-to-above living room, creating an impressive sense of space and natural light rarely found in comparable models. The beautifully upgraded kitchen features an oversized custom pantry, premium cabinetry, granite countertops, a large centre island, and upgraded stainless steel appliances.The spacious primary suite features a beautifully upgraded ensuite, while the generously sized secondary bedrooms offer ensuite or semi-ensuite bathroom access, providing added comfort and convenience for family living.The partially framed basement with a bathroom rough-in offers excellent potential for future living space. Additional highlights include a central vacuum system, professionally landscaped front yard with stone interlock, and a fully fenced backyard complete with a storage shed.Ideally located just minutes from Lake Simcoe, Innisfil Beach Park, Friday Harbour Resort, golf courses, schools, shopping, and Highway 400, this home offers the perfect combination of modern family living and everyday convenience.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A discount is typical here
$1.24Mlikely sale price

Listed at $1,299,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 95%, 51 local closings in 90 days), the likely sale price is near $1.24M, if it sells. A realistic range is $1.16M to $1.39M.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

Longer on the market than typical. 96 days on the market against about 40 for homes like it here, and asking 7% above where comparable closings put it.

List price
$1.16MBelow recent closings$1.39MAbove recent closings

Total price vs nearby homes. Likely closing about $1.24M, from 51 recent closings in this pocket.

The market behind the math, in Rural Innisfil
51sold nearby · 90 days
$750Kmedian detached sold · 90 days
94%of asking, local average
~25 dayshomes like this take to sell
96days on market so far
$3,386/moest. rent · 7 leases
3.1%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 26 detached homes for sale in the area against 51 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $400/sqft against an area asking average of $344/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle

Based on 51 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Rural Innisfil: $760K in October 2026, down 5% from a year ago, on 162 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
November 2025$830K9
December 2025$650K9
January 2026$940K7
February 2026$876K12
March 2026$730K15
April 2026$800K19
May 2026$891K21
June 2026$925K13
July 2026$820K17
August 2026$825K14
September 2026$690K17
October 2026$760K9

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Other Homes For Sale In Rural Innisfil

For sale in Rural Innisfil now · asking prices

How This Price Compares

$1.23Mavg asking

Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.

Per square foot, these ask about $344/sqft; this home lists at $400/sqft.

The 5 closest in price of 21 for sale in Rural Innisfil.

See all comparable homes
$1.30MThis home$1.25M$1.25M$1.25M$1.24M$1.18MThis home vs active comparables

Neighbourhood & Location

Rural Innisfil, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby Neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$780K
Lefroy
$721K
Stroud
$790K
Gilford
$873K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Affordability & Mortgage

Estimated Mortgage
$5,920/mo
$248KIncome needed
5.2×Price ÷ income
$1,366Weekly cost
$22,455Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%Mortgage
Mortgage is 91% of the monthly costMortgage $5,920Property tax $584Total carry $6,504
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.94%
%

Conventional (20%+ down). Best insured 5-year fixed 4.79% via Ratehub.ca; conventional rates run a little higher.

years
years (your rate-locked period)
$6,009per month

Mortgage amount $1,039,200 · 4.94% over 25 years

$259,800Down payment (20.0%)
$1,039,200Loan before insurance
$0CMHC premium
$6,592Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,009
Property tax
$584
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,592

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,455
Estimated closing costs
$22,455

Plus your down payment of $259,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.94%Qualifying rate
$7,240/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$763,378Total interest paid
$1,802,578Total of all payments
Principal $1,039,200 Interest $763,378
YearPrincipalInterestBalance
1$21,771$50,332$1,017,429
2$22,860$49,244$994,570
3$24,003$48,100$970,567
4$25,203$46,900$945,364
5$26,464$45,640$918,900
6$27,787$44,316$891,113
7$29,177$42,927$861,937
8$30,636$41,467$831,301
9$32,168$39,935$799,133
10$33,777$38,327$765,357
11$35,466$36,637$729,891
12$37,239$34,864$692,652
13$39,102$33,001$653,550
14$41,057$31,046$612,493
15$43,110$28,993$569,382
16$45,266$26,837$524,116
17$47,530$24,573$476,586
18$49,907$22,196$426,679
19$52,403$19,700$374,276
20$55,024$17,079$319,252
21$57,775$14,328$261,477
22$60,665$11,438$200,812
23$63,699$8,404$137,113
24$66,884$5,219$70,229
25$70,229$1,874$0

At the end of your 5-year term

Total paid over the term
$360,516
Principal paid down
$120,300
Interest paid
$240,216
Balance remaining
$918,900

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 951 Larter Street

What is the asking price for 951 Larter Street?

It is listed at $1,299,000.

How many bedrooms and bathrooms does 951 Larter Street have?

4 bedrooms, and 4 bathrooms (1 of them a half bath).

How big is 951 Larter Street?

The listing gives 3000-3500 sq ft of living space, on a 42 × 114.83 ft lot.

Does 951 Larter Street have parking?

2 garage spaces, 6 parking spaces in all.

What are the property taxes on 951 Larter Street?

$7,004 a year, for 2026.

Is there an offer date for 951 Larter Street?

The listing does not state an offer date.

When was 951 Larter Street listed?

It came on the market on August 5, 2026.

Who is the listing brokerage for 951 Larter Street?

RE/MAX Condos Plus Corporation. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 951 Larter Street?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Condos Plus Corporation. MLS®/PropTx.

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951 LARTER STREET, INNISFIL, ON · Listed By RE/MAX Condos Plus Corporation

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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