Martin Street
19.6 km Away2023
Sign In To See The Price1075 Fern Road, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N14140890
$925,000
For SaleListed 6 Days Ago
Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.
2+2BedroomsBeds
2BathroomsBaths
6Parking
1100-1500Sq ft
Listed By RE/MAX Crosstown Realty Inc.
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Key Facts
- Property type
- Detached, Bungalow-Raised
- Lot
- 50 × 140 ft
- Basement
- Finished with Walk-Out, Separate Entrance, Full
- Parking
- 6 parking
- Property tax
- $4,100 / 2026
- Offer date
- None stated
- Cross streets
- Belle Aire Beach Rd/Temple
- Days on market
- 6
All Facts And 8 Rooms, Floor By Floor
- Property type
- Detached, Bungalow-Raised
- MLS®
- N14140890
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 50 × 140 ft
- Cross streets
- Belle Aire Beach Rd/Temple
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Finished with Walk-Out, Separate Entrance, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Wood
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $4,100 / 2026
- Days on market
- 6
- Offer date
- None stated
- Listing brokerage
- RE/MAX Crosstown Realty Inc.
Living RoomMain6.07 × 3.61 m
vinyl floor · vaulted ceiling(s) · fireplace
Bedroom 4Lower3.05 × 3.00 m
vinyl floor · semi ensuite · w/o to yard
Great RoomLower5.20 × 5.07 m
vinyl floor · gas fireplace · french doors
Primary BedroomMain4.40 × 3.45 m
vinyl floor · double closet · overlooks backyard
Utility RoomLower
Combined w/Laundry
Bedroom 2Ground3.35 × 3.15 m
vinyl floor · closet · overlooks garden
Bedroom 3Lower3.80 × 2.90 m
vinyl floor · semi ensuite · above grade window
KitchenMain3.60 × 3.53 m
vinyl floor · w/o to deck · vaulted ceiling(s)
About This Home
From The Listing Description By RE/MAX Crosstown Realty Inc.
In short
- FABULOUS OPPORTUNITY TO OWN A CONTEMPORARY FARMHOUSE CHARMER JUST MINUTES TO THE SHORES OF LAKE SIMCOE AND BELLE AIRE BEACH.
- VAULTED CEILINGS AND LARGE WINDOWS LET THE LIGHT SHINE IN ON THIS 2+2 BDRM BUNGALOW.
- DOWNSTAIRS OFFERS 2 BDRMS WITH A JACK AND JILL BATHROOM THAT HAS JUST BEEN RENOVATED.
- SEPARATE ENTRANCE WILL SUITE EXTENDED FAMILY.
- 7.5 KW GENERATOR (GAS) FOR PEACE OF MIND IN CASE OF EMERGENCY.
Read The Full Description
FABULOUS OPPORTUNITY TO OWN A CONTEMPORARY FARMHOUSE CHARMER JUST MINUTES TO THE SHORES OF LAKE SIMCOE AND BELLE AIRE BEACH. VAULTED CEILINGS AND LARGE WINDOWS LET THE LIGHT SHINE IN ON THIS 2+2 BDRM BUNGALOW. KITCHEN OPENS INTO DINING AND LIVING ROOM WITH RECENTLY ADDED GAS FIREPLACE. WALKOUT TO LARGE RECENTLY REPLACED GATED DECK WITH GAS BBQ LINE FOR EASY ACCESS TO OUTDOOR ENTERTAINMENT. INCLUDED ARE OUTDOOR FURNITURE AND GAS BBQ. DOWNSTAIRS OFFERS 2 BDRMS WITH A JACK AND JILL BATHROOM THAT HAS JUST BEEN RENOVATED. LARGE FAMILY ROOM WITH GAS STOVE AND LARGE ABOVE GRADE WINDOWS FOR MAXIMUM LIGHT. SEPARATE ENTRANCE WILL SUITE EXTENDED FAMILY. POTENTIAL FOR POSSIBLE FUTURE DUPLEX OR TRIPLEX. 7.5 KW GENERATOR (GAS) FOR PEACE OF MIND IN CASE OF EMERGENCY. WINDOWS AND SLIDING DOOR NEW 2022. LARGE BACKYARD INCLUDES HOT TUB, FLAGSTONE FIRE PIT WITH MUSKOKA CHAIRS, 22FT X 16 FT HEATED AND AIR CONDITIONED (MINI SPLIT) OUTBUILDING USED FOR A GYM, OFFICE, OR POTENTIAL FUTURE APT. RECENT ADDED LEAN TO/CARPORT FOR ADDITIONAL PARKING, GARDEN/TOOL SHED FOR ADDITIONAL STORAGE. LOW MAINTENANCE PERENNIAL GARDENS AND POND/WATER FEATURE, STAMPED CONCRETE WALKWAY SET THE STAGE FOR TRANQUILITY.MOST FURNISHINGS ARE AVAILABLE WITH THE SALE, LINENS, DISHES CUTLERY YARD TOOLS, LAWNMOWER SNOW BLOWER, EXTENSION LADDER, FIRE PIT CHAIRS, PATIO FURNITURE, CANOE, KAYAK, TELEVISIONS, SMALL APPLIANCES.MAKES FOR AN OPPORTUNITY FOR A FURNISHED INVESTMENT PROPERTY. ONLY 5-10 MINUTES SHOPPING, RESTAURANTS, INNSIFIL BEACH PARK, INNISFIL REC CENTRE AND LIBRARY. MARINAS, BOAT LAUNCH, BIKE TRAILS ALL RIGHT THERE.
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A discount is typical here
$882Klikely sale price
Listed at $925,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 95%, 50 local closings in 90 days), the likely sale price is near $882K, if it sells. A realistic range is $826K to $993K.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$826KBelow recent closings$993KAbove recent closings
Total price vs nearby homes. Likely closing about $882K, from 50 recent closings in this pocket.
The market behind the math, in Rural Innisfil
50sold nearby · 90 days
$751Kmedian detached sold · 90 days
94%of asking, local average
~24 dayshomes like this take to sell
6days on market so far
$2,565/moest. rent · 5 leases
3.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market
About 0.4 months of inventory: 7 detached homes for sale in the area against 50 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $712/sqft against an area asking average of $643/sqft.
- Walk-out basement apartment features. A finished 2 bed walk-out basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Rural Innisfil basements rarely rent out (5 of 155 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Innisfil.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Based on 50 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for detached homes in Rural Innisfil: $760K in October 2026, down 5% from a year ago, on 162 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $830K | 9 |
| December 2025 | $650K | 9 |
| January 2026 | $940K | 7 |
| February 2026 | $876K | 12 |
| March 2026 | $730K | 15 |
| April 2026 | $800K | 19 |
| May 2026 | $891K | 21 |
| June 2026 | $925K | 13 |
| July 2026 | $820K | 17 |
| August 2026 | $825K | 14 |
| September 2026 | $690K | 17 |
| October 2026 | $760K | 9 |
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Fern Road. Signed-in members see each price, verified against board records.
Pasadena Drive
10.3 km Away2026
Sign In To See The Price
Cundles Road West
19.7 km Away2019
Sign In To See The PriceOther Homes For Sale In Rural Innisfil
For sale in Rural Innisfil now · asking prices
How This Price Compares
$970kavg asking
Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.
1526 Farrow Crescent $390/sqft$878k1787 Emberton Way $230/sqft$979k1614 Sharpe Street $363/sqft$997k1410 Broderick Street $307/sqft$998k962 COLE Street $307/sqft$999k
Per square foot, these ask about $319/sqft; this home lists at $712/sqft.
The 5 closest in price of 30 for sale in Rural Innisfil.
See all comparable homesNeighbourhood & Location
Rural Innisfil, Innisfil, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Nearby Neighbourhoods
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Lefroy
$721K
Alcona
$780K
Gilford
$873K
Stroud
$790K
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Affordability & Mortgage
Estimated Mortgage
$4,216/mo
$175KIncome needed
5.3×Price ÷ income
$973Weekly cost
$14,975Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 93% of the monthly costMortgage $4,216Property tax $342Total carry $4,558
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$4,133per month
Mortgage amount $740,000 · 4.59% over 25 years
$185,000Down payment (20.0%)
$740,000Loan before insurance
$0CMHC premium
$4,474Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,133
- Property tax
- $342
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,474
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,975
- Estimated closing costs
- $14,975
Plus your down payment of $185,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$4,997/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$499,842Total interest paid
$1,239,842Total of all payments
Principal $740,000 Interest $499,842
YearPrincipalInterestBalance
1$16,285$33,309$723,715
2$17,041$32,553$706,675
3$17,832$31,762$688,843
4$18,660$30,934$670,183
5$19,526$30,068$650,658
6$20,432$29,161$630,225
7$21,381$28,213$608,844
8$22,374$27,220$586,470
9$23,412$26,181$563,058
10$24,499$25,094$538,559
11$25,637$23,957$512,922
12$26,827$22,767$486,095
13$28,073$21,521$458,022
14$29,376$20,218$428,646
15$30,740$18,854$397,907
16$32,167$17,427$365,740
17$33,660$15,933$332,079
18$35,223$14,371$296,856
19$36,858$12,735$259,998
20$38,569$11,024$221,429
21$40,360$9,234$181,069
22$42,234$7,360$138,835
23$44,195$5,399$94,640
24$46,246$3,347$48,394
25$48,394$1,200$0
At the end of your 5-year term
- Total paid over the term
- $247,968
- Principal paid down
- $89,342
- Interest paid
- $158,626
- Balance remaining
- $650,658
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 1075 Fern Road
What is the asking price for 1075 Fern Road?
It is listed at $925,000.
How many bedrooms and bathrooms does 1075 Fern Road have?
2+2 bedrooms, and 2 bathrooms.
How big is 1075 Fern Road?
The listing gives 1100-1500 sq ft of living space, on a 50 × 140 ft lot.
Does 1075 Fern Road have parking?
6 parking spaces, no garage listed.
What are the property taxes on 1075 Fern Road?
$4,100 a year, for 2026.
Is there an offer date for 1075 Fern Road?
The listing does not state an offer date.
When was 1075 Fern Road listed?
It came on the market on November 2, 2026.
Who is the listing brokerage for 1075 Fern Road?
RE/MAX Crosstown Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 1075 Fern Road?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX Crosstown Realty Inc. MLS®/PropTx.