1614 Sharpe Street, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13699356

$997,000
For Sale
Listed 35 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 1614 Sharpe St. in the heart of Innisfil.
  • Situated on a premium 63' x 115' corner lot with no sidewalk in front, this stunning detachedhome offers extra driveway parking and unobstructed views of the future park.
  • Boasting approximately 3,000 sq. ft. of elegant living space, this beautifully upgraded home features 4 spacious bedrooms, 4 bathrooms, a fully fenced backyard, and a...
  • Enjoy 9-ft ceilings, hardwood flooring throughout the main level, Zebra blinds throughout, oversized windows withabundant natural light, and impressive 8-ft doors on...
  • Upstairs offers four generously sized bedrooms with ample closet space and three full bathrooms, including a luxurious primary retreat with a walk-in closet and...

Welcome to 1614 Sharpe St. in the heart of Innisfil! Situated on a premium 63' x 115' corner lot with no sidewalk in front, this stunning detachedhome offers extra driveway parking and unobstructed views of the future park. Boasting approximately 3,000 sq. ft. of elegant living space, this beautifully upgraded home features 4 spacious bedrooms, 4 bathrooms, a fully fenced backyard, and a bright open-concept layout perfect for family living and entertaining. Enjoy 9-ft ceilings, hardwood flooring throughout the main level, Zebra blinds throughout, oversized windows withabundant natural light, and impressive 8-ft doors on the main floor. The upgraded U-shaped kitchen is designed to impress with customcabinetry, Quartz countertops, and a large center island ideal for hosting and everyday living. Upstairs offers four generously sized bedrooms with ample closet space and three full bathrooms, including a luxurious primary retreat with a walk-in closet and spa-inspired 5-pc ensuite. Ideally located minutes from Belle Aire Beach Park, Lake Simcoe waterfront, schools, Innisfil Recreation Centre, local YMCA, the upcomingInnisfil Orbit community and GO Station, plus quick access to Highway 400. Tarion structural warranties are available and transferable. This exceptional property perfectly combines luxury, comfort, and location - a true must-see!

Key facts

Property type
Detached, 2-Storey
MLS®
N13699356
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
63.06 × 115.09 ft
Cross streets
Sharpe St./Wickham Rd.
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,460 / 2025
Days on market
35
Listing brokerage
TEAM PANAG REAL ESTATE INC.

Rooms

Bedroom 4Second3.99 × 3.30 m

walk-in closet(s) · semi ensuite · broadloom

Living RoomMain3.84 × 3.05 m

large window · open concept · hardwood floor

LaundrySecond2.43 × 1.90 m

laundry sink · separate room · tile floor

BreakfastMain2.92 × 4.30 m

walk-out · open concept · tile floor

Primary BedroomSecond5.85 × 3.96 m

his and hers closets · 5 pc ensuite · broadloom

KitchenMain2.44 × 4.30 m

centre island · quartz counter · tile floor

Family RoomMain5.97 × 3.96 m

gas fireplace · large window · hardwood floor

Bedroom 2Second3.39 × 4.39 m

walk-in closet(s) · 4 pc ensuite · broadloom

Dining RoomMain5.97 × 3.65 m

formal rm · large window · hardwood floor

Bedroom 3Second4.03 × 3.30 m

double closet · semi ensuite · broadloom

Our TakeTeam Asgarian · Broker
A discount is typical here
$954Klikely sale price

Listed at $997,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $954K, if it sells. A realistic range is $894K to $1.08M.

Independent value check: $1.17M. Without looking at the asking price, our model values the home itself about 17% above the ask (homes like it typically land between $1.10M and $1.22M).

List price
$894KBelow recent closings$1.08MAbove recent closings

Total price vs nearby homes. Likely closing about $954K, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
35days on market so far
$3,592/moest. rent · 70 leases
4.3%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 18 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $363/sqft against an area asking average of $415/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $796K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$848K
Lefroy
$1000K
Stroud
$901K
Gilford
$1.20M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,544/mo
$194KIncome needed
5.1×Price ÷ income
$1,049Weekly cost
$16,415Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $4,544Property tax $538Total carry $5,082

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,410per month

Mortgage amount $797,600 · 4.49% over 25 years

$199,400Down payment (20.0%)
$797,600Loan before insurance
$0CMHC premium
$4,948Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,410
Property tax
$538
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,948

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,415
Estimated closing costs
$16,415

Plus your down payment of $199,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,338/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,420Total interest paid
$1,323,020Total of all payments
Principal $797,600 Interest $525,420
YearPrincipalInterestBalance
1$17,799$35,122$779,801
2$18,607$34,314$761,194
3$19,452$33,469$741,742
4$20,335$32,586$721,407
5$21,259$31,662$700,148
6$22,224$30,697$677,924
7$23,233$29,688$654,691
8$24,288$28,633$630,404
9$25,390$27,530$605,013
10$26,543$26,378$578,470
11$27,748$25,172$550,722
12$29,008$23,913$521,713
13$30,325$22,595$491,388
14$31,702$21,219$459,686
15$33,142$19,779$426,544
16$34,646$18,274$391,898
17$36,220$16,701$355,678
18$37,864$15,057$317,814
19$39,583$13,338$278,231
20$41,380$11,540$236,850
21$43,259$9,661$193,591
22$45,223$7,697$148,368
23$47,277$5,644$101,091
24$49,423$3,497$51,667
25$51,667$1,253$0

At the end of your 5-year term

Total paid over the term
$264,604
Principal paid down
$97,452
Interest paid
$167,152
Balance remaining
$700,148

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 70 whole-home leases in Rural Innisfil$3,592/mo
$43,104Gross annual rent
3.1%Cap rate after taxes and upkeep
$3,322 to $3,773Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 70 whole-home leases in Rural Innisfil signed at a median of $3,441 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,592. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.3%
Gross yield
− Property tax $6,460− Insurance $1,400− Vacancy & upkeep $4,741Net operating income $30,503

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TEAM PANAG REAL ESTATE INC.. MLS®/PropTx.

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