1665 Emberton Way, Innisfil, ON

Rural Innisfil, Innisfil · MLS® N13754166

$1,189,000
For Sale
Listed 17 days agoNo offer date stated
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4Bedrooms
4Bathrooms
3Garage · 5 parking
3000-3500Sq ft

About this home

In short

  • Gorgeous Fernbrook Home with Ravine Views & Exceptional Layout.
  • Ideally positioned on a premium lot backing onto a beautiful ravine, this bright and spacious home features a 3-car garage and an inviting open-concept layout.
  • The grand double-door entrance welcomes you into a beautifully appointed interior with 10-foot ceilings, hardwood floors, an elegant oak staircase, and a gas fireplace.
  • The gourmet kitchen showcases upgraded cabinetry, granite countertops, and a large center island, seamlessly opening to the bright breakfast area with a walkout to...
  • Upstairs, the luxurious primary suite features a 5-piece ensuite with a freestanding soaker tub and frameless glass shower, creating a relaxing private retreat.

Gorgeous Fernbrook Home with Ravine Views & Exceptional Layout. Welcome to this stunning 3,370 sq. ft. Fernbrook-built residence, offering an exceptional blend of elegance, comfort, and thoughtful design. Ideally positioned on a premium lot backing onto a beautiful ravine, this bright and spacious home features a 3-car garage and an inviting open-concept layout. The grand double-door entrance welcomes you into a beautifully appointed interior with 10-foot ceilings, hardwood floors, an elegant oak staircase, and a gas fireplace. The gourmet kitchen showcases upgraded cabinetry, granite countertops, and a large center island, seamlessly opening to the bright breakfast area with a walkout to the private backyard. Upstairs, the luxurious primary suite features a 5-piece ensuite with a freestanding soaker tub and frameless glass shower, creating a relaxing private retreat. Convenient second-floor laundry adds to the home's functionality.The unfinished basement with a walk-out offers excellent potential for additional living space, recreation, rental unit or entertainment. Located just minutes from Lake Simcoe and Conservation Park, this exceptional home combines sophisticated living with the beauty and tranquility of nature.

Key facts

Property type
Detached, 2-Storey
MLS®
N13754166
Bedrooms
4
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
49.22 × 114.91 ft
Cross streets
6th Line/Emberton Way
Parking
3 garage · 5 parking (built-in)
Driveway
Private Double
Basement
Full, Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,872 / 2025
Days on market
17
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Dining RoomMain4.62 × 4.01 m

hardwood floor · separate room · window

Bedroom 4Second3.69 × 3.65 m

broadloom · double closet · semi ensuite

FoyerMain2.53 × 2.45 m

ceramic floor · open concept · double closet

LaundrySecond0.00 × 0.00 m

ceramic floor · separate room · soaking tub

KitchenMain4.38 × 3.05 m

ceramic floor · centre island · double sink

Bedroom 2Second3.71 × 3.70 m

broadloom · walk-in closet(s) · 4 pc ensuite

Family RoomMain5.50 × 5.15 m

hardwood floor · fireplace · bay window

Living RoomMain3.71 × 3.71 m

hardwood floor · cathedral ceiling(s) · picture window

BreakfastMain4.38 × 3.05 m

ceramic floor · open concept

Primary BedroomSecond6.09 × 4.60 m

broadloom · walk-in closet(s) · 5 pc ensuite

Bedroom 3Second4.39 × 3.70 m

broadloom · walk-in closet(s) · semi ensuite

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.14Mlikely sale price

Listed at $1,189,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $1.14M, if it sells. A realistic range is $1.07M to $1.28M.

Independent value check: $1.44M. Without looking at the asking price, our model values the home itself about 21% above the ask (homes like it typically land between $1.35M and $1.51M).

List price
$1.07MBelow recent closings$1.28MAbove recent closings

Total price vs nearby homes. Likely closing about $1.14M, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
17days on market so far
$3,816/moest. rent · 65 leases
3.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1 months of inventory: 22 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $366/sqft against an area asking average of $419/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $884K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 232 closings there.

Neighbourhood & location

Rural Innisfil, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Alcona
$848K
Lefroy
$1000K
Stroud
$901K
Gilford
$1.20M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,419/mo
$232KIncome needed
5.1×Price ÷ income
$1,251Weekly cost
$20,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $5,419Property tax $656Total carry $6,075

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,259per month

Mortgage amount $951,200 · 4.49% over 25 years

$237,800Down payment (20.0%)
$951,200Loan before insurance
$0CMHC premium
$5,915Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,259
Property tax
$656
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,915

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$20,255
Estimated closing costs
$20,255

Plus your down payment of $237,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,366/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$626,604Total interest paid
$1,577,804Total of all payments
Principal $951,200 Interest $626,604
YearPrincipalInterestBalance
1$21,227$41,885$929,973
2$22,191$40,922$907,783
3$23,198$39,914$884,585
4$24,251$38,861$860,333
5$25,352$37,760$834,981
6$26,504$36,609$808,477
7$27,707$35,405$780,770
8$28,965$34,147$751,806
9$30,280$32,832$721,525
10$31,655$31,457$689,871
11$33,092$30,020$656,778
12$34,595$28,518$622,184
13$36,165$26,947$586,018
14$37,807$25,305$548,211
15$39,524$23,588$508,687
16$41,319$21,794$467,368
17$43,195$19,918$424,174
18$45,156$17,956$379,018
19$47,206$15,906$331,812
20$49,349$13,763$282,462
21$51,590$11,522$230,872
22$53,932$9,180$176,940
23$56,381$6,731$120,559
24$58,941$4,171$61,617
25$61,617$1,495$0

At the end of your 5-year term

Total paid over the term
$315,561
Principal paid down
$116,219
Interest paid
$199,342
Balance remaining
$834,981

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 65 whole-home leases in Rural Innisfil$3,816/mo
$45,792Gross annual rent
2.6%Cap rate after taxes and upkeep
$3,500 to $4,027Typical rent range
~21 daysTo find a tenant, on average

About the suite: in Rural Innisfil basements rarely rent out (5 of 152 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 65 whole-home leases in Rural Innisfil signed at a median of $3,395 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,816. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.9%
Gross yield
− Property tax $7,872− Insurance $1,400− Vacancy & upkeep $5,037Net operating income $31,483

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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