Thompson Drive
19.8 km Away2022
Sign In To See The Price989 Little Cedar Avenue, Innisfil, ON
Rural Innisfil, Innisfil · MLS® N14132274
$1,469,000
For SaleListed 10 Days Ago
Innisfil is outside the area Team Asgarian serves. We can introduce you to an agent we trust there: ask for a referral.
4BedroomsBeds
1BathroomBath
4Parking
1100-1500Sq ft
Listed By Forest Hill Real Estate Inc.
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Key Facts
- Property type
- Detached, Bungalow
- Lot
- 50 × 249 ft
- Basement
- Crawl Space
- Parking
- 4 parking
- Property tax
- $7,314 / 2026
- Offer date
- None stated
- Cross streets
- Alfred/Ewart/Chapman
- Days on market
- 10
All Facts And 8 Rooms, Floor By Floor
- Property type
- Detached, Bungalow
- MLS®
- N14132274
- Bedrooms
- 4
- Bathrooms
- 1
- Size
- 1100-1500 sq ft
- Lot
- 50 × 249 ft
- Cross streets
- Alfred/Ewart/Chapman
- Parking
- 4 parking
- Driveway
- Other
- Basement
- Crawl Space
- Heating
- Baseboard
- A/C
- Wall Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,314 / 2026
- Days on market
- 10
- Offer date
- None stated
- Listing brokerage
- Forest Hill Real Estate Inc.
KitchenMain6.19 × 3.09 m
laminate · pantry · eat-in kitchen
Primary BedroomMain3.52 × 3.05 m
laminate · large window
Living RoomMain6.55 × 3.65 m
broadloom · fireplace · combined w/dining
Dining RoomMain6.55 × 3.65 m
broadloom · open concept · combined w/living
SunroomMain3.65 × 2.73 m
sliding doors · w/o to deck · overlook water
Bedroom 2Main3.45 × 2.62 m
broadloom · window · closet
Bedroom 4Main3.14 × 2.77 m
broadloom · window · closet
Bedroom 3Main2.77 × 2.52 m
broadloom · window · closet
About This Home
From The Listing Description By Forest Hill Real Estate Inc.
In short
- Discover this charming four bedroom waterfront bungalow on sought after Little Cedar Point.
- Situated on a quiet, family friendly cul-de-sac with 50 feet of Lake Simcoe frontage, this private year round retreat offers the perfect escape 1 hour from Toronto.
- Inside, the home features a large kitchen with full sized appliances and an open concept living and dining area overlooking the lake.
- This versatile space provides additional accommodation for family and guests, while 2 separate storage sheds offer convenient space for outdoor equipment and seasonal...
- Recent improvements include ductless heating and cooling installed in 2026, a new roof in 2023 and updated windows and doors in 2009.
Read The Full Description
Summer is Calling! Discover this charming four bedroom waterfront bungalow on sought after Little Cedar Point. Situated on a quiet, family friendly cul-de-sac with 50 feet of Lake Simcoe frontage, this private year round retreat offers the perfect escape 1 hour from Toronto. Enjoy endless summer days boating, swimming and fishing or simply relaxing on the spacious deck while taking in the beautiful lake views. Inside, the home features a large kitchen with full sized appliances and an open concept living and dining area overlooking the lake. The comfortable layout is ideal for entertaining family and friends or enjoying peaceful weekends away. Adding to the property's appeal is a separate bunkie near the road, complete with a bedroom, living area, three piece bathroom and laundry facilities. This versatile space provides additional accommodation for family and guests, while 2 separate storage sheds offer convenient space for outdoor equipment and seasonal essentials. Recent improvements include ductless heating and cooling installed in 2026, a new roof in 2023 and updated windows and doors in 2009. Conveniently located in walking distance to Synagogues, near Camp Arrowhead, Big Cedar Point Golf Course, Lake Simcoe & Monto Reno marinas. Shopping, restaurants, Friday Harbour Resort and everyday amenities are also just a short drive away. Whether you are looking for a summer getaway or a year round waterfront retreat, this is a wonderful opportunity to experience the very best of Lake Simcoe living!
Our Take
Team Asgarian, RE/MAX Hallmark Realty Ltd.A discount is typical here
$1.40Mlikely sale price
Listed at $1,469,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 95%, 51 local closings in 90 days), the likely sale price is near $1.40M, if it sells. A realistic range is $1.31M to $1.58M.
Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It
List price
$1.31MBelow recent closings$1.58MAbove recent closings
Total price vs nearby homes. Likely closing about $1.40M, from 51 recent closings in this pocket.
The market behind the math, in Rural Innisfil
51sold nearby · 90 days
$750Kmedian detached sold · 90 days
94%of asking, local average
~25 dayshomes like this take to sell
10days on market so far
Seller's market
Buyer's marketSeller's market
About 0.3 months of inventory: 5 detached homes for sale in the area against 51 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.
This home
Below area avgAbove area avg
Price per square foot: this home lists at $1,130/sqft against an area asking average of $449/sqft.
How this estimate is builtthe short version
The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Open-concept layout: modern, sought-after flow. Lifestyle
Based on 51 closings nearby in the last 90 days.
Sold Price Trend
Median sold price for detached homes in Rural Innisfil: $760K in October 2026, down 5% from a year ago, on 162 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| November 2025 | $830K | 9 |
| December 2025 | $650K | 9 |
| January 2026 | $940K | 7 |
| February 2026 | $876K | 12 |
| March 2026 | $730K | 15 |
| April 2026 | $800K | 19 |
| May 2026 | $891K | 21 |
| June 2026 | $925K | 13 |
| July 2026 | $820K | 17 |
| August 2026 | $825K | 14 |
| September 2026 | $690K | 17 |
| October 2026 | $760K | 9 |
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Our Transactions Near This Listing
Homes Team Asgarian has handled within 25 km of Little Cedar Avenue. Signed-in members see each price, verified against board records.
Martin Street
19.2 km Away2023
Sign In To See The Price
Pasadena Drive
9.3 km Away2026
Sign In To See The PriceOther Homes For Sale In Rural Innisfil
For sale in Rural Innisfil now · asking prices
How This Price Compares
$1.09Mavg asking
Every home like this one for sale in Rural Innisfil right now. These are asking prices, not sales.
1470 Maple Road $618/sqft$1.70M1027 Ewart Street $629/sqft$1.10M1075 Fern Road $712/sqft$925k1526 Farrow Crescent $390/sqft$878k1181 Arnold Street $486/sqft$850k
Per square foot, these ask about $567/sqft; this home lists at $1,130/sqft.
The 5 closest in price of 14 for sale in Rural Innisfil.
See all comparable homesNeighbourhood & Location
Rural Innisfil, Innisfil, ON
Commute
Time from this home to where you spend your dayEnter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
Nearby Neighbourhoods
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Lefroy
$721K
Alcona
$780K
Gilford
$873K
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →
Affordability & Mortgage
Estimated Mortgage
$6,695/mo
$278KIncome needed
5.3×Price ÷ income
$1,545Weekly cost
$25,855Land transfer tax, one-time (Ontario)
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Mortgage is 92% of the monthly costMortgage $6,695Property tax $609Total carry $7,305
Calculate And Customize Your Mortgage
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
$
20.0%
$
%
4.59%
%
Live rate from Ratehub.caConventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.
years
years (your rate-locked period)
$6,563per month
Mortgage amount $1,175,200 · 4.59% over 25 years
$293,800Down payment (20.0%)
$1,175,200Loan before insurance
$0CMHC premium
$7,173Total monthly cost
Total monthly cost
- Mortgage payment (monthly equivalent)
- $6,563
- Property tax
- $610
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,173
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $25,855
- Estimated closing costs
- $25,855
Plus your down payment of $293,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
6.59%Qualifying rate
$7,936/monthPayment at the qualifying rate
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
$793,803Total interest paid
$1,969,003Total of all payments
Principal $1,175,200 Interest $793,803
YearPrincipalInterestBalance
1$25,862$52,898$1,149,338
2$27,062$51,698$1,122,276
3$28,319$50,441$1,093,957
4$29,633$49,127$1,064,324
5$31,009$47,751$1,033,315
6$32,449$46,311$1,000,866
7$33,955$44,805$966,910
8$35,532$43,228$931,378
9$37,181$41,579$894,197
10$38,908$39,852$855,289
11$40,714$38,046$814,575
12$42,604$36,156$771,971
13$44,582$34,178$727,389
14$46,652$32,108$680,737
15$48,818$29,942$631,919
16$51,084$27,676$580,834
17$53,456$25,304$527,378
18$55,938$22,822$471,440
19$58,535$20,225$412,905
20$61,252$17,508$351,653
21$64,096$14,664$287,557
22$67,072$11,688$220,485
23$70,186$8,574$150,299
24$73,444$5,316$76,854
25$76,854$1,906$0
At the end of your 5-year term
- Total paid over the term
- $393,801
- Principal paid down
- $141,885
- Interest paid
- $251,915
- Balance remaining
- $1,033,315
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Questions About 989 Little Cedar Avenue
What is the asking price for 989 Little Cedar Avenue?
It is listed at $1,469,000.
How many bedrooms and bathrooms does 989 Little Cedar Avenue have?
4 bedrooms, and 1 bathroom.
How big is 989 Little Cedar Avenue?
The listing gives 1100-1500 sq ft of living space, on a 50 × 249 ft lot.
Does 989 Little Cedar Avenue have parking?
4 parking spaces, no garage listed.
What are the property taxes on 989 Little Cedar Avenue?
$7,314 a year, for 2026.
Is there an offer date for 989 Little Cedar Avenue?
The listing does not state an offer date.
When was 989 Little Cedar Avenue listed?
It came on the market on October 30, 2026.
Who is the listing brokerage for 989 Little Cedar Avenue?
Forest Hill Real Estate Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.
How can I request a showing of 989 Little Cedar Avenue?
Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.
Can Team Asgarian represent me as the buyer?
Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Forest Hill Real Estate Inc. MLS®/PropTx.