1195 Shore Acres Drive, Innisfil, ON
Gilford, Innisfil · MLS® N13768666
About this home
In short
- Welcome To 1195 Shores Acres.
- The Custom Kitchen Is A True Showpiece, Featuring A Stunning Granite Waterfall Counter, Built-In Thermador Appliances, And A Large Pantry - Perfect For Both Everyday...
- Upstairs, Retreat To The Luxurious Primary Bedroom Complete With A Full Walk-In Closet And A Beautiful 5-Piece Spa-Like Ensuite.
- Step Outside To Your Own Private Backyard Oasis Featuring A Heated Saltwater Pool (20x40), Stunning Three-Tier Waterfalls, A Built-In Napoleon BBQ Station, And A Pool...
- Pool Installed In 2018, 20X40 1m - 2.5m Deep.
Welcome To 1195 Shores Acres! This Luxury Custom-Built 4 Bedroom Home Is Situated On A Large, Private Lot Just Steps From Lake Simcoe Marina. Designed With A Modern Open Layout, This Home Showcases High-End Upgrades From Top To Bottom. The Custom Kitchen Is A True Showpiece, Featuring A Stunning Granite Waterfall Counter, Built-In Thermador Appliances, And A Large Pantry - Perfect For Both Everyday Living And Entertaining. Elegant Finishes Throughout The Main Floor Include Coffered Ceilings, Crown Molding, Wainscoting, And Pot Lights, Creating A Warm And Sophisticated Atmosphere. The Main Level Also Offers An Executive Private Office With Custom Bookcases And Storage, Plus An Additional Office With French Doors - Ideal For Working From Home. Upstairs, Retreat To The Luxurious Primary Bedroom Complete With A Full Walk-In Closet And A Beautiful 5-Piece Spa-Like Ensuite. All Bedrooms Feature Custom Closet Organizers, And The Second Floor Includes A Convenient Laundry Room. Step Outside To Your Own Private Backyard Oasis Featuring A Heated Saltwater Pool (20x40), Stunning Three-Tier Waterfalls, A Built-In Napoleon BBQ Station, And A Pool House With Fireplace, Sitting Area, Bar, And Outdoor Bathroom. A Truly Exceptional Property Just Moments From The Water - Don't Miss The Opportunity To Experience This One-Of-A-Kind Home! Pool Installed In 2018, 20X40 1m - 2.5m Deep.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13768666
- Bedrooms
- 4
- Bathrooms
- 4 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 136.09 × 439.21 ft
- Cross streets
- 20TH Sdrd & Shore Acres
- Parking
- 3.5 garage · 9.5 parking (attached)
- Driveway
- Private Double
- Basement
- Full, Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Brick
- Foundation
- Concrete
- Roof
- Asphalt Rolled
- Sewer
- Septic
- Pool
- Inground
- Property tax
- $9,160 / 2026
- Days on market
- 15
- Listing brokerage
- HOMELIFE FRONTIER REALTY INC.
Rooms
hardwood floor · gas fireplace · coffered ceiling(s)
open concept · pot lights · w/o to yard
hardwood floor · semi ensuite · closet organizers
hardwood floor · wainscoting · overlooks frontyard
4 pc ensuite · hardwood floor · closet organizers
hardwood floor · glass doors · b/i bookcase
5 pc ensuite · walk-in closet(s) · closet organizers
access to garage · b/i shelves
hardwood floor · french doors · separate room
b/i shelves · separate room
hardwood floor · semi ensuite · closet organizers
breakfast bar · stainless steel appl · overlooks backyard
Listed at $1,899,990. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $1.82M, if it sells. A realistic range is $1.70M to $2.05M.
Independent value check: $1.93M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.80M and $2.02M).
Total price vs nearby homes. Likely closing about $1.82M, from 65 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 18 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $447/sqft against an area asking average of $405/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $979K. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Primary suite: a key comfort and resale feature. Lifestyle
- Sold as-is / needs work: budget for renovation, the price should reflect the condition. Weigh carefully
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.93M, which is where my estimate comes from.
Per square foot, these ask about $278/sqft; this home lists at $447/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Gilford, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $1,519,992 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,404
- Property tax
- $763
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,168
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $34,475
- Estimated closing costs
- $34,475
Plus your down payment of $379,998. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $504,258
- Principal paid down
- $185,715
- Interest paid
- $318,543
- Balance remaining
- $1,334,277
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 8 whole-home leases in Rural Innisfil signed at a median of $3,655 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,769. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE FRONTIER REALTY INC.. MLS®/PropTx.