295 Sunnybrae Avenue, Innisfil, ON

Stroud, Innisfil · MLS® N13786620

$1,399,000
For Sale
Listed 10 days agoNo offer date stated
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4Bedrooms
3Bathrooms
3Garage · 11 parking
3500-5000Sq ft

About this home

In short

  • Estate living in prestigious Innisfil Estates.
  • Positioned on a quiet, generously proportioned street among distinguished custom residences and meticulously maintained properties, this exceptional four-bedroom home...
  • The main-floor primary suite offers a custom walk-in closet and a spa-inspired five-piece ensuite with glass-enclosed shower, soaker tub and double vanity.
  • The unfinished basement, with nine-foot ceilings and separate garage access, presents excellent potential for future customization.
  • Enjoy the tranquility of country-style estate living while remaining minutes from shopping, schools, restaurants, parks, recreation, GO Transit and Highways 11 and 400.

Estate living in prestigious Innisfil Estates. Positioned on a quiet, generously proportioned street among distinguished custom residences and meticulously maintained properties, this exceptional four-bedroom home offers more than 3,500 sq. ft. of thoughtfully designed living space, refined finishes and abundant natural light.The sophisticated kitchen features stainless-steel appliances, an expansive centre island with breakfast bar and a generous walk-in pantry. The main-floor primary suite offers a custom walk-in closet and a spa-inspired five-piece ensuite with glass-enclosed shower, soaker tub and double vanity. A versatile main-floor bedroom/office provides flexibility for a variety of needs. Upstairs, two well-appointed bedrooms are complemented by an inviting open loft or family room.The unfinished basement, with nine-foot ceilings and separate garage access, presents excellent potential for future customization. Additional features include a three-car garage and in-ground sprinkler system. Enjoy the tranquility of country-style estate living while remaining minutes from shopping, schools, restaurants, parks, recreation, GO Transit and Highways 11 and 400. A distinguished residence offering space, craftsmanship and convenience in an exceptional setting.

Key facts

Property type
Detached, 2-Storey
MLS®
N13786620
Bedrooms
4
Bathrooms
3
Size
3500-5000 sq ft
Lot
68.9 × 296.69 ft
Cross streets
Yonge & Sunnybrae
Parking
3 garage · 11 parking (attached)
Driveway
Private
Basement
Separate Entrance, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$10,339 / 2026
Days on market
10
Listing brokerage
HC REALTY GROUP INC.

Rooms

Bedroom 4Second5.96 × 4.00 m
Primary BedroomMain7.05 × 4.55 m

5 Pc Ensuite

LaundryMain2.75 × 4.12 m
Bedroom 2Main5.56 × 3.95 m
Great RoomMain9.00 × 6.00 m

Combined w/Dining

RecreationSecond7.68 × 3.68 m
Dining RoomMain9.00 × 6.00 m

Combined w/Great Rm

KitchenMain4.15 × 4.42 m
Bedroom 3Second5.56 × 4.48 m

Semi Ensuite

Our TakeTeam Asgarian · Broker
A discount is typical here
$1.34Mlikely sale price

Listed at $1,399,000. Going by how homes in Rural Innisfil have actually closed against their asking prices (about 96%, 65 local closings in 90 days), the likely sale price is near $1.34M, if it sells. A realistic range is $1.25M to $1.51M.

Independent value check: $1.77M. Without looking at the asking price, our model values the home itself about 26% above the ask (homes like it typically land between $1.66M and $1.85M).

List price
$1.25MBelow recent closings$1.51MAbove recent closings

Total price vs nearby homes. Likely closing about $1.34M, from 65 recent closings in this pocket.

The market behind the math:

65sold nearby · 90 days
$775Kmedian sold price
95%of asking, on average
~26 dayshomes like this take to sell
10days on market so far
$3,919/moest. rent · 9 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.7 months of inventory: 15 detached homes for sale in the area against 65 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $329/sqft against an area asking average of $429/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 65 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.02M. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

Based on 65 comparable homes that sold in Rural Innisfil over the past year, from 233 closings there.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.35Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $317/sqft; this home lists at $329/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.40MThis home1.20M949k1.90MThis home vs active comparables

Neighbourhood & location

Stroud, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Stroud
$901K
Alcona
$848K
Lefroy
$1000K
Gilford
$1.20M
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,376/mo
$275KIncome needed
5.1×Price ÷ income
$1,471Weekly cost
$24,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,376Property tax $862Total carry $7,238

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,188per month

Mortgage amount $1,119,200 · 4.49% over 25 years

$279,800Down payment (20.0%)
$1,119,200Loan before insurance
$0CMHC premium
$7,050Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,188
Property tax
$862
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,050

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$24,455
Estimated closing costs
$24,455

Plus your down payment of $279,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,490/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$737,275Total interest paid
$1,856,475Total of all payments
Principal $1,119,200 Interest $737,275
YearPrincipalInterestBalance
1$24,976$49,283$1,094,224
2$26,110$48,149$1,068,114
3$27,295$46,964$1,040,819
4$28,535$45,724$1,012,285
5$29,830$44,429$982,454
6$31,185$43,074$951,270
7$32,600$41,659$918,669
8$34,081$40,178$884,589
9$35,628$38,631$848,961
10$37,246$37,013$811,715
11$38,937$35,322$772,778
12$40,705$33,554$732,073
13$42,553$31,706$689,520
14$44,485$29,774$645,035
15$46,505$27,754$598,531
16$48,616$25,643$549,915
17$50,824$23,435$499,091
18$53,131$21,128$445,960
19$55,544$18,715$390,416
20$58,065$16,193$332,351
21$60,702$13,557$271,649
22$63,458$10,801$208,191
23$66,339$7,920$141,851
24$69,351$4,908$72,500
25$72,500$1,759$0

At the end of your 5-year term

Total paid over the term
$371,295
Principal paid down
$136,746
Interest paid
$234,549
Balance remaining
$982,454

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Rural Innisfil$3,919/mo
$47,028Gross annual rent
2.2%Cap rate after taxes and upkeep
$3,259 to $4,233Typical rent range
~21 daysTo find a tenant, on average

About the suite: in Rural Innisfil basements rarely rent out (5 of 152 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Rural Innisfil signed at a median of $3,655 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,919. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $10,339− Insurance $1,400− Vacancy & upkeep $5,173Net operating income $30,116

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HC REALTY GROUP INC.. MLS®/PropTx.

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