866 Innisfil Beach Road, Innisfil, ON
Alcona, Innisfil · MLS® N13769460
About this home
Your Business can enjoy this commercial site. Tremendous opportunity in an improving area, short walk to the beach near home hardware and dollar store.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13769460
- Bedrooms
- 1
- Bathrooms
- 1
- Size
- 700-1100 sq ft
- Lot
- 50 × 190 ft
- Cross streets
- Innisfil Beach Rd and St Johns Rd
- Parking
- 6 parking
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Other
- A/C
- None
- Exterior
- Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $2,777 / 2026
- Days on market
- 10
- Listing brokerage
- 100% PARTNERS REAL ESTATE
Rooms
Listed at $799,900. Recent sales of homes like it put this home around $481K, so the ask is about 66% above them. A gap this wide is more often a limit of an automated comparison than a fact about the home, so treat the figure as a starting point, not a verdict.
Total price vs nearby homes. Fair value about $481K, learned from recent GTA sales.
The market behind the math:
About 0.3 months of inventory: 5 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $889/sqft against an area asking average of $1,081/sqft. Size and $/sqft both feed the estimate above.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 22 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $517K. Condition and finishes remain an in-person call.
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($889/sqft) is below the area, so you are paying for extra space rather than a premium.
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Alcona, so I widened the search to the surrounding area.
Based on 22 comparable homes that sold in Alcona over the past two years, from 450 closings there.
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $910/sqft; this home lists at $889/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Alcona, Innisfil, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $639,920 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,503
- Property tax
- $231
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,734
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,473
- Estimated closing costs
- $12,473
Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $210,165
- Principal paid down
- $79,121
- Interest paid
- $131,044
- Balance remaining
- $560,799
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 14 whole-home leases in Alcona signed at a median of $2,064 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $1,986. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of 100% PARTNERS REAL ESTATE. MLS®/PropTx.