1961 McNeil Street, Innisfil, ON

Alcona, Innisfil · MLS® N13778692

$770,000
For Sale
Listed 6 days agoNo offer date stated
4Bedrooms
3Bathrooms
1Garage · 3 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 1961 McNeil Street, a beautifully maintained family home situated in one of Innisfil's most desirable neighbourhoods.
  • Offering 4 spacious bedrooms, 3 washrooms, and 2,201 sq. ft. of thoughtfully designed living space, this exceptional property delivers the perfect blend of comfort...
  • Ideally located close to schools, parks, shopping, restaurants, commuter routes, and all of Innisfil's growing amenities, this home offers an exceptional opportunity...
  • A rare offering in a highly sought-after community, 1961 McNeil Street is ready to welcome you home.

Welcome to 1961 McNeil Street, a beautifully maintained family home situated in one of Innisfil's most desirable neighbourhoods. Offering 4 spacious bedrooms, 3 washrooms, and 2,201 sq. ft. of thoughtfully designed living space, this exceptional property delivers the perfect blend of comfort, functionality, and location. Step inside to discover bright, inviting principal rooms, an ideal family-friendly layout, and generous living spaces designed for both everyday living and effortless entertaining. The well-appointed kitchen overlooks the heart of the home, while large windows throughout fill the space with natural light. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat designed for relaxation and privacy. The unspoiled basement offers a blank canvas with endless possibilities, create the recreation room, home gym, additional bedrooms, or living space you've always envisioned.Outside, impressive front and rear interlock landscaping enhances both curb appeal and outdoor enjoyment. Whether hosting summer gatherings, enjoying family time, or simply unwinding after a long day, the outdoor spaces provide the perfect setting.Ideally located close to schools, parks, shopping, restaurants, commuter routes, and all of Innisfil's growing amenities, this home offers an exceptional opportunity for families seeking space, convenience, and long-term value in a prime location. A rare offering in a highly sought-after community, 1961 McNeil Street is ready to welcome you home!

Key facts

Property type
Detached, 2-Storey
MLS®
N13778692
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
30.67 × 97.77 ft
Cross streets
Wilson St & McNeil St.
Parking
1 garage · 3 parking (attached)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Other
Exterior
Brick, Stone
Foundation
Concrete, Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,246 / 2025
Days on market
6
Listing brokerage
ROYAL LEPAGE FIRST CONTACT REALTY

Rooms

Dining RoomMain5.00 × 3.69 m

open concept · w/o to yard

LaundryMain1.86 × 2.53 m
BedroomSecond3.08 × 2.47 m

window · closet

BedroomSecond3.93 × 3.45 m

window · closet

Primary BedroomSecond7.41 × 4.02 m

5 pc ensuite · walk-in closet(s)

KitchenMain4.36 × 3.96 m

Open Concept

BedroomSecond4.00 × 3.80 m

window · closet

Living RoomMain6.16 × 2.96 m

Open Concept

Our TakeTeam Asgarian · Broker
Below what recent sales support
$899Kautomated estimate, from recent sales

Listed at $770,000, which is about 14% below what comparable homes suggest.

Compared as a project. The listing presents this home as one to renovate or rebuild, so the finished homes among its comparable sales were adjusted for that before comparing.

The usual discount does not apply here. Homes listed this far under their comparable sales often close at or above the ask, so no closing range is shown.

List price
$770KBelow recent closings$942KAbove recent closings

Total price vs nearby homes. Fair value about $899K, learned from recent GTA sales.

The market behind the math:

53sold nearby · 90 days
$735Kmedian sold price
96%of asking, on average
−9%prices vs a year ago
~24 dayshomes like this take to sell
6days on market so far
$3,051/moest. rent · 46 leases
4.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.1 months of inventory: 37 detached homes for sale in the area against 53 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $342/sqft against an area asking average of $464/sqft. Size and $/sqft both feed the estimate above.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 115 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $731K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 115 comparable homes that sold in Alcona over the past two years, from 450 closings there.

Neighbourhood & location

Alcona, Innisfil, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Innisfil
$989K
Lefroy
$1.06M
Stroud
$827K
Cookstown
$1.17M

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,509/mo
$152KIncome needed
5.1×Price ÷ income
$810Weekly cost
$11,875Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,509Property tax $437Total carry $3,947

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,372per month

Mortgage amount $616,000 · 4.39% over 25 years

$154,000Down payment (20.0%)
$616,000Loan before insurance
$0CMHC premium
$3,809Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,372
Property tax
$437
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,809

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,875
Estimated closing costs
$11,875

Plus your down payment of $154,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$4,085/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$395,548Total interest paid
$1,011,548Total of all payments
Principal $616,000 Interest $395,548
YearPrincipalInterestBalance
1$13,939$26,523$602,061
2$14,558$25,904$587,503
3$15,204$25,258$572,299
4$15,879$24,583$556,420
5$16,584$23,878$539,836
6$17,320$23,142$522,517
7$18,088$22,374$504,428
8$18,891$21,571$485,537
9$19,729$20,732$465,808
10$20,605$19,857$445,203
11$21,520$18,942$423,683
12$22,475$17,987$401,208
13$23,472$16,990$377,736
14$24,514$15,948$353,222
15$25,602$14,860$327,620
16$26,738$13,724$300,882
17$27,925$12,537$272,957
18$29,164$11,298$243,793
19$30,459$10,003$213,335
20$31,810$8,652$181,524
21$33,222$7,240$148,302
22$34,697$5,765$113,606
23$36,236$4,225$77,369
24$37,845$2,617$39,524
25$39,524$938$0

At the end of your 5-year term

Total paid over the term
$202,310
Principal paid down
$76,164
Interest paid
$126,146
Balance remaining
$539,836

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 46 whole-home leases in Alcona$3,051/mo
$36,612Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,758 to $3,373Typical rent range
~28 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 46 whole-home leases in Alcona signed at a median of $2,975 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,051. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.8%
Gross yield
− Property tax $5,246− Insurance $1,400− Vacancy & upkeep $4,027Net operating income $25,939

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE FIRST CONTACT REALTY. MLS®/PropTx.

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