123 Fern Valley Crescent, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13779166
About this home
In short
- Welcome To 123 Fern Valley Crescent, a Remarkable Estate Residence Set On One Of The Largest & Most Private Lots In Oak Ridges.
- A Grand 16-Foot Foyer Introduces a Thoughtfully Designed Home Featuring Spacious Principal Rooms & An Ideal Layout For Both Family Living & Entertaining.
- The Home Offers 4 Generous Bedrooms & a Nursery, Including a Spacious Primary Retreat, Formal Living And Dining Rooms, a Dedicated Main-Floor Office, Convenient...
- Offering The Charm Of An Estate Property With The Convenience Of City Living, 123 Fern Valley Crescent Presents a Rare Opportunity To Enjoy One Of Oak Ridges' Most...
Welcome To 123 Fern Valley Crescent, a Remarkable Estate Residence Set On One Of The Largest & Most Private Lots In Oak Ridges. This Is a Rare Opportunity To Enjoy a Lifestyle Where Nature, Recreation & Luxury Come Together In Perfect Harmony. A Grand 16-Foot Foyer Introduces a Thoughtfully Designed Home Featuring Spacious Principal Rooms & An Ideal Layout For Both Family Living & Entertaining. The Home Offers 4 Generous Bedrooms & a Nursery, Including a Spacious Primary Retreat, Formal Living And Dining Rooms, a Dedicated Main-Floor Office, Convenient Laundry Room & a Warm Family Room Anchored By a Classic Wood-Burning Fireplace. Large Windows Throughout Fill The Home With Natural Light While Showcasing Beautiful Views Of The Surrounding Greenery. Step Outside & Discover What Truly Sets This Property Apart. Surrounded By Mature Trees & Lush Landscaping, The Backyard Offers An Exceptional Sense Of Privacy And Tranquility. Enjoy a Match On Your Private Tennis Court, Entertain Guests Beneath The Gazebo, Or Simply Relax & Take In The Peaceful Setting. This Outdoor Retreat Provides a Lifestyle That Few Properties Can Match. Ideally Located Near Lake Wilcox, Scenic Parks, Walking Trails, The Seneca King Campus Trail & The King Township Recreation Centre, This Home Offers The Perfect Balance Of Recreation & Convenience. Families Will Appreciate Access To Highly Regarded Public, French Immersion, IB & Private School Options. Commuters Will Benefit From Easy Access To King City And Bloomington GO Stations, Major Highways, Shopping, Restaurants, & Everyday Amenities. Offering The Charm Of An Estate Property With The Convenience Of City Living, 123 Fern Valley Crescent Presents a Rare Opportunity To Enjoy One Of Oak Ridges' Most Distinguished Residential Settings. A Place Where Privacy, Space, & Lifestyle Come Together To Create Something Truly Special.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13779166
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 83.57 × 236.15 ft
- Cross streets
- YONGE ST/BLOOMINGTON RD
- Parking
- 3 garage · 11 parking (attached)
- Driveway
- Private
- Basement
- Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,323 / 2026
- Days on market
- 36
- Listing brokerage
- RE/MAX EXPERTS
Rooms
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $553/sqft; this home lists at $500/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,699,840 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $9,399
- Property tax
- $777
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,176
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $39,595
- Estimated closing costs
- $39,595
Plus your down payment of $424,960. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $563,922
- Principal paid down
- $207,689
- Interest paid
- $356,233
- Balance remaining
- $1,492,151
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX EXPERTS. MLS®/PropTx.