93 Fern Valley Crescent, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13845460

$1,999,900
For Sale
Listed 19 days agoNo offer date stated
5Bedrooms
4Bathrooms
3Garage · 12 parking
3500-5000Sq ft

About this home

In short

  • Spectacular Executive 5 Bedroom, 3.5 Bath Executive Detached Situated On Premium Corner Pie Shaped Lot of 62.96ft X 241.13ft.
  • Luxury Enhanced W/Strip Hardwood Floors, Grand Foyer, Dream Custom Kitchen W Tall & Deep Uppers & B/fast Area.
  • Basement Features Open Style Seating/Living Area, Walk-Out to Large Backyard, Kitchen Rough in, Recreation Area, 3 Piece Bathroom W Glass Shower, Large Windows...
  • Well Appointed, Functional Backyard Oasis, Walk-Out From Main To Large Sun-Filled Deck W Luxury High-End updated Railings.
  • Beautiful And Exceptionally Large Vacation Inspired Oasis W Partial Tree Lined Yard For The Ultimate B-Yard Retreat, Combining Privacy & Style.

Spectacular Executive 5 Bedroom, 3.5 Bath Executive Detached Situated On Premium Corner Pie Shaped Lot of 62.96ft X 241.13ft. Luxury Enhanced W/Strip Hardwood Floors, Grand Foyer, Dream Custom Kitchen W Tall & Deep Uppers & B/fast Area. Custom 'Euro Style' Granite Counter W Large Oversized Island And Breakfast Seating, Custom Backsplash, Upgraded Cabinets W Oversized Pantry & Tons Of Handy Storage, Stainless Appliances W 6-Burner Viking Gas Stove & Oven and Double Fridge/Freezer Combo. Great Living Functionality W Open Layout, Formal Dining Area Connected To Seating Area With Crown Moulding & Pot Lights Galore. Custom Fireplace In Sun Filled Living Room, Separate Private Office Space, Upgraded Lights & Plumbing Fixtures Thru-Out W Super Functional Mud/Laundry Room On Main Floor, Well Equipped With Spacious Living, Large Spacious Foyer Open To Second Floor W Wainscotting and Crown Moulding & Sun-Filled Dining Transitioning To Large Updated Deck at Backyard. Ascending To The Upper Level Is Unmatched & Unsurpassed W High-End Features/Finishes, Oversized Primary Bedroom W Makeup Area, Walk-in Closet and Recently Updated Ensuite With Custom Glass Shower. 2nd Floor Continues W 4 Additional Good Sized Bedrooms Well Equipped W Good Sized Windows & Closets Alongside Updated Bathroom. Basement Features Open Style Seating/Living Area, Walk-Out to Large Backyard, Kitchen Rough in, Recreation Area, 3 Piece Bathroom W Glass Shower, Large Windows, Plenty Of Storage, Pot Lights Galore W Separate Entrance & Great For Entertaining. Well Appointed, Functional Backyard Oasis, Walk-Out From Main To Large Sun-Filled Deck W Luxury High-End updated Railings. Beautiful And Exceptionally Large Vacation Inspired Oasis W Partial Tree Lined Yard For The Ultimate B-Yard Retreat, Combining Privacy & Style. Attached 3-Car Garage W B-Yard Access. Close To Transit, Amenities, Good Schools, Lake Wilcox and Major Highways!

Key facts

Property type
Detached, 2-Storey
MLS®
N13845460
Bedrooms
5
Bathrooms
4 (1 half)
Size
3500-5000 sq ft
Lot
62.96 × 246.13 ft
Cross streets
Bloomington Rd and Yonge St
Parking
3 garage · 12 parking (attached)
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$9,205 / 2025
Days on market
19
Listing brokerage
RE/MAX WEST REALTY INC.

Rooms

BedroomSecond5.15 × 4.57 m

hardwood floor · closet · window

BedroomSecond3.68 × 5.30 m

hardwood floor · closet · window

Dining RoomMain3.53 × 5.91 m

hardwood floor · combined w/family · large window

Family RoomMain2.59 × 4.29 m

hardwood floor · combined w/dining · glass block window

Primary BedroomSecond7.46 × 5.39 m

hardwood floor · walk-in closet(s) · window

BedroomSecond3.32 × 4.14 m

hardwood floor · closet · window

BedroomSecond3.04 × 4.51 m

hardwood floor · closet · window

RecreationBasement8.83 × 13.89 m

pot lights · walk-out

OfficeMain3.47 × 3.56 m

hardwood floor · wainscoting · window

Living RoomMain4.08 × 6.24 m

hardwood floor · gas fireplace · combined w/kitchen

KitchenMain4.90 × 4.35 m

hardwood floor · centre island · undermount sink

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,115/mo
$374KIncome needed
5.3×Price ÷ income
$2,103Weekly cost
$36,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $9,115Property tax $767Total carry $9,882

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,846per month

Mortgage amount $1,599,920 · 4.49% over 25 years

$399,980Down payment (20.0%)
$1,599,920Loan before insurance
$0CMHC premium
$9,613Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,846
Property tax
$767
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,613

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,473
Estimated closing costs
$36,473

Plus your down payment of $399,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,707/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,053,950Total interest paid
$2,653,870Total of all payments
Principal $1,599,920 Interest $1,053,950
YearPrincipalInterestBalance
1$35,703$70,451$1,564,217
2$37,324$68,830$1,526,892
3$39,019$67,136$1,487,873
4$40,791$65,364$1,447,082
5$42,643$63,512$1,404,439
6$44,579$61,576$1,359,860
7$46,603$59,552$1,313,257
8$48,719$57,436$1,264,538
9$50,931$55,224$1,213,607
10$53,244$52,911$1,160,364
11$55,661$50,494$1,104,703
12$58,188$47,967$1,046,514
13$60,830$45,325$985,684
14$63,592$42,563$922,092
15$66,480$39,675$855,612
16$69,498$36,657$786,114
17$72,653$33,501$713,461
18$75,952$30,203$637,509
19$79,401$26,754$558,108
20$83,006$23,149$475,102
21$86,775$19,380$388,328
22$90,715$15,440$297,613
23$94,833$11,321$202,780
24$99,139$7,016$103,640
25$103,640$2,514$0

At the end of your 5-year term

Total paid over the term
$530,774
Principal paid down
$195,481
Interest paid
$335,293
Balance remaining
$1,404,439

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
3.4%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.4%
Gross yield
− Property tax $9,205− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $67,893

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX WEST REALTY INC.. MLS®/PropTx.

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