63 Mack Clement Lane, Richmond Hill, ON

Westbrook, Richmond Hill · MLS® N13785128

$999,000
For Sale
Listed 34 days agoNo offer date stated
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Gorgeous Energy-Star Certified Townhouse and New painting.
  • Open-concept gourmet eat-in kitchen, Stainless steel kitchen appliances And Breakfast Area w/O To Deck.
  • Additional Lower Floor Finished Basement.
  • Primary bedroom w/4 pieces ensuite and walk-in closet.

Gorgeous Energy-Star Certified Townhouse and New painting. Open-concept gourmet eat-in kitchen, Stainless steel kitchen appliances And Breakfast Area w/O To Deck. Lower Floor Family Room w/O To Backyard, Direct access from house to garage. Additional Lower Floor Finished Basement. Primary bedroom w/4 pieces ensuite and walk-in closet. 9' Ceilings. Walking Distance To Yonge St, All Amenities & Transportation! Richmond Hill HS area! Must See!

Key facts

Property type
Townhouse, 3-Storey
MLS®
N13785128
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
18.04 × 87.6 ft
Cross streets
Yonge St/Gamble
Parking
1 garage · 2 parking (attached)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,791 / 2025
Days on market
34
Listing brokerage
ROYAL LEPAGE PEACELAND REALTY

Rooms

BreakfastSecond2.74 × 2.31 m

w/o to deck · ceramic floor · open concept

Dining RoomSecond5.80 × 3.50 m

combined w/living · hardwood floor · open concept

Primary BedroomThird4.84 × 3.05 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

Bedroom 3Third3.65 × 2.56 m

window · hardwood floor · closet

KitchenSecond3.78 × 2.20 m

stainless steel appl · ceramic floor · granite counters

Bedroom 2Third3.96 × 2.56 m

window · hardwood floor · closet

Living RoomSecond5.80 × 3.50 m

combined w/dining · hardwood floor · open concept

Family RoomGround3.58 × 2.93 m

w/o to yard · hardwood floor · access to garage

Our TakeTeam Asgarian · Broker
A small discount is typical
$987Klikely sale price

Listed at $999,000. Going by how homes in Westbrook and the wider GTA have actually closed against their asking prices (about 99%, 8 local closings in 90 days), the likely sale price is near $987K, if it sells. A realistic range is $925K to $1.11M.

Independent value check: $902K. Without looking at the asking price, our model values the home itself about 10% below the ask (homes like it typically land between $845K and $945K).

Why $902K. The typical townhouse sold in Westbrook over the past year went for about $1.13M (27 sales). What sets this one apart:

  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,791 a year; the typical home sold here pays about $5,400.
  • ▼ Lowers it slightly3 bedrooms and 3 baths, against 3+1 and 4 typically.
  • ▼ Lowers it slightly1 garage and 2 total parking spaces, against 1 and 4 typically.
List price
$925KBelow recent closings$1.11MAbove recent closings

Total price vs nearby homes. Likely closing about $987K, from 8 recent closings in this pocket.

The market behind the math:

8sold nearby · 90 days
$1.05Mmedian sold price
105%of asking, on average
−12%prices vs a year ago
~18 dayshomes like this take to sell
34days on market so far
$2,939/moest. rent · 9 leases
3.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.4 months of inventory: 9 townhouse homes for sale in the area against 8 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $571/sqft against an area asking average of $615/sqft.

  • Walk-out basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 8 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $959K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($571/sqft) is below the area, so you are paying for extra space rather than a premium.

There were not many closely comparable homes right in Westbrook, so I widened the search to the surrounding area.

Based on 4 homes sold on this street over the past two years, plus 1 nearby in Westbrook, from 62 closings in Westbrook.

What sellers nearby are askingCurrently listed nearby · asking prices
$1.04Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest townhouse listings on the market. Homes like this one have recently closed around $902K, which is where my estimate comes from.

Per square foot, these ask about $563/sqft; this home lists at $571/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
999kThis home999k980k1.05M899k1.29MThis home vs active comparables

Sold price trend

Median sold price for townhouses in Richmond Hill: $1.02M in September 2026, down 4% from a year ago, on 376 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Richmond Hill as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
October 2025$1.07M33
November 2025$1.05M37
December 2025$1.08M21
January 2026$1.10M25
February 2026$1.10M23
March 2026$1.06M23
April 2026$1.05M43
May 2026$1.05M46
June 2026$1.02M32
July 2026$1.02M24
August 2026$1.03M39
September 2026$1.02M30

Neighbourhood & location

Westbrook, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Jefferson
$999K
Rouge Woods
$1.00M
Rural Richmond Hill
$1.10M
Oak Ridges
$1.08M
Oak Ridges Lake Wilcox
$1.02M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,553/mo
$189KIncome needed
5.3×Price ÷ income
$1,051Weekly cost
$16,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,553Property tax $399Total carry $4,952

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,419per month

Mortgage amount $799,200 · 4.49% over 25 years

$199,800Down payment (20.0%)
$799,200Loan before insurance
$0CMHC premium
$4,818Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,419
Property tax
$399
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,818

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,455
Estimated closing costs
$16,455

Plus your down payment of $199,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,348/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,474Total interest paid
$1,325,674Total of all payments
Principal $799,200 Interest $526,474
YearPrincipalInterestBalance
1$17,835$35,192$781,365
2$18,645$34,382$762,721
3$19,491$33,536$743,230
4$20,376$32,651$722,854
5$21,301$31,726$701,553
6$22,268$30,759$679,284
7$23,279$29,748$656,005
8$24,336$28,691$631,668
9$25,441$27,586$606,227
10$26,596$26,430$579,631
11$27,804$25,223$551,827
12$29,066$23,960$522,760
13$30,386$22,641$492,374
14$31,766$21,261$460,608
15$33,208$19,819$427,400
16$34,716$18,311$392,684
17$36,292$16,735$356,392
18$37,940$15,087$318,452
19$39,663$13,364$278,789
20$41,463$11,563$237,325
21$43,346$9,681$193,979
22$45,314$7,713$148,665
23$47,372$5,655$101,294
24$49,522$3,504$51,771
25$51,771$1,256$0

At the end of your 5-year term

Total paid over the term
$265,135
Principal paid down
$97,647
Interest paid
$167,487
Balance remaining
$701,553

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 9 whole-home leases in Westbrook$2,939/mo
$35,268Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,704 to $3,174Typical rent range
~15 daysTo find a tenant, on average

About the suite: in Westbrook basements rarely rent out (0 of 78 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 9 whole-home leases in Westbrook signed at a median of $3,317 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,939. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $4,791− Insurance $1,400− Vacancy & upkeep $3,879Net operating income $25,198

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE PEACELAND REALTY. MLS®/PropTx.

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