22 Cynthia Crescent, Richmond Hill, ON
Oak Ridges, Richmond Hill · MLS® N13787366
About this home
In short
- Set upon nearly a full acre of treed, private grounds, this 2-storey brick residence unfolds across 4+1 bedrooms and 4 bathrooms - approx.
- Upstairs, a skylight bathes the landing in natural light, leading to a primary suite with a custom-organized walk-in closet and an ensuite retreat.
- Below, the finished basement offers a fifth bedroom, bathroom, second kitchen, portable sauna, and a sun-filled, fireplaced living room that walks out to serene...
- Outdoors, a saltwater pool and sweeping lawn - room enough for a game of catch or a future tennis court - sit beside an attached 3-car garage, the whole property...
- Tucked onto a quiet crescent in an established Oak Ridges enclave, it's steps to Beaufort Hill Park, Black Willow Trail, and Lake Wilcox, with shopping, dining, and...
HELLO, CYNTHIA! Set upon nearly a full acre of treed, private grounds, this 2-storey brick residence unfolds across 4+1 bedrooms and 4 bathrooms - approx. 2,760 sq ft above grade, a mere stroll from Yonge Street. The main floor is anchored by a gas fireplace in the living room, a separate family room, formal dining, and a generous eat-in kitchen finished with stainless steel appliances. Upstairs, a skylight bathes the landing in natural light, leading to a primary suite with a custom-organized walk-in closet and an ensuite retreat. Below, the finished basement offers a fifth bedroom, bathroom, second kitchen, portable sauna, and a sun-filled, fireplaced living room that walks out to serene gardens and the gated pool- a home within a home. Outdoors, a saltwater pool and sweeping lawn - room enough for a game of catch or a future tennis court - sit beside an attached 3-car garage, the whole property framed in mature trees and flower beds. Central vac throughout, and major systems recently renewed: furnace, AC, and hot water tank (2023), sump pump with backflow preventer (2023), roof (2017). Tucked onto a quiet crescent in an established Oak Ridges enclave, it's steps to Beaufort Hill Park, Black Willow Trail, and Lake Wilcox, with shopping, dining, and golf close at hand, and a 7-min drive to Bloomington GO for commuters - top schools nearby complete the picture. A rare offering.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13787366
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 136.22 × 294.38 ft
- Cross streets
- Yonge / Coons
- Parking
- 3 garage · 8 parking (attached)
- Driveway
- Private
- Basement
- Finished, Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Pool
- Inground, Salt
- Property tax
- $10,763 / 2026
- Days on market
- 34
- Listing brokerage
- UNION CAPITAL REALTY
Rooms
Hardwood Floor
Hardwood Floor
Cork Floor
Slate Flooring
W/O To Yard
Hardwood Floor
2 Way Fireplace
Hardwood Floor
Closet Organizers
Access To Garage
Breakfast Bar
Hardwood Floor
This is a rare parcel: about 0.92 acres. Comparable-sales math works on size and bedrooms, and here the lot is what is being sold, so no automatic estimate is shown.
Considering this property? Request a written price read
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.08M, which is where my estimate comes from.
Per square foot, these ask about $629/sqft; this home lists at $909/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Oak Ridges: $1.36M in September 2026, down 5% from a year ago, on 105 closings in 10 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.44M | 9 |
| December 2025 | $1.49M | 8 |
| February 2026 | $1.47M | 8 |
| March 2026 | $1.60M | 9 |
| April 2026 | $1.50M | 6 |
| May 2026 | $1.34M | 14 |
| June 2026 | $1.42M | 15 |
| July 2026 | $1.52M | 14 |
| August 2026 | $1.36M | 12 |
| September 2026 | $1.36M | 10 |
Neighbourhood & location
Oak Ridges, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $1,999,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $11,054
- Property tax
- $897
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,951
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $48,950
- Estimated closing costs
- $48,950
Plus your down payment of $499,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $663,235
- Principal paid down
- $244,265
- Interest paid
- $418,970
- Balance remaining
- $1,754,935
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
The suite is real income here: basements rent in Oak Ridges (27 of 182 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 72 whole-home leases in Oak Ridges signed at a median of $5,400 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,572. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of UNION CAPITAL REALTY. MLS®/PropTx.