2 Kingshill Road, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13879508

$1,699,000
For Sale
Listed 10 days agoNo offer date stated

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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 2 Kingshill Road.
  • This beautifully updated detached home sits on a generous corner lot in Richmond Hill's Oak Ridges community, offering 4+1 bedrooms, 5 bathrooms and a double garage.
  • The home features a practical layout with spacious living and dining areas, hardwood floors and crown moulding.
  • Upstairs, the spacious primary bedroom features a 5-piece ensuite, while a second bedroom has its own 4-piece ensuite-an added convenience for family and guests.
  • The finished basement includes a kitchen, bedroom, full bathroom and recreation area, providing flexible space for extended family or everyday enjoyment.

Welcome to 2 Kingshill Road! This beautifully updated detached home sits on a generous corner lot in Richmond Hill's Oak Ridges community, offering 4+1 bedrooms, 5 bathrooms and a double garage. The home features a practical layout with spacious living and dining areas, hardwood floors and crown moulding. The oversized kitchen offers granite countertops, a centre island and a breakfast area with access to the backyard. A large family room with a gas fireplace creates a welcoming space to relax and gather. Upstairs, the spacious primary bedroom features a 5-piece ensuite, while a second bedroom has its own 4-piece ensuite-an added convenience for family and guests. The finished basement includes a kitchen, bedroom, full bathroom and recreation area, providing flexible space for extended family or everyday enjoyment. Outside, the private backyard features a deck, covered patio and interlocking, perfect for outdoor dining and summer gatherings. Updates include the roof (2018), air conditioning (2022), range hood (2023) and hot water tank (2024, rental). A spacious, inviting home with room for the whole family!

Key facts

Property type
Detached, 2-Storey
MLS®
N13879508
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
27.34 × 83 ft
Cross streets
Bathurst/King
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,727 / 2026
Days on market
10
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Bedroom 3Second3.71 × 3.12 m

hardwood floor · crown moulding · b/i closet

Primary BedroomSecond5.21 × 4.57 m

hardwood floor · 5 pc ensuite · crown moulding

BreakfastGround4.27 × 3.05 m

ceramic floor · crown moulding · w/o to yard

Dining RoomGround6.71 × 3.35 m

hardwood floor · crown moulding · combined w/living

Family RoomGround4.87 × 3.66 m

hardwood floor · crown moulding · pot lights

Bedroom 2Second3.72 × 3.63 m

hardwood floor · 4 pc ensuite · crown moulding

KitchenGround4.27 × 2.68 m

quartz counter · backsplash · centre island

Bedroom 4Second3.68 × 3.30 m

hardwood floor · crown moulding · b/i closet

RecreationBasement5.17 × 3.56 m

laminate · pot lights · window

KitchenBasement5.93 × 3.31 m

tile floor · pot lights · window

BedroomBasement4.82 × 3.38 m

pot lights · window · separate room

Our TakeTeam Asgarian · Broker
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Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Affordability & Mortgage

Affordability
$7,743/mo
$315KIncome needed
5.4×Price ÷ income
$1,787Weekly cost
$30,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,743Property tax $561Total carry $8,304

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,515per month

Mortgage amount $1,359,200 · 4.49% over 25 years

$339,800Down payment (20.0%)
$1,359,200Loan before insurance
$0CMHC premium
$8,076Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,515
Property tax
$561
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,076

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,455
Estimated closing costs
$30,455

Plus your down payment of $339,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$9,096/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$895,375Total interest paid
$2,254,575Total of all payments
Principal $1,359,200 Interest $895,375
YearPrincipalInterestBalance
1$30,332$59,851$1,328,868
2$31,709$58,474$1,297,160
3$33,148$57,035$1,264,011
4$34,654$55,529$1,229,358
5$36,227$53,956$1,193,131
6$37,872$52,311$1,155,259
7$39,591$50,592$1,115,668
8$41,389$48,794$1,074,279
9$43,268$46,915$1,031,011
10$45,233$44,950$985,778
11$47,286$42,897$938,492
12$49,433$40,750$889,058
13$51,678$38,505$837,380
14$54,024$36,159$783,356
15$56,477$33,706$726,879
16$59,041$31,142$667,838
17$61,722$28,461$606,115
18$64,525$25,658$541,591
19$67,454$22,729$474,136
20$70,517$19,666$403,619
21$73,719$16,464$329,901
22$77,066$13,117$252,835
23$80,565$9,618$172,270
24$84,223$5,960$88,047
25$88,047$2,136$0

At the end of your 5-year term

Total paid over the term
$450,915
Principal paid down
$166,069
Interest paid
$284,846
Balance remaining
$1,193,131

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $6,727− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,943

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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