20 Rock Elm Court, Vaughan, ON

Patterson, Vaughan · MLS® N13790676

$1,949,000
For Sale
Listed 33 days agoNo offer date stated
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4+1Bedrooms
5Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Built By "Fernbrook Homes" Welcome to this stunning two-storey, four-bedroom home, ideally situated in a very private and quiet cul-de-sac in Vaughan.
  • The main and second floors feature beautiful hardwood flooring throughout and spacious, sun-filled living areas.
  • The modern kitchen is equipped with stainless steel appliances and offers a convenient walkout to the private backyard, providing seamless indoor-outdoor living and a...
  • The finished walk-up basement provides excellent additional living space, featuring a one-bedroom apartment with 9'foot ceilings, laminate flooring, and a bright...
  • Located in a peaceful and highly desirable Maple setting, this exceptional home combines generous living spaces, modern finishes, high ceilings, a private backyard...

Built By "Fernbrook Homes" Welcome to this stunning two-storey, four-bedroom home, ideally situated in a very private and quiet cul-de-sac in Vaughan. Featuring approximately 9'foot ceilings on both the main and second floors, this beautifully designed residence offers an exceptional combination of elegance, comfort, and privacy. The main and second floors feature beautiful hardwood flooring throughout and spacious, sun-filled living areas. The inviting family room features a gas fireplace, creating a warm and comfortable space for everyday living and entertaining.The modern kitchen is equipped with stainless steel appliances and offers a convenient walkout to the private backyard, providing seamless indoor-outdoor living and a peaceful setting for family gatherings. Upstairs, the spacious primary bedroom overlooks the private backyard and features a walk-incloset and luxurious five-piece ensuite bathroom. The second bedroom enjoys its own four-piece bathroom, while the additional two bedrooms share a spacious five-piece bathroom, making this home ideal for families.The finished walk-up basement provides excellent additional living space, featuring a one-bedroom apartment with 9'foot ceilings, laminate flooring, and a bright open-concept kitchen and living area. The basement also includes separate laundry, making it ideal for extended family, guests, or rental potential. Located in a peaceful and highly desirable Maple setting, this exceptional home combines generous living spaces, modern finishes, high ceilings, a private backyard, and a versatile finished basement-all in a truly quiet and private cul-de-sac

Key facts

Property type
Detached, 2-Storey
MLS®
N13790676
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
40.03 × 111.55 ft
Cross streets
Bathurst & Rutherford
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Walk-Up, Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,196 / 2026
Days on market
33
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

LaundrySecond1.82 × 3.20 m

laundry sink · window

Primary BedroomSecond5.32 × 4.24 m

5 pc ensuite · walk-in closet(s) · overlooks garden

Bedroom 3Second4.05 × 3.72 m

semi ensuite · hardwood floor

Living RoomMain7.94 × 3.64 m

combined w/dining · crown moulding · hardwood floor

Bedroom 4Second4.67 × 3.62 m

4 pc bath · hardwood floor

Bedroom 5Lower4.28 × 3.08 m

Laminate

KitchenLower5.16 × 3.65 m

window · stainless steel appl · laminate

Dining RoomMain7.94 × 3.64 m

combined w/living · crown moulding · hardwood floor

RecreationLower6.67 × 6.03 m

3 pc bath · walk-up · laminate

KitchenMain5.34 × 3.77 m

pot lights · marble floor

BreakfastMain0.00 × 0.00 m

Hardwood Floor

Bedroom 2Second3.94 × 3.72 m

semi ensuite · hardwood floor

Family RoomMain6.14 × 3.60 m

crown moulding · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Patterson, Vaughan, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Maple
$1.63M
Uplands
$1.55M
Brownridge
$1.24M
Glen Shields
$1.18M
Vellore Village
$1.67M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$8,883/mo
$362KIncome needed
5.4×Price ÷ income
$2,050Weekly cost
$35,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $8,883Property tax $683Total carry $9,566

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,621per month

Mortgage amount $1,559,200 · 4.49% over 25 years

$389,800Down payment (20.0%)
$1,559,200Loan before insurance
$0CMHC premium
$9,304Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,621
Property tax
$683
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,304

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$35,455
Estimated closing costs
$35,455

Plus your down payment of $389,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,434/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,027,125Total interest paid
$2,586,325Total of all payments
Principal $1,559,200 Interest $1,027,125
YearPrincipalInterestBalance
1$34,795$68,658$1,524,405
2$36,375$67,078$1,488,031
3$38,026$65,427$1,450,005
4$39,753$63,700$1,410,252
5$41,558$61,895$1,368,695
6$43,444$60,009$1,325,250
7$45,417$58,036$1,279,833
8$47,479$55,974$1,232,354
9$49,635$53,818$1,182,719
10$51,888$51,565$1,130,831
11$54,244$49,209$1,076,586
12$56,707$46,746$1,019,879
13$59,282$44,171$960,597
14$61,974$41,479$898,623
15$64,788$38,665$833,836
16$67,729$35,724$766,107
17$70,804$32,649$695,302
18$74,019$29,434$621,283
19$77,380$26,073$543,903
20$80,893$22,560$463,010
21$84,566$18,887$378,444
22$88,406$15,047$290,038
23$92,420$11,033$197,619
24$96,616$6,837$101,003
25$101,003$2,450$0

At the end of your 5-year term

Total paid over the term
$517,265
Principal paid down
$190,505
Interest paid
$326,760
Balance remaining
$1,368,695

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.4%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $8,196− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $46,474

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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