# 716-40 Harding Boulevard, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13791638

$629,000
For Sale
Listed 33 days agoNo offer date stated
Request a showing
◎ Directions
2Bedrooms
2Bathrooms
2Garage
1200-1399Sq ft

About this home

In short

  • Say hello to the View You've Been Waiting For!!!There are views, and then there are views that make you want to come home.
  • This spacious 2-bedroom suite at the coveted Dynasty II offers a spectacular west-facing panorama of mature trees, parkland and greenery, enjoyed from a truly...
  • The generous primary bedroom is a private retreat, complete with a 4-piece ensuite and walk-in closet with custom built-ins.
  • Set within a beautifully maintained, secure community in Richmond Hill's sought-after Harding neighbourhood, you're close to public transit, parks, the library...

Say hello to the View You've Been Waiting For!!!There are views, and then there are views that make you want to come home. This spacious 2-bedroom suite at the coveted Dynasty II offers a spectacular west-facing panorama of mature trees, parkland and greenery, enjoyed from a truly oversized solarium. Filled with natural light, this exceptional space is the perfect spot for morning coffee, an afternoon read, entertaining or simply sitting back and watching the seasons change.The generous primary bedroom is a private retreat, complete with a 4-piece ensuite and walk-in closet with custom built-ins. The second bedroom offers plenty of flexibility for guests, family or a home office. A separate laundry room provides additional storage and convenience.And there is room for everything! This suite comes with two parking spaces, an ensuite locker/storage area and an additional exterior locker-a rare combination of storage and parking that adds tremendous practicality to everyday living.Life at Dynasty II is about more than your suite. It's about the opportunity to enjoy an active, social lifestyle without ever leaving the community. Residents can take part in a wonderful recreation program featuring Pilates. Aquafit. Yoga, Zumba, Bingo and much more, along with an impressive array of resort-style amenities designed for both fitness and fun.Set within a beautifully maintained, secure community in Richmond Hill's sought-after Harding neighbourhood, you're close to public transit, parks, the library, shopping, restaurants and Yonge Street, with Hillcrest Mall and major highways just minutes away.Come for the view. Stay for the lifestyle. This is the one you've been waiting for.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13791638
Bedrooms
2
Bathrooms
2
Size
1200-1399 sq ft
Cross streets
Major MacKenzie Dr/Yonge St
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$1,228/mo
Exposure
North West
Property tax
$2,812 / 2026
Days on market
33
Listing brokerage
ROYAL LEPAGE SIGNATURE REALTY

Rooms

Living RoomFlat4.50 × 3.66 m

combined w/dining · overlooks park · large window

Dining RoomFlat3.66 × 2.77 m

combined w/living · broadloom

Primary BedroomFlat4.47 × 3.33 m

4 pc ensuite · walk-in closet(s) · wall sconce lighting

KitchenFlat3.40 × 2.77 m

dropped ceiling · ceramic floor

Bedroom 2Flat4.30 × 2.74 m

double closet · sliding doors · broadloom

SolariumFlat5.59 × 4.39 m

overlooks park · window floor to ceiling · ceramic floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Harding
$514K
Crosby
$860K
Observatory
$550K
Langstaff
$524K
South Richvale
$553K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,867/mo
$143KIncome needed
4.4×Price ÷ income
$662Weekly cost
$9,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

66%mortgage
Mortgage $2,867Property tax $234Condo fee $1,228Total carry $4,329

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,782per month

Mortgage amount $503,200 · 4.49% over 25 years

$125,800Down payment (20.0%)
$503,200Loan before insurance
$0CMHC premium
$4,245Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,782
Property tax
$234
Condo / maintenance fees
$1,228
Heating
$0
Estimated monthly cost
$4,245

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,055
Estimated closing costs
$9,055

Plus your down payment of $125,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,368/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$331,484Total interest paid
$834,684Total of all payments
Principal $503,200 Interest $331,484
YearPrincipalInterestBalance
1$11,229$22,158$491,971
2$11,739$21,648$480,232
3$12,272$21,115$467,959
4$12,829$20,558$455,130
5$13,412$19,976$441,718
6$14,021$19,367$427,697
7$14,657$18,730$413,040
8$15,323$18,064$397,717
9$16,019$17,369$381,699
10$16,746$16,641$364,953
11$17,506$15,881$347,446
12$18,301$15,086$329,145
13$19,132$14,255$310,013
14$20,001$13,387$290,012
15$20,909$12,478$269,104
16$21,858$11,529$247,245
17$22,851$10,537$224,395
18$23,888$9,499$200,507
19$24,973$8,415$175,534
20$26,107$7,281$149,427
21$27,292$6,095$122,135
22$28,531$4,856$93,604
23$29,827$3,561$63,777
24$31,181$2,207$32,597
25$32,597$791$0

At the end of your 5-year term

Total paid over the term
$166,937
Principal paid down
$61,482
Interest paid
$105,455
Balance remaining
$441,718

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,100/mo
$49,200Gross annual rent
4.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

7.8%
Gross yield
− Property tax $2,812− Condo fees $14,739− Insurance $600− Vacancy & upkeep $5,412Net operating income $25,636

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE SIGNATURE REALTY. MLS®/PropTx.

CallRequest a showing