55 VALLEY MILLS Road, East Gwillimbury, ON
Mt Albert, East Gwillimbury · MLS® N13796390
About this home
In short
- Set on an impressive pie-shaped lot backing onto tranquil ravine and walking trails, this property offers the kind of lifestyle families love; a place where kids can...
- A thoughtfully designed addition behind the kitchen adds approximately 200 sq ft of versatile four-season space with a separate entrance, perfect for a future home...
- The kitchen walks out to a large entertainer's deck with newer deck boards and railings overlooking the fully fenced backyard and peaceful ravine views, an ideal...
- The walk- out basement provides additional living potential, while two powered outbuildings in the expansive 156 ft wide backyard offer endless possibilities for...
- With a double car garage, parking for 4 additional vehicles, mature trees, and a quiet court location, this property combines small-town charm, privacy, and the...
Welcome to the kind of home young families dream about! Tucked away on a quiet family-friendly circle in sought-after Mount Albert, this spacious 4+1 bedroom with 3 bathroom home offers an incredible opportunity for growing families looking to create their dream home in a peaceful, nature-filled setting. Set on an impressive pie-shaped lot backing onto tranquil ravine and walking trails, this property offers the kind of lifestyle families love; a place where kids can safely ride bikes, play outside, and explore the forest right from their own backyard. The home features a generous primary bedroom retreat complete with a cozy sitting area, oversized walk - in closet. A second bedroom also includes its own walk - in closet and private 3 piece ensuite, making it ideal for teens, guests, or extended family. Also includes a convenient upper-level laundry. While the home will benefit from your personal touches and cosmetic updates, it offers incredible space, flexibility, and endless potential to make it your own. A thoughtfully designed addition behind the kitchen adds approximately 200 sq ft of versatile four-season space with a separate entrance, perfect for a future home office, studio, salon, gym. The kitchen walks out to a large entertainer's deck with newer deck boards and railings overlooking the fully fenced backyard and peaceful ravine views, an ideal setting for family BBQ's, gatherings, and relaxing evenings outdoors. The walk- out basement provides additional living potential, while two powered outbuildings in the expansive 156 ft wide backyard offer endless possibilities for hobbies, workshops, storage, or creative spaces. With a double car garage, parking for 4 additional vehicles, mature trees, and a quiet court location, this property combines small-town charm, privacy, and the opportunity to build equity in one of Mount Albert's most family-friendly neighborhoods. A rare chance to create the perfect family home in an unbeatable setting.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13796390
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 3 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 41.99 × 153.86 ft
- Cross streets
- Valley Mills Road and Mount Albert Road
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Finished with Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,006 / 2025
- Days on market
- 32
- Listing brokerage
- YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $404/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mt Albert, East Gwillimbury, ON
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Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $879,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,861
- Property tax
- $501
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,362
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $18,455
- Estimated closing costs
- $18,455
Plus your down payment of $219,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $291,675
- Principal paid down
- $107,422
- Interest paid
- $184,253
- Balance remaining
- $771,778
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of YOUR HOME SOLD GUARANTEED REALTY SPECIALISTS INC. MLS®/PropTx.