29 Northgate Crescent, Richmond Hill, ON

Bayview Hill, Richmond Hill · MLS® N13796798

$2,700,000
For Sale
Listed 32 days agoNo offer date stated
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5+2Bedrooms
6Bathrooms
2Garage · 8 parking
5,000Sq ft

About this home

In short

  • If you are seeking an elegant executive residence with the presence of a distinguished family home, welcome to 29 Northgate Crescent.
  • Situated on a premium 66 x 150 ft lot in prestigious Bayview Hill, this impressive property offers over 8,000 sq. ft. of total living space (5,124 sq. ft. above grade...
  • A main floor office, full laundry room with direct garage access, and 9-foot-high ceilings on the main floor provide both elegance and everyday convenience.
  • The upper level showcases a spacious primary retreat with walk-in closet and ensuite featuring marble countertops, double vanity, skylight, separate shower and soaker...
  • Located within the highly regarded Bayview Secondary School and Bayview Hill Elementary School district, and just minutes to Highway 404, parks, and amenities, this...

If you are seeking an elegant executive residence with the presence of a distinguished family home, welcome to 29 Northgate Crescent. Situated on a premium 66 x 150 ft lot in prestigious Bayview Hill, this impressive property offers over 8,000 sq. ft. of total living space (5,124 sq. ft. above grade per MPAC plus a beautifully finished basement) with 5+2 bedrooms and 6 washrooms. A refined stone entrance opens to a grand foyer with a sweeping curved staircase, leading to formal living and dining rooms ideal for entertaining and an expansive family room with fireplace for comfortable everyday living. The family-sized kitchen features a quartz island countertop, built-in appliances, and a bright breakfast area with walk-out to the deck for seamless indoor and outdoor gatherings. A main floor office, full laundry room with direct garage access, and 9-foot-high ceilings on the main floor provide both elegance and everyday convenience. The upper level showcases a spacious primary retreat with walk-in closet and ensuite featuring marble countertops, double vanity, skylight, separate shower and soaker tub, complemented by generously sized secondary bedrooms. The finished basement expands the living space with a large recreation area with fireplace, two additional bedrooms, a second kitchen, and flexible multi-use spaces. The professionally landscaped backyard offers exceptional depth and privacy with mature trees, expansive interlock patio, and a composite deck (2021) ideal for outdoor entertaining. Recent updates include fresh interior paint (Feb 2026), updated shower faucet sets (Mar 2026), windows replaced in 2017, furnace (2021), basement laminate flooring (2023), and approximately $150,000 in upgrades. Located within the highly regarded Bayview Secondary School and Bayview Hill Elementary School district, and just minutes to Highway 404, parks, and amenities, this is a rare opportunity to own a residence of scale and enduring value.

Key facts

Property type
Detached, 2-Storey
MLS®
N13796798
Bedrooms
5+2 (7 total)
Bathrooms
6 (1 half)
Size
5,000 sq ft
Lot
66.11 × 150.92 ft
Cross streets
Bayview Ave & 16th Ave
Parking
2 garage · 8 parking (attached)
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$14,989 / 2026
Days on market
32
Listing brokerage
EXP REALTY

Rooms

Primary BedroomSecond6.09 × 4.40 m

hardwood floor · 5 pc ensuite · walk-in closet(s)

BedroomBasement3.27 × 2.92 m

laminate · b/i closet

Bedroom 3Second5.39 × 3.43 m

hardwood floor · 4 pc ensuite · b/i closet

Bedroom 4Second4.81 × 4.02 m

hardwood floor · double closet · large window

RecreationBasement12.97 × 3.71 m

laminate · pot lights · above grade window

Living RoomMain5.77 × 4.74 m

granite floor · fireplace · pot lights

KitchenBasement3.69 × 2.65 m

laminate · breakfast bar · above grade window

BedroomBasement3.85 × 3.41 m

laminate · above grade window

KitchenMain4.75 × 4.33 m

laminate · stainless steel appl · quartz counter

Dining RoomMain5.52 × 4.03 m

granite floor · crown moulding · wet bar

RecreationBasement9.88 × 7.08 m

laminate · fireplace · pot lights

Family RoomMain7.30 × 4.03 m

hardwood floor · gas fireplace · large window

Bedroom 5Second4.53 × 4.40 m

hardwood floor · fireplace · b/i closet

BreakfastMain4.95 × 4.11 m

laminate · w/o to deck · open concept

LibraryMain5.41 × 3.38 m

granite floor · crown moulding · large window

Bedroom 2Second6.14 × 3.57 m

hardwood floor · 4 pc ensuite · b/i closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Bayview Hill, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Observatory
$2.02M
Crosby
$2.05M
Rouge Woods
$1.77M
North Richvale
$1.46M
South Richvale
$4.06M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$12,306/mo
$512KIncome needed
5.3×Price ÷ income
$2,840Weekly cost
$53,975Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $12,306Property tax $1,249Total carry $13,555

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,943per month

Mortgage amount $2,160,000 · 4.49% over 25 years

$540,000Down payment (20.0%)
$2,160,000Loan before insurance
$0CMHC premium
$13,192Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,943
Property tax
$1,249
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$13,192

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$53,975
Estimated closing costs
$53,975

Plus your down payment of $540,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$14,455/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,422,903Total interest paid
$3,582,903Total of all payments
Principal $2,160,000 Interest $1,422,903
YearPrincipalInterestBalance
1$48,202$95,114$2,111,798
2$50,391$92,926$2,061,407
3$52,679$90,638$2,008,729
4$55,070$88,246$1,953,659
5$57,571$85,745$1,896,088
6$60,185$83,131$1,835,903
7$62,917$80,399$1,772,986
8$65,774$77,542$1,707,212
9$68,760$74,556$1,638,452
10$71,882$71,434$1,566,569
11$75,146$68,170$1,491,423
12$78,558$64,758$1,412,865
13$82,125$61,191$1,330,740
14$85,854$57,462$1,244,886
15$89,752$53,564$1,155,134
16$93,827$49,489$1,061,307
17$98,087$45,229$963,220
18$102,541$40,776$860,680
19$107,196$36,120$753,484
20$112,063$31,253$641,420
21$117,152$26,165$524,268
22$122,471$20,845$401,798
23$128,031$15,285$273,766
24$133,845$9,472$139,922
25$139,922$3,394$0

At the end of your 5-year term

Total paid over the term
$716,581
Principal paid down
$263,912
Interest paid
$452,669
Balance remaining
$1,896,088

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$10,500/mo
$126,000Gross annual rent
3.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.7%
Gross yield
− Property tax $14,989− Insurance $1,400− Vacancy & upkeep $13,860Net operating income $95,751

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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