31 Northgate Crescent, Richmond Hill, ON
Bayview Hill, Richmond Hill · MLS® N13823650
About this home
In short
- Luxurious living in Bayview Hills.
- Ft Bsmt, Grand foyer with marble inlay floors and vaulted 20ft ceilings.
- Hardwood T/O on main and 2nd.
- Spectacular Primary Bedroom Retreat with ensuite spa-like Bathroom and Dressing Room converted to 5th Bedroom.
- Finished Bsmt apartment w/separate entrance, open concept living/dining, full kitchen.
Luxurious living in Bayview Hills! Impressive 5+2 bedroom home at Approx Total Include Bsmt 9000'Sq.Ft Of Luxury. 6040'Sq.Ft On 1st&2nd And 3000'Sq.Ft Bsmt, Grand foyer with marble inlay floors and vaulted 20ft ceilings. Hardwood T/O on main and 2nd. Eat-in Kitchen featuring new cabinets, centre island, granite countertops, backsplash, oversized tile floors & more (2023). Formal Living/Dining/Family Rooms adorned in intricate crown moulding T/O. Total 4 marble fireplaces including custom stone surrounds & mantels. All 5 bedrooms feature walk-in closets. 3 Bedrooms have ensuites. Spectacular Primary Bedroom Retreat with ensuite spa-like Bathroom and Dressing Room converted to 5th Bedroom. Finished Bsmt apartment w/separate entrance, open concept living/dining, full kitchen. 2 bedrooms with 3 walk-in closets combined and incredible 7pc ensuite spa in primary bsmt bedroom. * MainFloor Laundry & stove and Third Fridge ( 2026) . Complete exterior waterproofing (2023). Feature three(3) Separate Entrance doors. Three (3) kitchens . potential income 4,300$ monthly (Just Basemant + side unit). Walking distance to top-ranked Bayview Hill Elementary. Minutes to Hwy 404, shopping, hillcrest mall, & more!
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13823650
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 6 (1 half)
- Size
- 5,000 sq ft
- Lot
- 66.11 × 150.92 ft
- Cross streets
- BAYVIEW / 16TH
- Parking
- 2 garage · 11 parking (attached)
- Driveway
- Available, Private
- Basement
- Apartment, Finished, Separate Entrance
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $15,846 / 2025
- Days on market
- 25
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · 7 pc ensuite · walk-in closet(s)
marble counter · centre island · eat-in kitchen
hardwood floor · marble fireplace · french doors
hardwood floor · crown moulding · formal rm
7 pc ensuite · laminate · walk-in closet(s)
hardwood floor · crown moulding · marble fireplace
hardwood floor · walk-in closet(s) · fireplace
hardwood floor · 7 pc ensuite · walk-in closet(s)
hardwood floor · walk-in closet(s)
laminate · closet
hardwood floor · crown moulding · fireplace
hardwood floor · closet · 4 pc ensuite
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $565/sqft; this home lists at $400/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Bayview Hill, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,599,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,847
- Property tax
- $1,321
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $10,167
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $36,475
- Estimated closing costs
- $36,475
Plus your down payment of $400,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $530,800
- Principal paid down
- $195,490
- Interest paid
- $335,310
- Balance remaining
- $1,404,509
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.