4926 Cherry Street, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13797222

$2,150,000
For Sale
Listed 32 days agoNo offer date stated
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5Bedrooms
5Bathrooms
2Garage · 12 parking
3500-5000Sq ft

About this home

In short

  • Rare renovated 5-bedroom, 5-bathroom multi-generational bungaloft on 4.99 private, mature-treed acres on sought-after Cherry Street with fiber internet access.
  • West bungalow: 3 bedrooms, 3 bathrooms, kitchen, family room, living room, dining room, laundry, and an unfinished basement with room to grow.
  • East loft: 2 bedrooms, 2 bathrooms, kitchen, great room, gym, and laundry - also with direct garage access.
  • Stylish updates throughout: soaring ceilings, open-concept layouts, bright interiors, renovated kitchens and bathrooms, updated furnaces and air conditioners.
  • Convenient Location minutes to Ballantrae, Stouffville, Newmarket, Highway 404, Highway 48, Big Box Shopping, Costco, Schools, Parks, Regional Forest Trails.

Rare renovated 5-bedroom, 5-bathroom multi-generational bungaloft on 4.99 private, mature-treed acres on sought-after Cherry Street with fiber internet access. Two complete living areas, a two-car garage, and a barn make this an exceptional fit for multi-generational living or a large family. West bungalow: 3 bedrooms, 3 bathrooms, kitchen, family room, living room, dining room, laundry, and an unfinished basement with room to grow. Direct access to the double garage.East loft: 2 bedrooms, 2 bathrooms, kitchen, great room, gym, and laundry - also with direct garage access. Stylish updates throughout: soaring ceilings, open-concept layouts, bright interiors, renovated kitchens and bathrooms, updated furnaces and air conditioners.Convenient Location minutes to Ballantrae, Stouffville, Newmarket, Highway 404, Highway 48, Big Box Shopping, Costco, Schools, Parks, Regional Forest Trails.

Key facts

Property type
Detached, Bungaloft
MLS®
N13797222
Bedrooms
5
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
165.25 × 1323.71 ft
Cross streets
Vivian ST/Highway 48
Parking
2 garage · 12 parking (built-in)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$8,678 / 2025
Days on market
32
Listing brokerage
ROYAL LEPAGE RCR REALTY

Rooms

Bedroom 3Main3.55 × 2.42 m

laminate · window · 3 pc bath

Bedroom 5Second5.21 × 3.54 m

laminate · closet · large window

Primary BedroomMain4.25 × 4.30 m

5 pc ensuite · walk-in closet(s) · laminate

KitchenMain4.39 × 4.30 m

laminate · vaulted ceiling(s) · pot lights

Primary BedroomSecond5.97 × 5.76 m

5 pc ensuite · w/o to balcony · laminate

Bedroom 2Main3.55 × 3.32 m

3 pc bath · double closet · large window

Dining RoomMain4.37 × 2.90 m

vaulted ceiling(s) · pot lights · large window

Exercise RoomMain5.37 × 3.68 m

w/o to yard · laminate

Family RoomMain5.79 × 2.93 m

laminate · pot lights · skylight

KitchenSecond3.02 × 6.61 m

vaulted ceiling(s) · quartz counter · breakfast bar

Dining RoomSecond5.66 × 2.77 m

vaulted ceiling(s) · pot lights · beamed ceilings

Living RoomSecond5.66 × 3.71 m

vaulted ceiling(s) · pot lights · laminate

Living RoomMain5.66 × 3.71 m

overlooks garden · cathedral ceiling(s) · combined w/dining

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.05Mlikely sale price

Listed at $2,150,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $2.05M, if it sells. A realistic range is $1.92M to $2.31M.

Independent value check: $1.74M. Without looking at the asking price, our model values the home itself about 19% below the ask (homes like it typically land between $1.63M and $1.83M).

Why $1.74M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:

  • ▲ Raises it stronglyIt is 3,500 to 5,000 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▼ Lowers it2 garage and 12 total parking spaces, against 3 and 8 typically.
  • ▲ Raises it5 bedrooms and 5 baths, against 4+1 and 4 typically.
  • ▲ Raises it slightlyIts lot is 165 by 1324 ft; the typical lot sold here is 162 by 279.
List price
$1.92MBelow recent closings$2.31MAbove recent closings

Total price vs nearby homes. Likely closing about $2.05M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
32days on market so far
$8,138/moest. rent · 8 leases
4.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.8 months of inventory: 6 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $506/sqft against an area asking average of $1,211/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.77M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($506/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Rural Whitchurch-Stouffville, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$4.36Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.74M, which is where my estimate comes from.

Per square foot, these ask about $1,216/sqft; this home lists at $506/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.15MThis home3.09M1.97M2.40M9.99MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,799/mo
$398KIncome needed
5.4×Price ÷ income
$2,261Weekly cost
$40,225Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,799Property tax $723Total carry $10,522

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$9,510per month

Mortgage amount $1,720,000 · 4.49% over 25 years

$430,000Down payment (20.0%)
$1,720,000Loan before insurance
$0CMHC premium
$10,233Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$9,510
Property tax
$723
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$10,233

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$40,225
Estimated closing costs
$40,225

Plus your down payment of $430,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$11,511/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,133,053Total interest paid
$2,853,053Total of all payments
Principal $1,720,000 Interest $1,133,053
YearPrincipalInterestBalance
1$38,383$75,739$1,681,617
2$40,126$73,996$1,641,491
3$41,948$72,174$1,599,543
4$43,852$70,270$1,555,691
5$45,843$68,279$1,509,848
6$47,925$66,197$1,461,923
7$50,101$64,021$1,411,822
8$52,376$61,747$1,359,447
9$54,754$59,368$1,304,693
10$57,240$56,882$1,247,453
11$59,839$54,284$1,187,615
12$62,556$51,567$1,125,059
13$65,396$48,726$1,059,663
14$68,365$45,757$991,298
15$71,469$42,653$919,829
16$74,714$39,408$845,115
17$78,106$36,016$767,009
18$81,653$32,469$685,356
19$85,360$28,762$599,996
20$89,236$24,886$510,760
21$93,287$20,835$417,473
22$97,523$16,599$319,950
23$101,951$12,171$217,999
24$106,580$7,542$111,419
25$111,419$2,703$0

At the end of your 5-year term

Total paid over the term
$570,611
Principal paid down
$210,152
Interest paid
$360,458
Balance remaining
$1,509,848

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 8 whole-home leases in Rural Whitchurch-Stouffville$8,138/mo
$97,656Gross annual rent
3.6%Cap rate after taxes and upkeep
$7,110 to $8,789Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 8 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $6,278 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $8,138. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $8,678− Insurance $1,400− Vacancy & upkeep $10,742Net operating income $76,836

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE RCR REALTY. MLS®/PropTx.

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