4143 Vivian Road, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N14092062

$2,399,000
For Sale
Just listed todayNo offer date stated
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4Bedrooms
4Bathrooms
3Garage
3500-5000Sq ft

About this home

In short

  • Country living, close to the city.
  • Custom rebuilt in 2018, this one-of-a-kind barndominium/bungaloft offers 4,000+ sq. ft. of thoughtfully crafted living space, blending soaring ceilings, exposed beams...
  • A main-floor primary suite and flexible loft spaces make everyday living effortless, while the full-length, 8-ft-wide covered porch invites long dinners, morning...
  • Step beyond the house and the lifestyle really begins: professionally landscaped entertaining areas, custom bar, hot tub, paddocks and a 4-stall barn with hydro and...
  • Three heated garages, extensive parking, a professional office with separate entrance and a legal, spacious one-bedroom apartment add remarkable flexibility for...

Country living, close to the city. Welcome to 4143 Vivian Road, where modern country living meets the freedom of over two acres, with the Vivian Forest quite literally in your backyard. Custom rebuilt in 2018, this one-of-a-kind barndominium/bungaloft offers 4,000+ sq. ft. of thoughtfully crafted living space, blending soaring ceilings, exposed beams and warm natural finishes with the comfort and function of a modern home. At its heart, a chef-inspired kitchen with solid maple cabinetry and Wolf cooking appliances opens to the dining and great room, creating a spectacular gathering space overlooking the property. A main-floor primary suite and flexible loft spaces make everyday living effortless, while the full-length, 8-ft-wide covered porch invites long dinners, morning coffee and quiet evenings outdoors. Step beyond the house and the lifestyle really begins: professionally landscaped entertaining areas, custom bar, hot tub, paddocks and a 4-stall barn with hydro and water, all surrounded by pasture and mature forest. A private gate connects directly to the renowned Vivian Forest trail network, with kilometres of trails for horseback riding, hiking, cycling, snowshoeing and exploring. Three heated garages, extensive parking, a professional office with separate entrance and a legal, spacious one-bedroom apartment add remarkable flexibility for multi-generational living, working from home or additional income. Horse boarding, training and other home-based or rural business opportunities may offer an additional income stream in your backyard, subject to applicable zoning and approvals. Minutes to Hwy 404, amenities and hospital, yet a world away once you arrive. Willow Trail Farm isn't simply a home on two acres. It's a chance to live a little differently.

Key facts

Property type
Detached, Bungaloft
MLS®
N14092062
Bedrooms
4
Bathrooms
4 (1 half)
Size
3500-5000 sq ft
Lot
132 × 672 ft
Cross streets
Kennedy Road or McCowan Road
Parking
3 garage (attached)
Driveway
Front Yard Parking, RV/Truck, Private
Basement
Crawl Space, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Listing brokerage
ENGEL & VOLKERS OAKVILLE

Rooms

Great RoomMain4.54 × 6.64 m

vaulted ceiling(s) · hardwood floor · walk-out

LoftSecond7.74 × 4.23 m

combined w/family · hardwood floor

Exercise RoomSecond4.51 × 6.12 m

Hardwood Floor

Mud RoomMain4.38 × 6.12 m

separate room · combined w/laundry · access to garage

Bedroom 3Second5.79 × 5.45 m

cathedral ceiling(s) · hardwood floor · ceiling fan(s)

KitchenMain5.97 × 6.64 m

cathedral ceiling(s) · hardwood floor · combined w/dining

KitchenSecond4.48 × 2.83 m

quartz counter · centre island · breakfast bar

Bedroom 2Main4.14 × 3.68 m

hardwood floor · bay window · b/i closet

Primary BedroomMain4.42 × 5.42 m

vaulted ceiling(s) · walk-in closet(s) · walk-out

LaundrySecond2.56 × 3.10 m
Bedroom 4Second4.60 × 3.38 m

4 pc ensuite · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A discount is typical here
$2.29Mlikely sale price

Listed at $2,399,000 with no offer date. Going by how homes here have actually closed against their asks, the likely sale price is $2.29M, typically $2.14M to $2.58M. Comparable closings on their own put this home around $2.08M, about 13% below the ask.

List price
$2.14MBelow recent closings$2.58MAbove recent closings

Total price vs nearby homes. Likely closing about $2.29M, from 24 recent closings in this pocket.

The market behind the math:

24sold nearby · 90 days
$1.46Mmedian sold price
90%of asking, on average
−1%prices vs a year ago
~41 dayshomes like this take to sell
$6,960/moest. rent · 13 leases
3.5%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 7 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $564/sqft against an area asking average of $1,205/sqft.

How this estimate is builtthe short version

I take the 24 most comparable recent sales nearby and adjust each one to this home for the real differences (size, beds, baths, garage, lot frontage, a ravine backing, an inground pool), then use the median, which is steadier than leaning on any single sale.

It’s grounded in recent closing prices, not asking prices. Lot, condition, and finishes are my in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Rural Whitchurch-Stouffville, so I widened the search to the surrounding area.

Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.

What sellers nearby are askingCurrently listed nearby in Rural Whitchurch-Stouffville · asking prices
$4.30Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.08M, which is where my estimate comes from.

Per square foot, these ask about $1,201/sqft; this home lists at $564/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
2.40MThis home1.97M2.15M3.09M9.99MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.74M9
November 2025$1.96M7
December 2025$2.05M9
January 2026$1.14M5
February 2026$1.80M7
March 2026$1.48M7
April 2026$1.44M7
May 2026$1.75M13
June 2026$2.02M8
July 2026$1.43M7
August 2026$1.46M6
September 2026$1.52M6

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.18M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,934/mo
$470KIncome needed
5.1×Price ÷ income
$2,523Weekly cost
$46,450Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $10,934Estimated property tax $1,499Total carry $12,433

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,612per month

Mortgage amount $1,919,200 · 4.49% over 25 years

$479,800Down payment (20.0%)
$1,919,200Loan before insurance
$0CMHC premium
$12,111Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,612
Estimated property tax
$1,499
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,111

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,450
Estimated closing costs
$46,450

Plus your down payment of $479,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,844/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,264,276Total interest paid
$3,183,476Total of all payments
Principal $1,919,200 Interest $1,264,276
YearPrincipalInterestBalance
1$42,828$84,511$1,876,372
2$44,773$82,566$1,831,599
3$46,806$80,533$1,784,793
4$48,931$78,408$1,735,862
5$51,153$76,186$1,684,709
6$53,475$73,864$1,631,234
7$55,903$71,436$1,575,331
8$58,441$68,898$1,516,889
9$61,095$66,244$1,455,795
10$63,869$63,470$1,391,926
11$66,769$60,570$1,325,157
12$69,800$57,539$1,255,357
13$72,970$54,370$1,182,387
14$76,283$51,056$1,106,104
15$79,746$47,593$1,026,358
16$83,367$43,972$942,991
17$87,152$40,187$855,839
18$91,109$36,230$764,730
19$95,246$32,093$669,484
20$99,570$27,769$569,914
21$104,091$23,248$465,822
22$108,818$18,521$357,005
23$113,758$13,581$243,246
24$118,923$8,416$124,323
25$124,323$3,016$0

At the end of your 5-year term

Total paid over the term
$636,695
Principal paid down
$234,491
Interest paid
$402,204
Balance remaining
$1,684,709

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 13 whole-home leases in Rural Whitchurch-Stouffville$6,960/mo
$83,520Gross annual rent
2.3%Cap rate after taxes and upkeep
$6,280 to $7,574Typical rent range
~19 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 13 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,373 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,960. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.5%
Gross yield
− Property tax $16,793− Insurance $1,400− Vacancy & upkeep $9,187Net operating income $56,140

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENGEL & VOLKERS OAKVILLE. MLS®/PropTx.

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