58 Emerald Hts Drive, Whitchurch-Stouffville, ON
Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13237754
About this home
In short
- Welcome to 3428 Sq Ft Free Hold House in the prestigious Emerald Heights gated community.
- Open Concept 9-18 Ft Ceiling, Hardwood Floor Throughout, Custom Kit with Granite Counter top, Walk Though the Pantry, 6 Jet Whirlpool, Cornice Mourlding, Home...
- Roof (2021), Air-Conditioner (2019), Furnace (2019), Enjoy $1,038.02/month maintenance fee, covering Water, club house amenities, tennis court, community pool, hot...
- This is more than a home-it's your private Ravine Retreat in Emerald Heights.
Welcome to 3428 Sq Ft Free Hold House in the prestigious Emerald Heights gated community! Open Concept 9-18 Ft Ceiling, Hardwood Floor Throughout, Custom Kit with Granite Counter top, Walk Though the Pantry, 6 Jet Whirlpool, Cornice Mourlding, Home Theatre, Lookout Window in the Basement. Roof (2021), Air-Conditioner (2019), Furnace (2019), Enjoy $1,038.02/month maintenance fee, covering Water, club house amenities, tennis court, community pool, hot tub sauna, fitness center, party room w/kitchen, children play ground. All within a safe, private gated enclave. This is more than a home-it's your private Ravine Retreat in Emerald Heights.
Key facts
- Property type
- Detached, Bungaloft
- MLS®
- N13237754
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4
- Size
- 3000-3500 sq ft
- Lot
- 47.9 × 150 ft
- Cross streets
- Warden/Bloomington
- Parking
- 2 garage · 4 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Other
- Pool
- Community, Outdoor
- Property tax
- $9,781 / 2025
- Days on market
- 138
- Listing brokerage
- REAL ONE REALTY INC.
Rooms
hardwood floor · crown moulding · combined w/dining
Hardwood Floor
hardwood floor · 4 pc bath · walk-in closet(s)
Laminate
hardwood floor · closet
Laminate
Laminate
hardwood floor · 6 pc ensuite · walk-in closet(s)
hardwood floor · floor/ceil fireplace · picture window
3 pc bath · ceramic floor
east view · overlooks ravine · w/o to deck
hardwood floor · 5 pc bath · walk-in closet(s)
laminate · wet bar
centre island · ceramic backsplash · family size kitchen
ceramic floor · w/o to garage · b/i vanity
hardwood floor · french doors · cathedral ceiling(s)
hardwood floor · crown moulding · combined w/living
Listed at $1,968,000. Going by how homes in Rural Whitchurch-Stouffville and the wider GTA have actually closed against their asking prices (about 95%, 24 local closings in 90 days), the likely sale price is near $1.88M, if it sells. A realistic range is $1.76M to $2.11M.
Independent value check: $1.73M. Without looking at the asking price, our model values the home itself about 12% below the ask (homes like it typically land between $1.62M and $1.81M).
Why $1.73M. The typical detached home sold in Rural Whitchurch-Stouffville over the past year went for about $1.60M (93 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $9,781 a year; the typical home sold here pays about $8,300.
- ▼ Lowers itIts lot is 48 by 150 ft; the typical lot sold here is 162 by 279.
- ▼ Lowers it2 garage and 4 total parking spaces, against 3 and 8 typically.
- ▲ Raises it slightlyIt is 3,000 to 3,500 sq ft; the typical home sold here is 2,500 to 3,000.
Longer on the market than typical. 138 days on the market against about 56 for homes like it here, and asking 14% above where comparable closings put it.
Total price vs nearby homes. Likely closing about $1.88M, from 24 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 6 detached homes for sale in the area against 24 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $606/sqft against an area asking average of $1,194/sqft.
- Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 24 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.89M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Open-concept layout: modern, sought-after flow. Lifestyle
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Read this with carewhy it’s an estimate, not an appraisal
Priced above comparable homes overall, but the price per square foot ($606/sqft) is below the area, so you are paying for extra space rather than a premium.
Based on 24 comparable homes that sold in Rural Whitchurch-Stouffville over the past two years, from 258 closings there.
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.73M, which is where my estimate comes from.
Per square foot, these ask about $1,309/sqft; this home lists at $606/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Rural Whitchurch-Stouffville: $1.52M in September 2026, down 17% from a year ago, on 91 closings in 12 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $1.74M | 9 |
| November 2025 | $1.96M | 7 |
| December 2025 | $2.05M | 9 |
| January 2026 | $1.14M | 5 |
| February 2026 | $1.80M | 7 |
| March 2026 | $1.48M | 7 |
| April 2026 | $1.44M | 7 |
| May 2026 | $1.75M | 13 |
| June 2026 | $2.02M | 8 |
| July 2026 | $1.43M | 7 |
| August 2026 | $1.46M | 6 |
| September 2026 | $1.52M | 6 |
Neighbourhood & location
Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,574,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $8,705
- Property tax
- $815
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $9,520
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $35,835
- Estimated closing costs
- $35,835
Plus your down payment of $393,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $522,308
- Principal paid down
- $192,363
- Interest paid
- $329,945
- Balance remaining
- $1,382,037
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 6 whole-home leases in Rural Whitchurch-Stouffville signed at a median of $5,738 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $6,759. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.