10 Earl Cook Drive, Whitchurch-Stouffville, ON

Rural Whitchurch-Stouffville, Whitchurch-Stouffville · MLS® N13812516

$2,390,000
For Sale
Listed 27 days agoNo offer date stated
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4Bedrooms
5Bathrooms
3Garage · 13 parking
2500-3000Sq ft

About this home

In short

  • Beautifully Updated 4-Bedroom Stone & Brick Bungaloft on a Breathtaking 2-Acre Lot Offering Privacy, Space, & Beautifully Curated Outdoor Living While Nestled in a...
  • Rich Hardwood Flooring Flows Through the Great Room, Living Room, Main and Upper Levels Complemented by Elegant Plaster Mouldings, 5-Inch Baseboards & Beautifully...
  • Soaring Volume Ceilings, B/I Speakers, High-End Finishes & Designer Fixtures That Elevate Every Detail.
  • The Spacious Primary Suite with Hardwood Flooring, Floor-to-Ceiling Windows, Generous Walk-in Closet & Completely Reimagined 5-Piece Spa-Like Ensuite With Heated...
  • Finished Lower Level With Kitchenette, Office Nook & Recently Updated Media Room, Large Storage Area & Walk-up to Radiant Heated 3 Car Garage.

Beautifully Updated 4-Bedroom Stone & Brick Bungaloft on a Breathtaking 2-Acre Lot Offering Privacy, Space, & Beautifully Curated Outdoor Living While Nestled in a Quiet, Family-Friendly Cul-De-Sac. This Home Has Undergone Extensive Upgrades & Thoughtful Improvements. As you Step Inside You Are Welcomed by a True Sense of Refined Living. Rich Hardwood Flooring Flows Through the Great Room, Living Room, Main and Upper Levels Complemented by Elegant Plaster Mouldings, 5-Inch Baseboards & Beautifully Pillared Room Entrances. Soaring Volume Ceilings, B/I Speakers, High-End Finishes & Designer Fixtures That Elevate Every Detail. Custom Bloomsbury Kitchen With Beaded Wood Cabinetry, Thoughtful Built-in Organizers, Soft-Close Drawers, and Elegant Under-Cabinet Lighting. Stunning Quartzite Countertops Imported from Brazil Pair With Polished Nickel Perrin & Rowe Faucets & Pot Filler, a Spacious Centre Island With Undermount Sink, High-End Cabinet-Matched Fisher & Paykel Appliances, Including the Refrigerator and Double Drawer Dishwasher Blend Seamlessly Into the Design. A Fisher & Paykel 5-Burner Gas Stove and Oven, Along With a Wolf Infrared Oven/Microwave & Walkout to the Backyard Natural Stone Patio with Motorized Automatic Awning, Built-in Outdoor Wood Fireplace & Perennial Gardens. The Spacious Primary Suite with Hardwood Flooring, Floor-to-Ceiling Windows, Generous Walk-in Closet & Completely Reimagined 5-Piece Spa-Like Ensuite With Heated Floors, Glass Walk-in Shower, Relaxing Soaker Tub, New Vanities, Smart Toilet & Polished Nickel Fixtures. Finished Lower Level With Kitchenette, Office Nook & Recently Updated Media Room, Large Storage Area & Walk-up to Radiant Heated 3 Car Garage. Updated Main Floor Powder Room, 4pc Bath & Laundry w/ Custom Cabinetry & High-End Washer/Dryer. Minutes From Hwy 404 & Bloomington GO! Close Proximity to Neighboring Golf, Regional Forests, Schools, Shopping & Amenities in Stouffville and Ballantrae & Big Box Stores of Aurora.

Key facts

Property type
Detached, Bungaloft
MLS®
N13812516
Bedrooms
4
Bathrooms
5 (1 half)
Size
2500-3000 sq ft
Lot
2-4.99 ac
Cross streets
Bloomington / McCowan Road
Parking
3 garage · 13 parking (attached)
Driveway
Private
Basement
Partially Finished, Separate Entrance
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Stone
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Property tax
$11,772 / 2025
Days on market
27
Listing brokerage
FARQUHARSON REALTY LIMITED

Rooms

Great RoomMain6.72 × 4.52 m

hardwood floor · crown moulding · electric fireplace

Living RoomMain4.21 × 3.53 m

crown moulding · hardwood floor · picture window

Bedroom 2Main4.00 × 3.67 m

hardwood floor · crown moulding · double closet

Dining RoomMain4.84 × 3.62 m

window floor to ceiling · hardwood floor · crown moulding

Primary BedroomMain5.29 × 2.73 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Bedroom 4Upper3.65 × 2.54 m

french doors · double closet · semi ensuite

KitchenLower2.73 × 2.13 m

b/i fridge · pot lights

KitchenMain4.56 × 4.24 m

hardwood floor · stainless steel appl · centre island

Media RoomLower7.78 × 6.33 m

built-in speakers · pot lights

Bedroom 3Upper4.26 × 3.91 m

hardwood floor · double closet · semi ensuite

BreakfastMain4.56 × 4.22 m

w/o to patio · crown moulding · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$2.57Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $987/sqft; this home lists at $869/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.39MThis home2.29M2.90M2.33M2.49M2.86MThis home vs active comparables

Neighbourhood & location

Rural Whitchurch-Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Ballantrae
$1.77M
Stouffville
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$10,893/mo
$449KIncome needed
5.3×Price ÷ income
$2,514Weekly cost
$46,225Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $10,893Property tax $981Total carry $11,874

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$10,572per month

Mortgage amount $1,912,000 · 4.49% over 25 years

$478,000Down payment (20.0%)
$1,912,000Loan before insurance
$0CMHC premium
$11,553Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$10,572
Property tax
$981
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$11,553

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$46,225
Estimated closing costs
$46,225

Plus your down payment of $478,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$12,795/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,259,533Total interest paid
$3,171,533Total of all payments
Principal $1,912,000 Interest $1,259,533
YearPrincipalInterestBalance
1$42,668$84,194$1,869,332
2$44,605$82,256$1,824,727
3$46,630$80,231$1,778,097
4$48,747$78,114$1,729,350
5$50,961$75,901$1,678,389
6$53,275$73,587$1,625,114
7$55,693$71,168$1,569,421
8$58,222$68,639$1,511,199
9$60,866$65,996$1,450,333
10$63,629$63,232$1,386,704
11$66,518$60,343$1,320,186
12$69,538$57,323$1,250,647
13$72,696$54,166$1,177,951
14$75,996$50,865$1,101,955
15$79,447$47,414$1,022,508
16$83,054$43,807$939,454
17$86,825$40,036$852,628
18$90,767$36,094$761,861
19$94,889$31,973$666,972
20$99,197$27,664$567,776
21$103,701$23,160$464,075
22$108,409$18,452$355,665
23$113,332$13,530$242,334
24$118,477$8,384$123,857
25$123,857$3,005$0

At the end of your 5-year term

Total paid over the term
$634,307
Principal paid down
$233,611
Interest paid
$400,695
Balance remaining
$1,678,389

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
1.8%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.6%
Gross yield
− Property tax $11,772− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $42,898

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of FARQUHARSON REALTY LIMITED. MLS®/PropTx.

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